Comparison

Cuvva vs SJP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cuvva

Get temporary car, van, or learner insurance for as little as one hour up to 28 days. Easily borrow or lend vehicles, insure your own car short-term, or get cover to practice driving. Manage your policies entirely through the app.

Highlights
  • Temporary car insurance
  • Van insurance
  • Learner driver insurance
  • Borrow or lend vehicles
  • Flexible policy durations (1 hour to 28 days)
  • In-app policy management
Features
Read full description

Join the 1 million+ drivers enjoying quick and easy, temporary car, van and learner insurance with Cuvva. Download the Cuvva app, get a quote and be covered in minutes. Lend or borrow a car whenever you need to, or insure your own car until you sort out longer-term cover. Our fully comprehensive policies last from 1 hour to 28 days, so you can: - Drive your new wheels home from the dealership - Share the drive with friends on your next road trip - Borrow a car from your family or friends - Save on a removals van when you’re moving house by borrowing one yourself - Learn to drive for up to 6 hours a day with a provisional licence Whenever you need to get behind the wheel, we’ve got you covered. Once you’re insured, you can manage everything within the app. So, whether you need to book a policy in advance or extend your cover, you can sort it all from your phone. The best part is you don’t have to own a car to drive one. With Cuvva, it’s just as easy to get affordable insurance on someone else’s car as it is to insure your own. That’s why we’ve sold over 10m policies (and counting). Cuvva is authorised and regulated by the UK Financial Conduct Authority. Our FCA reference number is 690273. You can check our details on register.fca.org.uk.

About

SJP

Manage your investments with a secure and user-friendly mobile application. Track the performance of your pension, ISAs, and bonds, view current investment values, and access expert insights and personal documents.

Highlights
  • Biometric sign-in
  • Real-time investment values
  • Performance tracking (pension, ISAs, bonds)
  • Fund breakdown details
  • Expert insights
  • Personal document library
Features
Read full description

The SJP app, a simple, safe, and convenient way to keep track of your investments. As a client of SJP you can benefit from easy access to the following great features: - Simple sign-up process - Biometric sign in - Get current values on your investments including encashment values - See deposits and withdrawals - Track how your pension, ISAs, bonds and more are performing - See more detail with fund breakdowns - Get invaluable information from our experts in the insights section - Read the latest correspondence from us in your personal document library By installing this app, you are agreeing to SJP’s Privacy and Cookies Policy. For more information about how SJP processes your personal data please see SJP’s Privacy and Cookies Policy at https://www.sjp.co.uk/privacy-policy. About St. James’s Place. SJP offers clear financial advice and knowledge to create confidence. We’re here to help you and your money go further ¬– and do better. With us to guide you, you can create a future, and a world, that you believe in. (Please see our website for full terms and conditions. T&Cs apply.) St. James’s Place Wealth Management plc is authorised and regulated by the Financial Conduct Authority. Registered Office: St. James’s Place House, 1 Tetbury Road, Cirencester, GL7 1FP. Registered in England No. 04113955

Screenshots

Cuvva4 screens
SJP4 screens

Verdict

The call

The clearest difference is review sentiment: Cuvva at 50% against SJP's 18%. Cuvva also leads on update cadence (weekly vs every 2 months). SJP's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Cuvva ships an update weekly, SJP every 2 months. The most recent releases landed on September 30, 2026 and October 2, 2026 respectively.

Scorecard3 real differences · 7 level
Cuvva versus SJP: the parameters behind the verdict, then further details
ParameterCuvvaSJP
PriceFreeFree
Rating4.7 (52 ratings) — better—
Positive reviews50.5% of reviews — better18.2% of reviews
Number of ratings52 — better—
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better17.0
Further details — not scored
Size110 MB116 MB
Age rating4+4+
DeveloperCuvva LimitedSt. James's Place

Customer experience

Cuvva

All ratings52 ratings
Positive90.4%
Neutral5.8%
Negative3.8%
Written reviews206 reviews
Positive50.5%
Neutral3.9%
Negative45.6%

SJP

Written reviews66 reviews
Positive18.2%
Neutral9.1%
Negative72.7%

Bugs and requests

Cuvva

Reported bugs

3 issues
  • App freezing or crashing
  • Issues with photo uploads and verification
  • Inconsistent or incorrect quotes

Requested features

3 requests
  • Expand coverage to more vehicle types
  • Improve account management and cancellation options
  • Provide more transparency on pricing and policies

SJP

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Cuvva

No in-app purchases

None

SJP

No in-app purchases

Questions

Is Cuvva free?
Cuvva is free to download, with no in-app purchases.
Is SJP free?
SJP is free to download, with no in-app purchases.
Do Cuvva or SJP have ads?
Neither Cuvva nor SJP shows ads.
Which is updated more often, Cuvva or SJP?
Cuvva ships an update weekly, and SJP every 2 months. Most recently, Cuvva was updated on September 30, 2026 and SJP on October 2, 2026.

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