Comparison

Foreseenly™ Cash Flow Forecast vs Plan My FIRE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Foreseenly™ Cash Flow Forecast

This app helps you forecast your financial balance months in advance, allowing you to plan confidently and avoid unexpected shortfalls. It focuses on projecting future cash flow, not just tracking current spending, to visualize financial trends up to 15 years ahead.

Highlights
  • Forecast future balances
  • Identify low balance points
  • Visualize affordability and timing
  • Plan up to 15 years ahead
  • Supports recurring and irregular transactions
  • No spreadsheets or guesswork
Features
Read full description

See your future balance before you spend. Foreseenly shows how upcoming income, bills and purchases may change your balance over time. Spot low points early and see whether changing a payment date or delaying a purchase could leave you in a better position. Free to use. Optional in-app contributions only if it brings you value. No ads. No bank login. PLAN BEFORE YOU COMMIT • See your projected balance on future dates. • Check how a purchase or extra debt payment affects the weeks and months ahead. • Spot gaps between bills going out and income arriving. • Change amounts or dates and see how your forecast changes. A positive monthly total can hide a shortfall before payday. Foreseenly makes the timing visible. BUILD YOUR FORECAST 1. Add your starting balance, expected income and expenses. 2. Set recurring transactions and one-time plans. 3. Explore your forecast and adjust as life changes. Plan weeks, months or years ahead, up to 15 years. Use it for your own finances, household expenses or small business cash flow. PRIVATE BY DESIGN You enter the financial information you want to plan with. No bank connection is required. Your financial data stays on your device and, if you enable sync, in your private iCloud account. We do not collect, store, or access your financial data. Before you say yes, check the forecast. ▶ Terms and Usage For best results, keep variable budget items up to date. Foreseenly™ CashFlow is not financial, investment, or legal advice. All forecasts and projections are illustrative only and may not reflect real-world outcomes. Use of this app is at your own risk. By using this app, you agree to Apple's Standard Terms of Use (EULA). Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Plan My FIRE

Features
Read full description

Plan My FIRE is your guided path to early retirement — an all-in-one, free workspace that helps your whole household reach financial independence. Start simple: sensible, sourced defaults are filled in for you, so you and your partner can build a real plan in minutes — healthcare costs and all. No login required to get started, and the math is fully transparent: every number is yours to see, check, and adjust. WHAT YOU CAN DO Build your FIRE plan three ways: Income Stream (most cautious), Principal-Preserving (keep your nest egg intact), or Portfolio Drawdown (most flexible). Track your whole household's portfolio in one place, with prices updated daily, and see your asset allocation at a glance. Run the numbers with free, transparent calculators: retirement healthcare costs, Social Security benefits, taxes, living expenses, investments, and mortgage. See your progress toward financial independence and your target retirement age. Learn as you go with plain-English guides to FIRE concepts. PRIVATE BY DESIGN No login required: start using every planner and calculator right away — no account, no sign-up. Local-first: the figures you enter stay on your device by default. Optional account: add one only to sync across devices — a one-time email code, no password. Face ID / Touch ID app lock keeps your numbers private. No ads, and we never sell your data. Disclaimer: Plan My FIRE provides educational planning tools and estimates, not financial advice. Projections are illustrative and are not guarantees of future results.

Screenshots

Foreseenly™ Cash Flow Forecast4 screens
Plan My FIRE4 screens

Verdict

The call

The clearest difference is in-app purchases: Plan My FIRE at none against Foreseenly™ Cash Flow Forecast's 6. Plan My FIRE also leads on iOS requirement (15.0 vs 17.0). Foreseenly™ Cash Flow Forecast's advantage is device support (4 vs 2). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Foreseenly™ Cash Flow Forecast sells 6 in-app purchases, starting at $4.99 per month. Plan My FIRE asks for nothing beyond the download.

Scorecard3 real differences · 7 level
Foreseenly™ Cash Flow Forecast versus Plan My FIRE: the parameters behind the verdict, then further details
ParameterForeseenly™ Cash Flow ForecastPlan My FIRE
PriceFreeFree
Rating4.7 (171 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings171 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPod
Requires iOS17.015.0 — better
Further details — not scored
Size40 MB4 MB
Age rating4+4+
DeveloperQApps LLCGaohua Zhu

Bugs and requests

Foreseenly™ Cash Flow Forecast

Reported bugs

12 issues
  • App crashes when modifying transactions
  • Date button not responding to clicks
  • Category editing disabled in some cases
  • Application closes unexpectedly during edits
  • Data disappears after app updates
Show 7 more
  • Recurring transactions not refreshing properly
  • Starting balance changes not persisting
  • Archived transactions missing data
  • iCloud sync taking excessive time
  • App crashes immediately on launch (Mac/iPhone)
  • Transactions saving with $0 amount
  • Recurring transactions stopping after initial entry

Requested features

12 requests
  • Bank transaction import functionality
  • Extended forecast period beyond 12 months
  • Calendar view option
  • Notes field for transaction entries
  • Custom category views and filtering
Show 7 more
  • Loan payment schedule with extra payment support
  • Web-based version
  • Ability to skip tutorial on first launch
  • Subtotal calculations for average monthly outflows
  • Mortgage payment breakdown (EMI and escrow)
  • Shared forecast view with spouse
  • Ability to select specific dates directly

Plan My FIRE

Not enough reviews yet to summarise bugs or requests.

In-app purchases

6 purchases

Foreseenly™ Cash Flow Forecast

Subscriptions2
  • Monthly Budget Contributor$4.991 Month
  • Year of Foresight Contributor.$49.991 Year
One-time4
  • CashFlow Up daily upkeep$14.99
  • Independent Supporter - 6 Months$24.99
  • CashFlow Up Future Tasks$26.99
Show 1 more
  • Lifetime Planner Supporter$99.99
None

Plan My FIRE

No in-app purchases

Questions

Is Foreseenly™ Cash Flow Forecast free?
Foreseenly™ Cash Flow Forecast is free to download, with in-app purchases available.
Is Plan My FIRE free?
Plan My FIRE is free to download, with no in-app purchases.
Do Foreseenly™ Cash Flow Forecast or Plan My FIRE have ads?
Neither Foreseenly™ Cash Flow Forecast nor Plan My FIRE shows ads.

Other comparisons