First Security Mobile Banking vs NICCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Security Mobile Banking
Access your bank accounts anytime, anywhere with this mobile banking application. Check balances, pay bills, transfer funds, and locate branches or ATMs conveniently and securely from your device.
- Check account balances
- Pay bills
- Transfer funds between accounts
- Find branch and ATM locations
- View recent transactions
- Secure 24/7 access
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If you never go anywhere without your iPhone, then you always have your bank too! This free service for customers enrolled in Online Banking gives you anytime access to your First Security Bank & Trust accounts. Our Mobile Banking app puts the ability to access your account, check balances, pay bills, transfer funds and find branch and ATM locations as close as your mobile device. It’s convenient, secure and available 24/7. Summary • Pay your bills** • Manage your accounts anywhere • Fast, free, and easy • Available 24/7 • Check balances • View recent transactions • Transfer funds between accounts • Locate ATMs and First Security branches SECURITY: Our mobile banking safeguards your accounts using the same advanced encryption and verification technology as First Security Bank & Trust’s Online Banking, protecting your personal information. To get started, simply log into your First Security Bank & trust Online Banking and enroll in Mobile Banking. *Must be enrolled in First Security Bank & Trust Online Banking **Must have Bill Pay setup previously in Online Banking ***First Security Bank & Trust Mobile Banking is free to download, although messaging and data rates from your wireless provider may apply.
NICCU
Manage your finances conveniently with this app. It offers secure sign-in options, quick balance checks, fund transfers, bill payments, and mobile check deposits. Special features cater to neurodiverse users, including options for epilepsy, dyslexia, and color blindness.
- Secure sign-in with Face ID/Touch ID
- Quick Balance view
- Fund transfers
- Bill payment
- Mobile check deposit
- Neurodiverse features
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Do more with our NICCU app. The NICCU app allows you to: - Sign in with Face ID or Touch ID - Use Quick Balance to view account balances without signing in - Transfer funds between accounts - View account balances and transactions - Make loan payments - Deposit checks - View check copies - Pay bills - Access Statements - Left/right-handed modes - Full Neurodiverse features including options for epilepsy, dyslexia, color blindness, and visual sensitivity. ...and more! For more information or to become a member of North Iowa Community Credit Union, visit us at niccu.com
Screenshots
Verdict
The clearest difference is rating: First Security Mobile Banking at 4.8 against NICCU's 3.4. First Security Mobile Banking also leads on ratings volume (693 vs 11). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Security Mobile Banking holds the better App Store score, 4.8 against 3.4. That said, the two scores are not equally well evidenced: First Security Mobile Banking has 693 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 45% of First Security Mobile Banking's written reviews are positive against 50% of NICCU's, so the app with the better star average is not the one people write more warmly about.
First Security Mobile Banking ships an update every 3 months, NICCU every 4 months. The most recent releases landed on October 18, 2026 and October 5, 2026 respectively.
| Parameter | First Security Mobile Banking | NICCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (693 ratings) — better | 3.4 (11 ratings) |
| Positive reviews | 45.5% of reviews | 50.0% of reviews — better |
| Number of ratings | 693 — better | 11 |
| Update frequency | Every 3 months — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod, Apple Watch — better |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 102 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | First Security Bank & Trust Co | North Iowa Community Credit Union |
Customer experience
First Security Mobile Banking
NICCU
Bugs and requests
First Security Mobile Banking
Reported bugs
7 issues- App randomly stops working
- Hesitant to let users login
- App issues after iOS upgrades
- Touch ID randomly stops working
- Password reset option never works
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- Cannot enroll in the app
- Mobile deposits fail without clear notification
Requested features
4 requests- Display reason for declined transactions
- Improve responsiveness to iOS updates
- Provide notifications for failed check deposits
- Allow users to see why checks don't go through
NICCU
Not enough reviews yet to summarise bugs or requests.
In-app purchases
First Security Mobile Banking
No in-app purchases
NICCU
No in-app purchases
Questions
Is First Security Mobile Banking free?
Is NICCU free?
Which has better reviews, First Security Mobile Banking or NICCU?
Do First Security Mobile Banking or NICCU have ads?
Which is updated more often, First Security Mobile Banking or NICCU?
Other comparisons
