Comparison

Xero Me vs Mumba Cloud

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xero Me

This app simplifies expense management for employees by allowing them to capture, track, and submit claims on the go. It automates receipt transcription and mileage tracking, ensuring faster reimbursement. Employers can also use it to review and approve claims.

Highlights
  • Capture expenses on the go
  • Automatic receipt transcription
  • Track and submit mileage claims
  • Submit claims in any currency
  • Approve expense claims
  • Setup receipt analysis and claim accounts
Features
Read full description

Xero Me Capture, track and manage expense claims as they happen, on the go. Xero Me is a self service employee tool that helps small businesses reduce the time spent gathering and fielding requests. Save time on expense management by empowering your employees to self-serve work admin tasks. To log in to Xero Me you must be granted permission by your employer. Access to Expenses requires a Xero Expenses subscription and access permission granted by your employer. Check with your employer if you are having trouble logging in. Note. You will only have access to mobile features your organisation has enabled, based on your role (not all mobile features may be available to you). Key features include: - Capture cost as they happen: scan and submit expenses, company card and mileage claim, anytime, anywhere. - Automatic receipt transcription: Details are scanned from your photo receipt to auto fill the expense claim. - Track your mileage: use the map in Xero Me or select from recent locations to accurately enter, track and submit mileage claims to get reimbursed faster. - Submit expense claims in any currency: make it easier to keep track of actual costs and maintain accurate records. - With approver permissions, review and approve expense claims on the go. - With admin permissions, setup receipt analysis, claim accounts, team roles and bank accounts. ABOUT XERO Xero ​is a beautiful, easy-to-use global cloud-based accounting software that connects people with the right numbers anytime, anywhere, on any device. For accountants and bookkeepers, Xero helps build a trusted relationship with small business clients through online collaboration. We’re proud to be helping over 2.7 million+ subscribers worldwide transform the way they do business. We started Xero to change the game for small business. Xero is one of the fastest growing Software as a Service companies globally. We lead the New Zealand, Australian, and United Kingdom cloud accounting markets, employing a world-class team of more than 3,500+ people. We’re proud to be helping over 2.7 million+ subscribers worldwide transform the way they do business and seamlessly integrates with over 1,000 apps. And we’re just getting started.

About

Mumba Cloud

Access and manage all your essential work information, including personal details, payslips, rosters, and leave. Stay updated with company news, access benefits, and enjoy password-free system access. This award-winning app simplifies your professional life.

Highlights
  • Update personal and payroll details
  • View payslips and rosters
  • Manage leave requests
  • Password-free system access
  • Access company news and information
  • View benefit offers and discounts
Features
Read full description

Mumba makes your work easier and life better. Access all your important work-life information through Mumba, including: * Updating your personal and payroll details * Viewing your payslips, rosters and managing your leave * Accessing systems without passwords * Reading company news and information * Accessing benefit offers, corporate discounts, well-being information, and services Mumba is the multi-award winning app for you to connect and engage at work. *** Winner Australian Business Awards Mobile Innovation 2018 *** *** Winner Australian Business Awards Software Innovation 2018 *** *** Winner Best Use of Technology 2017 *** *** Winner Gold Medal Best HRIS System 2017 Tech Vendor Awards *** This product is proudly brought to you by the Mumba team.

Screenshots

Xero Me3 screens
Mumba Cloud4 screens

Verdict

The call

The clearest difference is update cadence: Xero Me at fortnightly against Mumba Cloud's every 3 months. Xero Me also leads on review sentiment (38% vs 23%). Mumba Cloud's advantage is monetization model (free vs free with in-app purchases) and device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Xero Me ships an update fortnightly, Mumba Cloud every 3 months. Both last shipped on October 29, 2026.

Scorecard5 real differences · 5 level
Xero Me versus Mumba Cloud: the parameters behind the verdict, then further details
ParameterXero MeMumba Cloud
PriceFreeFree
Rating4.7 (109 ratings) — better—
Positive reviews38.4% of reviews — better22.6% of reviews
Number of ratings109 — better—
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size69 MB15 MB
Age rating4+4+
DeveloperXero LtdMumba Cloud

Customer experience

Xero Me

All ratings107 ratings
Positive89.7%
Neutral2.8%
Negative7.5%
Written reviews297 reviews
Positive38.4%
Neutral13.5%
Negative48.1%

Mumba Cloud

Written reviews31 reviews
Positive22.6%
Neutral3.2%
Negative74.2%

Bugs and requests

Xero Me

Reported bugs

5 issues
  • App crashes on launch for many users
  • Issues with uploading receipts and expenses
  • Timesheet data not syncing properly
  • Login and authentication problems
  • Payslip and leave request functionality not working as expected

Requested features

5 requests
  • Add ability to enter start and finish times instead of just total hours
  • Include option to add notes or comments to timesheets
  • Implement a search function to find jobs easily
  • Allow users to set default pay rates and job selections
  • Integrate leave management and approval process within the app

Mumba Cloud

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Xero Me

No in-app purchases

None

Mumba Cloud

No in-app purchases

Questions

Is Xero Me free?
Xero Me is free to download, with no in-app purchases.
Is Mumba Cloud free?
Mumba Cloud is free to download, with no in-app purchases.
Do Xero Me or Mumba Cloud have ads?
Neither Xero Me nor Mumba Cloud shows ads.
Which is updated more often, Xero Me or Mumba Cloud?
Xero Me ships an update fortnightly, and Mumba Cloud every 3 months. Most recently, Xero Me was updated on October 29, 2026 and Mumba Cloud on October 29, 2026.

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