Comparison

NCFBINS vs Blue Flame CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCFBINS

Manage your N.C. Farm Bureau Insurance policies conveniently from your mobile device. Access policy details, make payments, report claims, and connect with your agent. View and save your insurance cards for easy access.

Highlights
  • Access policy information
  • Make payments
  • Report claims
  • View insurance cards
  • Contact agent
Features
Read full description

Use the new N.C. Farm Bureau Insurance App to access your policy information on the go! Just sign in using your existing Customer Portal account to make payments, report a claim, view your insurance cards, or contact your agent. Don’t have a Customer Portal account? Visit www.ncfbins.com to sign up. Once registered, download the mobile app and enjoy 24/7 availability to these important insurance needs. Features: • My Agent: Keep in touch with your Agent using the mobile app. Call, send email, or find directions to your local office. • My Cards: View and save the proof of insurance card for any of your registered vehicles on active policies. Save this card to your phone for quick access wherever the roads may take you. • Payments: Make a payment with a bank account or a credit/debit card. • Claims: Report a claim on your registered automobile and property policies.

About

Blue Flame CU

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds between accounts, and pay bills on the go. Access is fast, secure, and free.

Highlights
  • Check account balances
  • Review recent transactions
  • Transfer funds between accounts
  • View and pay bills
  • Secure mobile access
Features
Read full description

Access your accounts when and where you want right in the palm of your hand. It’s fast, secure and free access to your accounts anytime, anywhere. You have access to check your balances, pay bills and transfer money...while you are on the go! Features: • Check your account balances • Review recent transactions • Transfer funds between your accounts • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit our website or any location. Mobile banking is free to access, but messaging and data rates may apply. Federally insured by the NCUA.

Screenshots

NCFBINS4 screens
Blue Flame CU4 screens

Verdict

The call

The clearest difference is review sentiment: Blue Flame CU at 100% against NCFBINS's 15%. Blue Flame CU also leads on rating (4.9 vs 2.4). NCFBINS's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Blue Flame CU holds the better App Store score, 4.9 against 2.4. Both are backed by a comparable volume of ratings — 80 and 179 respectively. Written reviews point the same way: 15% of NCFBINS's written reviews are positive against 100% of Blue Flame CU's.

UpkeepUpdate frequency

NCFBINS ships an update every 2 months, Blue Flame CU every 3 months. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
NCFBINS versus Blue Flame CU: the parameters behind the verdict, then further details
ParameterNCFBINSBlue Flame CU
PriceFreeFree
Rating2.4 (80 ratings)4.9 (179 ratings) — better
Positive reviews14.6% of reviews100.0% of reviews — better
Number of ratings80179 — better
Update frequencyEvery 2 months — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size47 MB99 MB
Age rating4+4+
DeveloperNorth Carolina Farm Bureau Mutual Insurance CompanyBlue Flame Credit Union

Customer experience

NCFBINS

All ratings80 ratings
Positive28.7%
Neutral2.5%
Negative68.8%
Written reviews41 reviews
Positive14.6%
Neutral7.3%
Negative78.0%

Blue Flame CU

All ratings166 ratings
Positive96.4%
Neutral1.2%
Negative2.4%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

NCFBINS

No in-app purchases

None

Blue Flame CU

No in-app purchases

Questions

Is NCFBINS free?
NCFBINS is free to download, with no in-app purchases.
Is Blue Flame CU free?
Blue Flame CU is free to download, with no in-app purchases.
Which has better reviews, NCFBINS or Blue Flame CU?
Blue Flame CU is rated higher. NCFBINS averages 2.4 out of 5 from 80 ratings, while Blue Flame CU averages 4.9 from 179 ratings.
Do NCFBINS or Blue Flame CU have ads?
Blue Flame CU shows ads; NCFBINS does not.
Which is updated more often, NCFBINS or Blue Flame CU?
NCFBINS ships an update every 2 months, and Blue Flame CU every 3 months. Most recently, NCFBINS was updated on October 20, 2026 and Blue Flame CU on October 24, 2026.

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