Deposit Express vs BNY Remote Deposit

U.S. Bank Deposit Express is an easy-to-use mobile remote deposit capture solution. In just a few easy steps, you can deposit checks without making a trip to the bank. Please note: You must be a U.S. Bank business client enrolled in Deposit Express to use this mobile application. Before using this application, U.S. Bank must provide you a username and password. For more information about Deposit Express, contact a U.S. Bank Business Banking Specialist at usbank.com/small-business/contact-form.html. The Deposit Express mobile application is free to download. Your mobile carrier may charge access fees depending on your specific plan. Check with your mobile carrier for applicable fees or charges. The U.S. Bank Deposit Express application is supported on Smartphone and tablet devices compatible with iOS versions 9.3 to current. U.S. Bank is committed to protecting your security. No sensitive account information or username and password are ever stored on your mobile device and secure encryption is used to protect all transmissions. Service may be subject to credit approval. Eligibility requirements, other conditions, and fees may apply. Deposit products offered by U.S. Bank National Association. Member FDIC. ©2019 U.S. Bank National Association. All rights reserved.

Business Mobile will allow clients to collect payments when they are out in the field via a mobile device. In addition, this solution will provide clients with a more cost effective way of capturing payments if their volume is low. It allows clients to use their existing phone or tablet instead of having to purchase a dedicated check scanner and the associated license required. Clients can capture multiple items in one transaction as the service is not limited to a single check or to checks only. Payment detail associated with the check can be captured as well. It allows for faster deposit and payment processing and alleviates the time that is spent going to the branch. Through an integrated desktop solution, Deposit 24/7 Merchant, Business Mobile gives clients the ability to generate reports, research items and create AR files. In real-time, the Business Mobile application processes the check images, automatically corrects any image distortions or skewing, reads the amount from the check, runs business rules and limits and confirms that the images meet accepted Check 21 image-quality standards.