Flagstar Mobile Banking

Flagstar Mobile Banking

by New York Community Bank

21K ratings
263 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • December 14, 2015
  • July 8, 2026

Features

Flagstar Mobile Banking screenshot #1 for iPhone
Flagstar Mobile Banking screenshot #2 for iPhone
Flagstar Mobile Banking screenshot #3 for iPhone
Flagstar Mobile Banking screenshot #4 for iPhone
Flagstar Mobile Banking screenshot #5 for iPhone
iphone
ipad
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About

Manage your finances conveniently from your mobile device. Enroll directly, view balances and transactions, pay bills, send money, and deposit checks. Access credit scores and manage your debit card with ease.

On-device enrollment
Instant Balance
Fingerprint/Face ID login
Mobile Alerts
Bill Pay
Send Money with Zelle®
Mobile Deposit
Card Controls
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What users say

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What's New in Flagstar Mobile Banking

26.1.30

July 8, 2026

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.

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User reviews

Constant log-in issues

The positive reviews have got to be paid for. This app is terrible, if you use it you will constantly be having trouble logging in. Practically every other time you attempt to sign on you receive an error message telling you to call up Flagstar’s number if you can’t sign on. Additionally, I switched phone numbers and was unable to log in despite changing the number my account was registered with through the app, as it kept asking me to verify with the old number. When I tried to call up I was unable to get ahold of anyone as you have to use a number sent to your phone. If you don’t have that number, the automatic system doesn’t let you connect to a representative.
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Help appreciated

I successfully started a regular transfer of money to my grandson, thanks to the kindness help from Mr Uhl at your Ishpeming Flagstar Branch Bank. Thank you, Mr Uhl!

OMFG!!!!

I’m so irritated with this bank. Their atms don’t work half the time, and now the app is “Experiencing issues” everytime I try to login. But yet, when I log in on the website it works just fine!!! Wtf!!!!!! If I want access to my funds, nope can’t rely on the d*** app because it’s always giving me the “wE aRe CuRrEnTly eXpEriEnciNg iSsUes” error message everytime I log in -_- do not get a Flagstar account, go to advia if you want a reliable bank with a reliable app!!!! Jfc I legit hate the Flagstar app so much!!
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Internal transfer

Your app makes it very difficult to transfer money

Can’t ever log into this app

Not sure why I’ve stuck around this long, I’ve attempted to log in time and time again on browser and mobile for it to always say “the app is down” or “the website is experiencing issues”. So you’re telling me for years both mobile and browser are “experiencing issues” daily? That’s an issue considering you hold my money. I’ve banked here for nearly 15 years and I never had an issue until Flagstar took over.
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Developer apps

User experience

🐞

Reported Bugs

4 issues

Login issues and credential validation problems

Bug

Frequent maintenance and downtime without notice

Bug

Incompatibility with newer iOS versions

Bug

Issues with external transfers and mobile deposits

Bug

Requested Features

5 requests

Face ID/Touch ID login

Feature

Ability to add external accounts

Feature

More detailed account information and analytics

Feature

Improved Zelle integration

Feature

Better notification system for transactions

Feature

FAQ

What can I do with the Flagstar Mobile Banking app?

The app allows you to manage your money on the go. You can enroll for mobile and online banking, check account balances and transactions in real-time, pay bills, send money with Zelle®, and deposit checks from your phone. It also offers features like Instant Balance, fingerprint login, mobile alerts, and access to your credit score and card controls.

Is the Flagstar Mobile Banking app free to use?

Yes, the app itself is free to download and use. There are no charges associated with managing your accounts or performing transactions through the app. However, standard carrier data rates may apply.

What devices are compatible with the Flagstar Mobile Banking app?

The app is available for eligible personal and business deposit account customers. While many devices are supported, not all devices are guaranteed to be compatible. You can check for specific device compatibility information on the Flagstar website.

How can I deposit a check using the app?

The app features a Mobile Deposit function that allows you to deposit checks easily and securely from anywhere at any time. This feature is available for personal customer checking and savings accounts that are in good standing. You will need a compatible device to use this feature.

Can I send money to friends and family with this app?

Yes, the app includes the 'Send Money with Zelle®' feature. This allows you to send money to people you know, regardless of where they bank, provided they have an eligible U.S. bank account. Zelle® is a service of Early Warning Services, LLC.