EvocaTOUCH vs acba digital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EvocaTOUCH
Manage your banking and finances with unlimited access to services anytime, anywhere. This app offers tools to save time, allowing you to make transfers, payments, and manage accounts efficiently and securely.
- Open and manage accounts online
- Order cards with free delivery
- Make utility payments
- Exchange currencies
- Make contactless payments
- Get online loans and deposits
- Track payments
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The real Digital world is here! Welcome to EvocaTOUCH! Our app is designed to make your day more effective, useful, and interesting by providing unlimited access to banking services from anywhere and anytime. Our financial tools will save the most valuable resource for you: Time. It’s not just an app; it’s a lifestyle! Manage your finances with the pilot version of the new Evocabank application. Make money transfers, check your accounts, and make payments with EvocaTOUCH: fast, simple, and innovative. With EvocaTOUCH your money is convenient and secure, with two ways of identification. What can you do in EvocaTOUCH? Open and manage accounts online Order cards online, with free delivery on your spot Make utility payments Exchange currencies Make contactless payments Get online loans and make online deposits Track your payments Buy event tickets Find info about our branches and ATM’s
acba digital
Manage your finances remotely with this secure mobile banking app. Perform transactions, pay bills, apply for new products, and access digital cards. Enjoy fast and convenient banking from anywhere.
- Online onboarding and registration
- Biometric login (fingerprint/facial recognition)
- Account balance and transaction viewing
- Money transfers and bill payments
- Loan, savings, and card applications
- Digital card issuance and payments
- Investment and insurance purchases
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acba digital is the mobile banking application of Acba bank OJSC. It is a secure and convenient tool for everyday remote banking. The brand new app was designed and created to make your banking simple and fast. You just need to download the app, become a user via online registration and gain the benefits of the provided services. acba digital allows you to manage your finances whenever and wherever it is convenient for you. The application will give you access to the following features: • Become a customer via online onboarding process (some services are limited) • Get access to your banking products via online registration process • Log on quickly and securely with your fingerprint or facial recognition • Check your account balances and pending payments • View individual transaction details • Transfer money between accounts, and make transfer within Republic of Armenia • Pay utility bills and make utility payment groups • Pay Road Police fines, property taxes, parking bills and much more • Pay your loan or credit card bill • Apply for loans, savings, cards and more • Block card transactions, close cards, activate SMS service and more • Reset your password • Update your contact details • Get Visa digital card in your application and make payments via Apple Pay/Google Pay • Make card to card transfers within Armenia and worldwide • Order Bank to make periodic transfers and payments instead of you • Track your pension program balance anytime • Purchase car, travel and other insurances • Invest your money buying securities • Send or receive money via Contact, QR and Link and ATM • And much more KEEPING YOU SAFE ONLINE We use the latest online security measures to protect your money, your personal information and your privacy. acba digital is protected by Thales Gemalto Mobile Protector SDK. Gemalto Mobile Protector makes wise and privacy-friendly use of biometrics: no biometric data is stored in data centers or servers. It all stays within the user's mobile securely. Gemalto Mobile Protector integrates a combination of proven security mechanisms – such as code obfuscation, encryption, key protection mechanisms with appropriate key management, device binding, and root and jailbreaking detection. This solution helps to comply with the requirements of the revised PSD2's Regulatory Technical Standard (RTS). https://www.thalesgroup.com/en/markets/digital-identity-and-security/banking-payment/digital-banking/sdk/mobile-protector CONTACTING YOU We won't contact you any more than normal if you use the app. But please stay alert to email, text messages or phone calls that appear to be from us. Criminals may try to trick you into giving them sensitive personal or account information. We'll never contact you to ask for these details. Any emails from us will always greet you personally using your title and surname. Any text messages we send you will come from Acba bank.
Screenshots
Verdict
The clearest difference is rating: acba digital at 4.3 against EvocaTOUCH's 4.0. acba digital also leads on review sentiment (45% vs 37%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
acba digital holds the better App Store score, 4.3 against 4.0. Both are backed by a comparable volume of ratings — 54 and 61 respectively. Written reviews point the same way: 37% of EvocaTOUCH's written reviews are positive against 45% of acba digital's.
Both ship on a similar rhythm, roughly fortnightly. Both last shipped on September 21, 2026.
| Parameter | EvocaTOUCH | acba digital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (54 ratings) | 4.3 (61 ratings) — better |
| Positive reviews | 36.5% of reviews | 45.0% of reviews — better |
| Number of ratings | 54 | 61 — better |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 289 MB | 191 MB |
| Age rating | 4+ | 4+ |
| Developer | EVOCABANK CJSC | ACBA BANK OJSC |
Customer experience
EvocaTOUCH
acba digital
In-app purchases
EvocaTOUCH
No in-app purchases
acba digital
No in-app purchases






