Comparison

E vs AZMK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

E

This app facilitates online payments for various services, including internet, phone bills, utilities, and consumer credit. Users can also transfer money between cards, set up automatic payments, and earn cashback rewards.

Highlights
  • Pay for internet, phone, and utility bills
  • Consumer credit payments
  • Card to Card transfers
  • Automatic payment setup
  • Earn bonuses and cashback
  • Virtual card and personal wallet
Features
Read full description

Pay for goods and services, get bonuses. Download E-PUL APP right now! E-PUL allows you to: - To pay for the internet, pay phone, utility bills, as well as goods and services of other suppliers. - Pay for consumer credit. - Save details of payments for re-payment and transfers. - Learn debts - Create automatic payments - All registered users can take advantage of Card to Card service - Earn bonuses - Buy goods in our marketplace - Pay for fuel at gas stations Soсar and Lukoil - Pay for parking your car - Virtual Card - Personal Wallet - Cashback up to 1 percent If you do not have E-PUL account, you can register free of charge directly on the site https://www.e-pul.az and immediately begin to make payments.

About

AZMK

Read full description

AZMK is a mobile app for customers of Azerbaijan Micro-Credit Non-Bank Credit Organization OJSC. Explore consumer, pawnshop, business and agricultural credit products, as well as car leasing, and apply for an available option directly in the app. With AZMK, you can: - view information about your active loans; - check monthly payments and repayment schedules; - review collateral information; - make loan payments online; - use the available online credit renewal option; - estimate payments with the credit calculator; - receive news and campaign updates through notifications; - find branches and contact support. The app is intended for existing customers of Azerbaijan Micro-Credit Non-Bank Credit Organization OJSC. Credit terms depend on individual assessment and the organization’s current policies. Please review all terms carefully before applying. For more information, visit any branch of Azerbaijan Micro-Credit Non-Bank Credit Organization OJSC or contact the call center at *6300.

Screenshots

E4 screens
AZMK4 screens

Verdict

The call

E and AZMK are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

E ships an update every 5 weeks, AZMK every 2 months. The most recent releases landed on October 15, 2026 and October 4, 2026 respectively.

ScorecardNo meaningful differences
E versus AZMK: the parameters behind the verdict, then further details
ParameterEAZMK
PriceFreeFree
Rating4.7 (70 ratings) — better—
Positive reviews57.7% of reviews—
Number of ratings70 — better—
Update frequencyEvery 5 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size54 MB54 MB
Age rating4+4+
DeveloperPAYSIS MMCAzerbaycan Mikro-Kredit BOKT MMC

In-app purchases

None

E

No in-app purchases

None

AZMK

No in-app purchases

Questions

Is E free?
E is free to download, with no in-app purchases.
Is AZMK free?
AZMK is free to download, with no in-app purchases.
Do E or AZMK have ads?
Neither E nor AZMK shows ads.
Which is updated more often, E or AZMK?
E ships an update every 5 weeks, and AZMK every 2 months. Most recently, E was updated on October 15, 2026 and AZMK on October 4, 2026.

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