Comparison

FirstToken vs JuniGo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FirstToken

Generate one-time passcodes for secure online transactions. This app allows FirstBank account holders to authenticate purchases directly from their Apple device, removing the need for a physical hardware token.

Highlights
  • Generate one-time passcodes
  • Secure online transaction authentication
  • Eliminates need for hardware token
  • Mobile authentication for FirstBank accounts
  • Apple device compatibility
Features
Read full description

Generate one time passcodes on the go using the FirstToken application. FirstToken app is an innovative mobile application that enables FirstBank account holders authenticate online transactions on their Apple device. It eliminates the need to constantly carry your hardware token with you.

About

JuniGo

Easily manage your finances, send and receive money securely, and pay individuals or businesses with a few taps. This app offers transparent transactions and robust security controls for everyday financial management.

Highlights
  • Send and receive money securely
  • Pay individuals and businesses
  • Track transactions
  • Manage account with security controls
  • Intuitive and easy to use
Features
Read full description

JuniGo is a simple and secure way to manage your money, make payments, and stay connected with people and businesses you trust. Designed for everyday use, JuniGo helps you move money seamlessly while keeping transparency, security, and ease of use at the core of the experience. What you can do with JuniGo: - Send and receive money quickly and securely - Pay individuals or businesses with just a few taps - Track your transactions with clear and accessible records - Manage your account with robust security and verification controls Built with trust in mind JuniGo uses modern security standards and compliance processes to help protect your account and your data. Your information is handled responsibly, and key actions are safeguarded to give you peace of mind. Made for simplicity Whether you’re paying someone, receiving funds, or managing your account, JuniGo is designed to be intuitive and easy to use—no unnecessary steps, no complexity. JuniGo is continuously evolving, with new features and improvements added regularly to better support your financial needs. Download JuniGo today and take control of your payments - simply and securely.

Screenshots

FirstToken4 screens
JuniGo4 screens

Verdict

The call

The clearest difference is rating: JuniGo at 5.0 against FirstToken's 2.3. JuniGo also leads on update cadence (fortnightly vs every 14 months). FirstToken's advantage is ratings volume (84 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

JuniGo holds the better App Store score, 5.0 against 2.3. That said, the two scores are not equally well evidenced: FirstToken has 84 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

FirstToken ships an update every 14 months, JuniGo fortnightly. The most recent releases landed on October 11, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 7 level
FirstToken versus JuniGo: the parameters behind the verdict, then further details
ParameterFirstTokenJuniGo
PriceFreeFree
Rating2.3 (84 ratings)5.0 (2 ratings) — better
Positive reviews12.5% of reviews—
Number of ratings84 — better2
Update frequencyEvery 14 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.1 — better
Further details — not scored
Size11 MB65 MB
Age rating4+17+
DeveloperFirst Bank of Nigeria LimitedJuniGo Technology Ltd

Customer experience

FirstToken

All ratings84 ratings
Positive27.4%
Neutral8.3%
Negative64.3%
Written reviews40 reviews
Positive12.5%
Neutral0.0%
Negative87.5%

JuniGo

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FirstToken

No in-app purchases

None

JuniGo

No in-app purchases

Questions

Is FirstToken free?
FirstToken is free to download, with no in-app purchases.
Is JuniGo free?
JuniGo is free to download, with no in-app purchases.
Which has better reviews, FirstToken or JuniGo?
JuniGo is rated higher. FirstToken averages 2.3 out of 5 from 84 ratings, while JuniGo averages 5.0 from 2 ratings.
Do FirstToken or JuniGo have ads?
Neither FirstToken nor JuniGo shows ads.
Which is updated more often, FirstToken or JuniGo?
FirstToken ships an update every 14 months, and JuniGo fortnightly. Most recently, FirstToken was updated on October 11, 2026 and JuniGo on September 30, 2026.

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