Comparison

monpay vs М bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

monpay

This finance app offers a simple, secure, and fast way to manage your daily transactions. It features flexible loan terms, a dark mode option, and a variety of lifestyle mini-apps. Discover discounts and make QR code payments through its open market.

Highlights
  • Simple, secure, and fast transactions
  • Flexible loan terms
  • Dark mode
  • Daily lifestyle mini-apps
  • Open market access
  • QR code payments
  • Discount coupons
Features
Read full description

Шинэчлэгдсэн Монпэй апликейшныг танилцуулж байна. - Энгийн, найдвартай, хурдан - Зээлийн уян хатан шинэ нөхцөл - Dark mode - Өдөр тутмын хэрэгцээнд нийцсэн төрөл бүрийн мини апп - Монпэй маркет – Хүн бүрд нээлттэй - Төрөл бүрийн QR код уншуулан худалдан авалт хийх - Хамтрагч байгууллагын олон төрлийн хямдралтай купонууд We are proudly introducing a new version of MonPay application. - Simple, Secure, Fast - Зээлийн уян хатан шинэ нөхцөл - Dark mode - Daily lifestyle miniapps - MonPay market – Open for everyone - QR payment - Various types of discounted coupons

About

М bank

A next-generation, branchless digital bank that redefines traditional banking services. It aims to build an environment supporting individual financial health through innovative products and services.

Highlights
  • Branchless digital banking
  • Redesigned traditional banking services
  • Supports individual financial health
  • Next-generation banking experience
  • Innovative financial products
Features
Read full description

М бол дараагийн үеийн салбаргүй, бүрэн дижитал банк. Бид уламжлалт банкны бүтээгдэхүүн үйлчилгээг дахин загварчилж, хувь хүний эрүүл санхүүг дэмжих орчинг хамтдаа бүтээнэ.

Screenshots

monpay4 screens
М bank4 screens

Verdict

The call

The clearest difference is iOS requirement: monpay at 13.0 against М bank's 15.0. On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.6 for monpay against 3.7 for М bank. Both are backed by a comparable volume of ratings — 109 and 63 respectively. Written reviews are what separate them: 24% of monpay's written reviews are positive against 20% of М bank's.

UpkeepUpdate frequency

monpay ships an update every 9 days, М bank every 5 days. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 9 level
monpay versus М bank: the parameters behind the verdict, then further details
ParametermonpayМ bank
PriceFreeFree
Rating3.6 (109 ratings)3.7 (63 ratings) — better
Positive reviews24.0% of reviews — better20.0% of reviews
Number of ratings109 — better63
Update frequencyEvery 9 daysEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size142 MB336 MB
Age rating9+4+
DeveloperMobicom Corporation LLCM LLC

Customer experience

monpay

All ratings109 ratings
Positive63.3%
Neutral6.4%
Negative30.3%
Written reviews25 reviews
Positive24.0%
Neutral8.0%
Negative68.0%

М bank

All ratings63 ratings
Positive68.3%
Neutral1.6%
Negative30.2%
Written reviews15 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

In-app purchases

None

monpay

No in-app purchases

None

М bank

No in-app purchases

Questions

Is monpay free?
monpay is free to download, with no in-app purchases.
Is М bank free?
М bank is free to download, with no in-app purchases.
Which has better reviews, monpay or М bank?
М bank is rated higher. monpay averages 3.6 out of 5 from 109 ratings, while М bank averages 3.7 from 63 ratings.
Do monpay or М bank have ads?
Neither monpay nor М bank shows ads.
Which is updated more often, monpay or М bank?
monpay ships an update every 9 days, and М bank every 5 days. Most recently, monpay was updated on October 24, 2026 and М bank on October 25, 2026.

Other comparisons