Comparison

ČSOB Smart klíč vs RB klíč

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ČSOB Smart klíč

Securely log in and confirm transactions for online banking and e-commerce. This app offers biometric authentication like Face ID or fingerprint, eliminating the need for SMS codes. It also provides offline transaction confirmation and a branch/ATM locator.

Highlights
  • Secure login and payment confirmation
  • Biometric authentication (Face ID, fingerprint)
  • Offline transaction confirmation
  • Remote verification for calls
  • Branch and ATM locator
  • Supports mobile phones and tablets
Features
Read full description

The ČSOB Smart Key will make it easier for you to log in and confirm payments in internet banking, as well as card payments in e-shops, or remote verification when calling the Infoline or a bank branch. You don't have to wait for a confirmation SMS and then rewrite the code from it. With the Smart Key, notifications will pop up immediately and you will confirm the request with a Face ID, fingerprint, or numerical PIN. Why to use ČSOB Smart Key application: • Conveniently log in and confirm the payment in internet banking • Easily confirm card payments on the Internet • The app can verify you remotely when calling the Infoline or bank branch • You can use a Face ID or fingerprint instead of a numerical PIN • Authentication complies with bank-grade security standards • Being offline is not a problem: app works also offline for confirming transactions in internet banking • A map of branches and ATMs is a part of the app • You can install it on both your mobile phones and tablets After downloading, simply activate the application in internet banking. For more information visit page https://www.csob.cz/smartkey

About

RB klíč

Securely log in to online banking and authorize transactions with your fingerprint or face scan. This app also facilitates identity verification and access recovery without visiting a branch.

Highlights
  • Secure online banking login
  • Transaction authorization via biometrics
  • PIN confirmation for operations
  • Remote access recovery
  • Identity document and biometrics verification
  • Offline transaction signing
Features
Read full description

RB klíč je aplikace od Raiffeisenbank, která vám umožňuje bezpečné a pohodlné přihlášení do internetového bankovnictví nebo Vám usnadní potvrzení pokynů, které chcete provést v internetovém bankovnictví. Dále vám RB klíč umožňuje bez návštěvy pobočky provést obnovu přístupů do aplikací Raiffeisenbank pomocí dokladů totožnosti a biometrie. Platby můžete jednoduše autorizovat pomocí otisku prstu nebo skenováním obličeje, další operace pak potvrdíte PINem v aplikaci RB klíč. Technické požadavky Aktivace aplikace je podmíněna bankou nastavených oprávnění v internetovém bankovnictví. Aplikace je k dispozici pro iOS (verze 13.0 a novější). Jak to funguje Pokud se chcete přihlásit do internetového bankovnictví nebo v něm provést platbu, na obrazovce vašeho mobilního telefonu se zobrazí „oznámení push“, tj. krátká zpráva se shrnutím transakce, která vyžaduje vaši autorizaci. Po kliknutí na tuto zprávu se aplikace RB klíč automaticky spustí a zobrazí se všechny podrobnosti o podepisované transakci. Transakce můžete podepisovat, i když vaše mobilní zařízení je momentálně bez připojení k internetu.

Screenshots

ČSOB Smart klíč4 screens
RB klíč4 screens

Verdict

The call

The clearest difference is review sentiment: RB klíč at 54% against ČSOB Smart klíč's 33%. RB klíč also leads on rating (4.5 vs 4.3). ČSOB Smart klíč's advantage is update cadence (every 6 weeks vs every 3 months) and device support (4 vs 2). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RB klíč holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 31 and 91 respectively. Written reviews point the same way: 33% of ČSOB Smart klíč's written reviews are positive against 54% of RB klíč's.

UpkeepUpdate frequency

ČSOB Smart klíč ships an update every 6 weeks, RB klíč every 3 months. The most recent releases landed on November 5, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
ČSOB Smart klíč versus RB klíč: the parameters behind the verdict, then further details
ParameterČSOB Smart klíčRB klíč
PriceFreeFree
Rating4.3 (31 ratings)4.5 (91 ratings) — better
Positive reviews33.3% of reviews54.2% of reviews — better
Number of ratings3191 — better
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size113 MB49 MB
Age rating4+4+
DeveloperČeskoslovenská obchodní banka, a.s.Raiffeisenbank, a.s.

Customer experience

ČSOB Smart klíč

All ratings32 ratings
Positive84.4%
Neutral0.0%
Negative15.6%
Written reviews12 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

RB klíč

All ratings91 ratings
Positive86.8%
Neutral2.2%
Negative11.0%
Written reviews83 reviews
Positive54.2%
Neutral3.6%
Negative42.2%

In-app purchases

None

ČSOB Smart klíč

No in-app purchases

None

RB klíč

No in-app purchases

Questions

Is ČSOB Smart klíč free?
ČSOB Smart klíč is free to download, with no in-app purchases.
Is RB klíč free?
RB klíč is free to download, with no in-app purchases.
Which has better reviews, ČSOB Smart klíč or RB klíč?
RB klíč is rated higher. ČSOB Smart klíč averages 4.3 out of 5 from 31 ratings, while RB klíč averages 4.5 from 91 ratings.
Do ČSOB Smart klíč or RB klíč have ads?
Neither ČSOB Smart klíč nor RB klíč shows ads.
Which is updated more often, ČSOB Smart klíč or RB klíč?
ČSOB Smart klíč ships an update every 6 weeks, and RB klíč every 3 months. Most recently, ČSOB Smart klíč was updated on November 5, 2026 and RB klíč on November 3, 2026.

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