Foreseenly™ Cash Flow Forecast vs Plan My FIRE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Foreseenly™ Cash Flow Forecast
This app helps you forecast your financial balance months in advance, allowing you to plan confidently and avoid unexpected shortfalls. It focuses on projecting future cash flow, not just tracking current spending, to visualize financial trends up to 15 years ahead.
- Forecast future balances
- Identify low balance points
- Visualize affordability and timing
- Plan up to 15 years ahead
- Supports recurring and irregular transactions
- No spreadsheets or guesswork
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See your future balance before you spend. Foreseenly shows how upcoming income, bills and purchases may change your balance over time. Spot low points early and see whether changing a payment date or delaying a purchase could leave you in a better position. Free to use. Optional in-app contributions only if it brings you value. No ads. No bank login. PLAN BEFORE YOU COMMIT • See your projected balance on future dates. • Check how a purchase or extra debt payment affects the weeks and months ahead. • Spot gaps between bills going out and income arriving. • Change amounts or dates and see how your forecast changes. A positive monthly total can hide a shortfall before payday. Foreseenly makes the timing visible. BUILD YOUR FORECAST 1. Add your starting balance, expected income and expenses. 2. Set recurring transactions and one-time plans. 3. Explore your forecast and adjust as life changes. Plan weeks, months or years ahead, up to 15 years. Use it for your own finances, household expenses or small business cash flow. PRIVATE BY DESIGN You enter the financial information you want to plan with. No bank connection is required. Your financial data stays on your device and, if you enable sync, in your private iCloud account. We do not collect, store, or access your financial data. Before you say yes, check the forecast. ▶ Terms and Usage For best results, keep variable budget items up to date. Foreseenly™ CashFlow is not financial, investment, or legal advice. All forecasts and projections are illustrative only and may not reflect real-world outcomes. Use of this app is at your own risk. By using this app, you agree to Apple's Standard Terms of Use (EULA). Apple Standard EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Plan My FIRE
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Plan My FIRE is your guided path to early retirement — an all-in-one, free workspace that helps your whole household reach financial independence. Start simple: sensible, sourced defaults are filled in for you, so you and your partner can build a real plan in minutes — healthcare costs and all. No login required to get started, and the math is fully transparent: every number is yours to see, check, and adjust. WHAT YOU CAN DO Build your FIRE plan three ways: Income Stream (most cautious), Principal-Preserving (keep your nest egg intact), or Portfolio Drawdown (most flexible). Track your whole household's portfolio in one place, with prices updated daily, and see your asset allocation at a glance. Run the numbers with free, transparent calculators: retirement healthcare costs, Social Security benefits, taxes, living expenses, investments, and mortgage. See your progress toward financial independence and your target retirement age. Learn as you go with plain-English guides to FIRE concepts. PRIVATE BY DESIGN No login required: start using every planner and calculator right away — no account, no sign-up. Local-first: the figures you enter stay on your device by default. Optional account: add one only to sync across devices — a one-time email code, no password. Face ID / Touch ID app lock keeps your numbers private. No ads, and we never sell your data. Disclaimer: Plan My FIRE provides educational planning tools and estimates, not financial advice. Projections are illustrative and are not guarantees of future results.
Screenshots
Verdict
The clearest difference is in-app purchases: Plan My FIRE at none against Foreseenly™ Cash Flow Forecast's 6. Plan My FIRE also leads on iOS requirement (15.0 vs 17.0). Foreseenly™ Cash Flow Forecast's advantage is device support (4 vs 2). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Foreseenly™ Cash Flow Forecast sells 6 in-app purchases, starting at $4.99 per month. Plan My FIRE asks for nothing beyond the download.
| Parameter | Foreseenly™ Cash Flow Forecast | Plan My FIRE |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (171 ratings) — better | — |
| Positive reviews | 80.0% of reviews | — |
| Number of ratings | 171 — better | — |
| Update frequency | Every 2 weeks | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, Mac, Apple Watch — better | iPhone, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 40 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | QApps LLC | Gaohua Zhu |
Bugs and requests
Foreseenly™ Cash Flow Forecast
Reported bugs
12 issues- App crashes when modifying transactions
- Date button not responding to clicks
- Category editing disabled in some cases
- Application closes unexpectedly during edits
- Data disappears after app updates
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- Recurring transactions not refreshing properly
- Starting balance changes not persisting
- Archived transactions missing data
- iCloud sync taking excessive time
- App crashes immediately on launch (Mac/iPhone)
- Transactions saving with $0 amount
- Recurring transactions stopping after initial entry
Requested features
12 requests- Bank transaction import functionality
- Extended forecast period beyond 12 months
- Calendar view option
- Notes field for transaction entries
- Custom category views and filtering
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- Loan payment schedule with extra payment support
- Web-based version
- Ability to skip tutorial on first launch
- Subtotal calculations for average monthly outflows
- Mortgage payment breakdown (EMI and escrow)
- Shared forecast view with spouse
- Ability to select specific dates directly
Plan My FIRE
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Foreseenly™ Cash Flow Forecast
- Monthly Budget Contributor$4.991 Month
- Year of Foresight Contributor.$49.991 Year
- CashFlow Up daily upkeep$14.99
- Independent Supporter - 6 Months$24.99
- CashFlow Up Future Tasks$26.99
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- Lifetime Planner Supporter$99.99
Plan My FIRE
No in-app purchases
Questions
Is Foreseenly™ Cash Flow Forecast free?
Is Plan My FIRE free?
Do Foreseenly™ Cash Flow Forecast or Plan My FIRE have ads?
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