HandyKey vs Derayah Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HandyKey
This app offers a digital alternative to physical security devices for two-factor authentication. It provides the convenience of having your security device accessible on your mobile phone without the need to carry a separate gadget.
- Digital two-factor authentication
- Replaces physical security devices
- Convenient mobile access
- Enhanced login security
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Clients who want an alternative to carrying around a security device for two-factor login authentication can now use the HandyKey Digital Security App*. It has all the benefits of the security device and none of the inconveniences. Simply download HandyKey to your mobile device and have your security device with you whenever you need it. * Please note that this offer is subject to certain restrictions.
Derayah Smart
This platform automates investment and financial goal planning. It manages personalized portfolios based on your objectives and risk tolerance, offering real-time performance tracking. Start investing simply, smartly, and securely.
- Goal-based investment planning
- Automated portfolio management
- Smart rebalancing
- Easy account opening
- Real-time performance visibility
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Derayah Smart is a robo-advisory platform that helps you invest and plan for your financial goals—automatically and intelligently. Whether you’re saving for retirement, a house, or your child’s education, Derayah Smart manages a personalized portfolio aligned with your goals and risk profile. Key Features: • Goal-based investment planning • Automated portfolio management and smart rebalancing • Easy account opening and funding • Real-time visibility into your performance and progress Start investing with confidence—Derayah Smart makes goal-based investing simple, smart, and secure.
Screenshots
Verdict
The clearest difference is rating: HandyKey at 4.3 against Derayah Smart's 2.9. HandyKey also leads on iOS requirement (10.0 vs 17.0). Derayah Smart's advantage is update cadence (every 3 weeks vs every 4 months) and review sentiment (17% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HandyKey holds the better App Store score, 4.3 against 2.9. Both are backed by a comparable volume of ratings — 3 and 9 respectively. Written reviews complicate that: 0% of HandyKey's written reviews are positive against 17% of Derayah Smart's, so the app with the better star average is not the one people write more warmly about.
HandyKey ships an update every 4 months, Derayah Smart every 3 weeks. The most recent releases landed on October 7, 2026 and October 13, 2026 respectively.
| Parameter | HandyKey | Derayah Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (3 ratings) — better | 2.9 (9 ratings) |
| Positive reviews | 0.0% of reviews | 16.7% of reviews — better |
| Number of ratings | 3 | 9 — better |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 10.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 45 MB | 70 MB |
| Age rating | 4+ | 4+ |
| Developer | IB Exchange Corp. | DERAYAH FINANCIAL |
Customer experience
HandyKey
Derayah Smart
In-app purchases
HandyKey
No in-app purchases
Derayah Smart
No in-app purchases
