Comparison

monpay vs QPAY wallet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

monpay

This finance app offers a simple, secure, and fast way to manage your daily transactions. It features flexible loan terms, a dark mode option, and a variety of lifestyle mini-apps. Discover discounts and make QR code payments through its open market.

Highlights
  • Simple, secure, and fast transactions
  • Flexible loan terms
  • Dark mode
  • Daily lifestyle mini-apps
  • Open market access
  • QR code payments
  • Discount coupons
Features
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Шинэчлэгдсэн Монпэй апликейшныг танилцуулж байна. - Энгийн, найдвартай, хурдан - Зээлийн уян хатан шинэ нөхцөл - Dark mode - Өдөр тутмын хэрэгцээнд нийцсэн төрөл бүрийн мини апп - Монпэй маркет – Хүн бүрд нээлттэй - Төрөл бүрийн QR код уншуулан худалдан авалт хийх - Хамтрагч байгууллагын олон төрлийн хямдралтай купонууд We are proudly introducing a new version of MonPay application. - Simple, Secure, Fast - Зээлийн уян хатан шинэ нөхцөл - Dark mode - Daily lifestyle miniapps - MonPay market – Open for everyone - QR payment - Various types of discounted coupons

About

QPAY wallet

This mobile wallet allows secure and easy payments online, in apps, and in stores. Digitize loyalty and rewards cards for convenient use. Connect any bank card for seamless transactions.

Highlights
  • Secure online, in-app, and in-store payments
  • Digitalize loyalty and rewards cards
  • Connect any bank payment card
  • 0 transaction fees
  • High privacy and security for payment information
  • Global QR payments in over 30 countries
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QPay Wallet аппликейшн нь хэрэглэгч танд веб, аппликейшн, дэлгүүрт төлбөр тооцоо хийх боломжыг олгож буй хамгийн найдвартай, хялбар гар утасны хэтэвч юм. Та өөрийн ашигладаг дурын банкны бүх төлбөрийн картаа холбон ашиглах боломжтой. Мөн өдөр тутам ашигладаг шагнал, урамшуулал, хэрэглээний картуудаа дижитал хэлбэрт шилжүүлэн ашиглах боломжтой. Бид танд дараах боломжийг олгож байна • Худалдан авалтын шимтгэлгүй - 0₮ • Төлбөрийн мэдээлэл өндөр нууцлал, аюулгүй байдлаар хангагдсан • QPay -р төлбөрөө авдаг 100,000 худалдаа үйлчилгээний газруудад /дэлгүүр, вэб, апп/ төлбөр төлөх боломжтой • QPay Wallet аппликейшн-д өөрийн ЮнионПэй картаа холбон Монголд төдийгүй Дэлхийн 30 гаруй улсын 20 гаруй сая, худалдаа үйлчилгээний байгууллагын QR төлбөр тооцоог шимтгэлгүйгээр хийх боломжтой • Өөрийн өдөр тутам ашигладаг шагнал, урамшуулал, хэрэглээний картуудаа холбож дижитал хэлбэрээр ашиглах боломжтой Та хэрхэн QPay Wallet-г ашиглах вэ? • Qpay Wallet аппликейшн -г Play store, App store - с татаж авна • Шинээр бүртгүүлэх товчыг дарж өөрийн утасны дугаараа орууж мэдээллээ үүсгэнэ • Таны бүртгэлтэй гар утсанд очих нэг удаагийн 4 оронтой баталгаажуулалтын кодыг оруулж баталгаажуулна • Дараагийн цонхонд хувийн мэдээллээ үүсгэнэ • Та өөрийн төлбөрийн картаа холбож гүйлгээ хийх боломжтой болно • Та биедээ картаа авч явах шаардлагагүй боллоо QPay Wallet is the most secure and easiest mobile wallet to pay online, in apps, and in stores. Plus, you can use it to digitalize your everyday loyalty and rewards cards – all in ONE Application. It has over 100,000 Merchants Network to be used in Ulaanbaatar only and many 1000s more in the countryside Pay in stores with QPay Wallet • Add a credit or debit card from your bank • Make shopping more hassle-free – even if you forget your wallet, specially when you don’t want to shout out your personal details in public • Make safe, secure mobile payments – your card details are encrypted and never stored in any database • Make the best choice by choosing the most healthy and smart solution Pay on the web and in apps • Shop online without re-entering all of your payment information at checkout • Pay fast in QPay Merchants’ apps without adding a credit or debit card or using any other banking applications Keep your information safe and secure • QPay Wallet protects your payment info with multiple layers of advanced security and proven with many penetration testing. • Your card details aren’t shared when you pay in QPay Merchant stores • Receive the same purchase protection you get with your bank Add and access loyalty cards and more on QPay Wallet • Add your loyalty program or rewards cards in the app to use it digitally • Make shopping more hassle-free – even if you forget your wallet

Screenshots

monpay4 screens
QPAY wallet4 screens

Verdict

The call

The clearest difference is rating: monpay at 3.6 against QPAY wallet's 1.0. monpay also leads on ratings volume (109 vs 1) and review sentiment (24% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

monpay holds the better App Store score, 3.6 against 1.0. That said, the two scores are not equally well evidenced: monpay has 109 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 24% of monpay's written reviews are positive against 0% of QPAY wallet's.

UpkeepUpdate frequency

monpay ships an update every 9 days, QPAY wallet weekly. Both last shipped on October 24, 2026.

Scorecard3 real differences · 7 level
monpay versus QPAY wallet: the parameters behind the verdict, then further details
ParametermonpayQPAY wallet
PriceFreeFree
Rating3.6 (109 ratings) — better1.0 (1 ratings)
Positive reviews24.0% of reviews — better0.0% of reviews
Number of ratings109 — better1
Update frequencyEvery 9 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size142 MB53 MB
Age rating9+4+
DeveloperMobicom Corporation LLCKKTT LLC

Customer experience

monpay

All ratings109 ratings
Positive63.3%
Neutral6.4%
Negative30.3%
Written reviews25 reviews
Positive24.0%
Neutral8.0%
Negative68.0%

QPAY wallet

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

monpay

No in-app purchases

None

QPAY wallet

No in-app purchases

Questions

Is monpay free?
monpay is free to download, with no in-app purchases.
Is QPAY wallet free?
QPAY wallet is free to download, with no in-app purchases.
Which has better reviews, monpay or QPAY wallet?
monpay is rated higher. monpay averages 3.6 out of 5 from 109 ratings, while QPAY wallet averages 1.0 from 1 ratings.
Do monpay or QPAY wallet have ads?
Neither monpay nor QPAY wallet shows ads.
Which is updated more often, monpay or QPAY wallet?
monpay ships an update every 9 days, and QPAY wallet weekly. Most recently, monpay was updated on October 24, 2026 and QPAY wallet on October 24, 2026.

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