Comparison

Flagstar Mobile Banking vs EOB Keeper

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flagstar Mobile Banking

Manage your finances conveniently from your mobile device. Enroll directly, view balances and transactions, pay bills, send money, and deposit checks. Access credit scores and manage your debit card with ease.

Highlights
  • On-device enrollment
  • Instant Balance
  • Fingerprint/Face ID login
  • Mobile Alerts
  • Bill Pay
  • Send Money with Zelle®
  • Mobile Deposit
  • Card Controls
Features
Read full description

Manage your money on the go with Flagstar Mobile Banking*. ON DEVICE ENROLLMENT: -Enroll for mobile banking and online banking directly from Flagstar Mobile Banking. -Once enrolled, you can use the credentials created to access both online banking and mobile banking. MANAGE YOUR ACCOUNTS: - Instant Balance - No need to even log in. - Fingerprint Login and Face ID - With compatible devices, now logging in has never been easier. - Mobile Alerts - Stay in touch with your finances by using account and security alerts. - Check Account Balances - Manage your accounts with real-time access to balances, transactions, and account activity. - Bill Pay - Pay your bills, view your e-Bills, and schedule payments. - Send Money with Zelle® - Send money to people you know, no matter where they bank.** - Mobile Deposit - Deposit checks easily and securely from anywhere at any time.*** - e-Statements and check images - View your account statements and cleared checks from your phone when it's convenient for you. - My Credit Score - Get instant access to your credit score, credit report, and more. - Card Controls - debit card management and spend tracking functionality. For more information visit us at flagstar.com. Disclosures *Not all devices supported. Available for eligible personal and business deposit account customers only. ** ©2024 Early Warning Services ,LLC. All rights reserved. Zelle® and the Zelle® marks are property of Early Warning Services ,LLC. Eligible U.S. bank account required. ***Not all devices supported. Personal customer checking and savings accounts only. Accounts must be in good standing.

About

EOB Keeper

Features
Read full description

EOB Keeper is the offline iPhone app for the 100 million Americans drowning in medical bills, EOBs, and surprise charges. It scans your insurance EOB and the matching provider bill, pairs them automatically, and warns you when you're being charged more than the EOB allowed. The pain is real. 41% of US adults carry medical debt. 26% of insured adults got a surprise bill last year. And the apps that exist to help — Reclaim, BillMD, My Medical Receipts — either don't work, require an account, or upload your PHI to a server. What EOB Keeper does: — Scan EOBs and bills using on-device VisionKit OCR. Provider, date, codes, amounts. Nothing leaves the phone. — Auto-pair EOB to provider bill by date and service code. Get a green check when amounts match. Get a red flag when the provider is charging you more than the EOB allowed. — Deductible & out-of-pocket gauge per family member. Watch your $4,000 deductible burn in real time as you add visits. — Appeal-deadline reminders. The No Surprises Act gives you 120 days to dispute. EOB Keeper schedules a local notification so you don't miss it. — Per-member receipts archive with PDF export — your HSA reimbursement folder, ready to go. No account. No cloud. No PHI on a third-party server. Just the matching engine the broken Reclaim app promised but never delivered. Made by All Things AI — a small team that builds the tools and apps we wish existed. Questions or feedback? Visit https://allthingsn.com/apps/eob-keeper/support/ — we read every message. Privacy Policy: https://allthingsn.com/apps/eob-keeper/privacy/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Flagstar Mobile Banking4 screens
EOB Keeper4 screens

Verdict

The call

The clearest difference is ads: EOB Keeper at none against Flagstar Mobile Banking's shown. Flagstar Mobile Banking's advantage is iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard2 real differences · 8 level
Flagstar Mobile Banking versus EOB Keeper: the parameters behind the verdict, then further details
ParameterFlagstar Mobile BankingEOB Keeper
PriceFreeFree
Rating4.7 (21K ratings) — better—
Positive reviews21.9% of reviews—
Number of ratings21K — better—
Update frequencyEvery 3 months—
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size100 MB1 MB
Age rating4+4+
DeveloperNew York Community BankAll Things AI, Inc

Bugs and requests

Flagstar Mobile Banking

Reported bugs

4 issues
  • Login issues and credential validation problems
  • Frequent maintenance and downtime without notice
  • Incompatibility with newer iOS versions
  • Issues with external transfers and mobile deposits

Requested features

5 requests
  • Face ID/Touch ID login
  • Ability to add external accounts
  • More detailed account information and analytics
  • Improved Zelle integration
  • Better notification system for transactions

EOB Keeper

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Flagstar Mobile Banking

No in-app purchases

None

EOB Keeper

No in-app purchases

Questions

Is Flagstar Mobile Banking free?
Flagstar Mobile Banking is free to download, with no in-app purchases.
Is EOB Keeper free?
EOB Keeper is free to download, with no in-app purchases.
Do Flagstar Mobile Banking or EOB Keeper have ads?
Flagstar Mobile Banking shows ads; EOB Keeper does not.

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