Comparison

Pi 拍錢包 vs 將來銀行 NEXT BANK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pi 拍錢包

This app simplifies payments at convenience stores, supermarkets, and for various bills. It offers a rewards program where points can be used for discounts, and supports mobile payments for parking and online shopping. It also includes a chat feature and robust security measures.

Highlights
  • Unified payment for stores and supermarkets
  • Bill payments (utilities, tuition, insurance)
  • Parking fee payments
  • Rewards program with P幣 discounts
  • Secure online and in-store payments
  • Real-time chat with friends and official news
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|精采生活 強勢開拍| 便利商店、加油站、線上購物、生活繳費怎麼 Pi 都划算,消費同時還獲得 P 幣回饋,每1P 幣等於新台幣1元,付款折抵無上限! 我們一直努力為您做更多,打造「一拍即享、回饋無限」的行動好生活! Pi 拍錢包主要功能介紹: ● 拍享券 Pi 拍錢包提供包含食衣住行育樂總計超過 100 個通路品牌的電子票券,簡單選購或以 P 幣折抵即時兌換,精采生活 一拍即享。 ●玉山 Pi 拍錢包信用卡/玉山 Pi 拍兔簽帳金融卡與P 幣 綁定玉山 Pi 拍錢包信用卡支付享更多加碼回饋,1 P 幣可折抵 Pi 拍錢包 1 元消費,折抵無上限! ● 停車繳費 臺北市、基隆市、新北市、桃園市、新竹縣、新竹市、苗栗市、苗栗縣頭份市、臺中市、彰化縣、南投縣、 雲林縣斗六市、嘉義市、臺南市、高雄市、花蓮縣、宜蘭縣及澎湖縣路邊停車繳費單,隨時隨地都能用手機繳費。全臺嘟嘟房停車場、Autopass 快速通停車場也可使用 Pi 拍錢包手機付款! ● 生活繳費 用 Pi 拍錢包可繳多種生活費用,包含電費、水費、瓦斯費、學費、信用卡費、養管費、三大電信帳單費;還有旅平險、汽機車險等多種保障任你選購。 ● 商店付款 超商超市,白貨,藥妝、加油站、餐飲、計程車等場域,均可使用 Pi 拍錢包付款。全臺合作店點超過 38 萬個! ● 線上購物付款 PChome24h 購物、露天市集、比比昂、東森購物、MyCard、FunNow、Wstyle 等通路均可使用 Pi 拍錢包 APP 付款。 ● 活動通知 接收「官方好友」好康優惠、P 幣回饋活動消息,檔檔精采不錯過,優惠回饋不漏接! ● 安心保障 採用符合支付卡產業資料安全標準 (PCI DSS) 的資安架構,綁定手機硬體裝置並搭配支付密碼,同時具備雙重控管,交易更安心! Pi 拍錢包服務團隊,持續努力推出更多便捷付款功能。 與您一起打造更便利的未來! ======================================= 《建議使用環境》 - 請使用 iPhone 5S 以上的機型 - iOS 12 以上的版本 如您仍使用舊版 iOS,建議您先將作業系統升級至最新版本,以獲得更完善的服務。

About

將來銀行 NEXT BANK

A mobile banking app offering 24/7 financial services including account opening, savings acceleration, credit card rewards, and loan applications. It features customizable account numbers, a versatile debit card, a loyalty points system for spending discounts, and tools for managing personal finances and increasing savings interest.

Highlights
  • Customizable account numbers
  • All-in-one debit card (iPASS, ATM, VISA)
  • Flexible loyalty points for discounts
  • Pocket accounts for budget management
  • Interest-boosting savings tools
  • Easy loan applications
Features
Read full description

我們是你手機裡的銀行,為你帶來24小時全年無休的金融服務:快速開戶、加速儲蓄、刷卡回饋、輕鬆申請貸款,成為你探索生活的隊友,一同開啟你的將來。 【銀行帳號自由選】 將來首創帳號自由選,每個人都是VVIP。趕快想好專屬於你的帳號,儘早開戶,免得被捷足先登喔! 【將將好 簽帳金融卡】 將將卡是張結合一卡通、ATM、刷卡功能的VISA簽帳金融卡。APP自由開關卡片交易功能,一秒鎖定降低失卡風險。簡約線條搭配立體邊框設計,由知名設計師方序中團隊操刀,灰黃黑白四色將將好選! 【自由使用的將來N點】 將來N點,生活輕鬆點!消費得N點,再用N點折抵消費,只要能刷就能自由使用,最高100%折抵。 【口袋分帳理財】 9個活存口袋幫你更精準調配收支,讓儲蓄計劃早一點實現。 【將來N倍券讓你利息加倍放大】 結合將來口袋,為你的儲蓄N倍給利。 【快速貸入美好將來】 隨時隨地,輕鬆對貸,更好的將來提前到來。 探索更多優惠請至將來銀行官網: 網址:https://www.nextbank.com.tw 為提升您的帳務及交易安全,建議您可於行動裝置安裝合法防護軟體,以提升此裝置及帳戶安全性。請勿安裝非官方網站或未知來源的將來銀行APP。

Screenshots

Pi 拍錢包4 screens
將來銀行 NEXT BANK4 screens

Verdict

The call

The clearest difference is rating: 將來銀行 NEXT BANK at 4.0 against Pi 拍錢包's 2.5. Pi 拍錢包's advantage is ratings volume (11 vs 2). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

將來銀行 NEXT BANK holds the better App Store score, 4.0 against 2.5. That said, the two scores are not equally well evidenced: Pi 拍錢包 has 11 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 27% of Pi 拍錢包's written reviews are positive against 34% of 將來銀行 NEXT BANK's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 23, 2026 respectively.

Scorecard2 real differences · 8 level
Pi 拍錢包 versus 將來銀行 NEXT BANK: the parameters behind the verdict, then further details
ParameterPi 拍錢包將來銀行 NEXT BANK
PriceFreeFree
Rating2.5 (11 ratings)4.0 (2 ratings) — better
Positive reviews27.3% of reviews34.0% of reviews — better
Number of ratings11 — better2
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.013.0
Further details — not scored
Size58 MB336 MB
Age rating4+4+
DeveloperPi Mobile Technology Inc.NEXT BANK, LTD

Customer experience

Pi 拍錢包

All ratings11 ratings
Positive27.3%
Neutral18.2%
Negative54.5%
Written reviews11 reviews
Positive27.3%
Neutral18.2%
Negative54.5%

將來銀行 NEXT BANK

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews50 reviews
Positive34.0%
Neutral18.0%
Negative48.0%

Bugs and requests

Pi 拍錢包

Not enough reviews yet to summarise bugs or requests.

將來銀行 NEXT BANK

Reported bugs

9 issues
  • Video call verification not connecting
  • Transfer address field not allowing paste
  • Cursor behavior issue when editing text
  • App crashes during video verification attempts
  • Login screen freezes
Show 4 more
  • Document scanning fails repeatedly
  • Notifications are significantly delayed
  • City selection field greyed out during application
  • Lag when switching between uppercase and lowercase input

Requested features

10 requests
  • Add a field for transaction remarks/notes
  • Add loan payment reminders/notifications
  • Add one-click read all messages function
  • Add scheduled/预约 transfer function
  • Add ability to search transaction details by date range
Show 5 more
  • Allow continued use of linked mobile payments during maintenance
  • Add hide balance option on transfer screen
  • Add option to enable/disable login notifications
  • Display monthly card spending details and limits
  • Add daily interest calculation feature

In-app purchases

None

Pi 拍錢包

No in-app purchases

None

將來銀行 NEXT BANK

No in-app purchases

Questions

Is Pi 拍錢包 free?
Pi 拍錢包 is free to download, with no in-app purchases.
Is 將來銀行 NEXT BANK free?
將來銀行 NEXT BANK is free to download, with no in-app purchases.
Which has better reviews, Pi 拍錢包 or 將來銀行 NEXT BANK?
將來銀行 NEXT BANK is rated higher. Pi 拍錢包 averages 2.5 out of 5 from 11 ratings, while 將來銀行 NEXT BANK averages 4.0 from 2 ratings.
Do Pi 拍錢包 or 將來銀行 NEXT BANK have ads?
Neither Pi 拍錢包 nor 將來銀行 NEXT BANK shows ads.
Which is updated more often, Pi 拍錢包 or 將來銀行 NEXT BANK?
Pi 拍錢包 ships an update monthly, and 將來銀行 NEXT BANK monthly. Most recently, Pi 拍錢包 was updated on October 24, 2026 and 將來銀行 NEXT BANK on October 23, 2026.

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