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Flagstar Mobile Banking

Flagstar Mobile Banking

by New York Community Bank

21K ratings
273 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • December 14, 2015
  • July 8, 2026

Features

Developer

New York Community Bank
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Flagstar Mobile Banking screenshot #1 for iPhone
Flagstar Mobile Banking screenshot #2 for iPhone
Flagstar Mobile Banking screenshot #3 for iPhone
Flagstar Mobile Banking screenshot #4 for iPhone
Flagstar Mobile Banking screenshot #5 for iPhone
iphone
ipad
📌Ready
Reviews summary↘︎
⭐273
Reviews↘︎
📝18+ tags
Tags↘︎
🔄5+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 2 months
Updates frequency↘︎
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About

Manage your finances conveniently from your mobile device. Enroll directly, view balances and transactions, pay bills, send money, and deposit checks. Access credit scores and manage your debit card with ease.

✓On-device enrollment
✓Instant Balance
✓Fingerprint/Face ID login
✓Mobile Alerts
✓Bill Pay
✓Send Money with Zelle®
✓Mobile Deposit
✓Card Controls
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What users say

Summarized from real user reviews of Flagstar Mobile Banking. Based on 21K reviews and a 4.7/5 average, it highlights the 3 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Smooth and improved app
  • 🚀Convenient and easy to use
  • 💡Mobile check deposit works great

Negative things

  • 🐛Frequent crashes and glitches
  • 🔒Unreliable security features
  • 🕰️Slow response times
  • 🚫Inability to access accounts
  • 💰Slow fund crediting and hidden fees
  • 🤖Terrible customer service
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What's New in Flagstar Mobile Banking

26.1.30

July 8, 2026

We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date.

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User reviews

Most RecentHighest RatedLowest Rated

App Doesn’t Work

It used to work, but over past month it has stopped working on both my iPad and iPhone 16. I get an error message every time I try to login. Scared me, but I was able to use the website to login, and see that there were no account issues, so just appears to be an issue with the app.
Alex OffermannAlex Offermann

Never works

Flagstar's app has consistently failed to worked over the years. I turn on Face ID every 2 logins because it stops working & my saved password never lets me log in. Half the time the instant balance doesn't work. It only lets me login if I type out my password each time. VERY inconvenient, & always lagging compared to all other banking apps
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KDP2391KDP2391

Zelle not working

My Zelle is not working! Talked with banker. They refused to help me! Any help?
Nibir1993Nibir1993

Inconsistent access

The app hasn’t allowed access due to flagstar issues. This happens every few weeks!! Poor design!
HDM1961HDM1961

FIX IT

Nonstop issues with logging in with this stupid app! I have never in my life change my password so much because this stupid app and bank doesn’t recognize it. Go into a branch and they are even less helpful. I cannot wait to get my money out of this stupid establishment.
yank80yank80
See 268 more reviews

Developer apps

Flagstar Corporate ConnectTM
Flagstar Corporate ConnectTM

by New York Community Bank

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(29)

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Flagstar Corporate Token
Flagstar Corporate Token

by New York Community Bank

💰 Finance

(5)

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See developer apps

User experience

🐞

Reported Bugs

4 issues

Login issues and credential validation problems

Bug

Frequent maintenance and downtime without notice

Bug

Incompatibility with newer iOS versions

Bug

Issues with external transfers and mobile deposits

Bug
✨

Requested Features

5 requests

Face ID/Touch ID login

Feature

Ability to add external accounts

Feature

More detailed account information and analytics

Feature

Improved Zelle integration

Feature

Better notification system for transactions

Feature

FAQ

What can I do with the Flagstar Mobile Banking app?

The app allows you to manage your money on the go. You can enroll for mobile and online banking, check account balances and transactions in real-time, pay bills, send money with Zelle®, and deposit checks from your phone. It also offers features like Instant Balance, fingerprint login, mobile alerts, and access to your credit score and card controls.

Is the Flagstar Mobile Banking app free to use?

Yes, the app itself is free to download and use. There are no charges associated with managing your accounts or performing transactions through the app. However, standard carrier data rates may apply.

What devices are compatible with the Flagstar Mobile Banking app?

The app is available for eligible personal and business deposit account customers. While many devices are supported, not all devices are guaranteed to be compatible. You can check for specific device compatibility information on the Flagstar website.

How can I deposit a check using the app?

The app features a Mobile Deposit function that allows you to deposit checks easily and securely from anywhere at any time. This feature is available for personal customer checking and savings accounts that are in good standing. You will need a compatible device to use this feature.

Can I send money to friends and family with this app?

Yes, the app includes the 'Send Money with Zelle®' feature. This allows you to send money to people you know, regardless of where they bank, provided they have an eligible U.S. bank account. Zelle® is a service of Early Warning Services, LLC.