Comparison

First Merchants Mobile App vs CTS Assistant

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Merchants Mobile App

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs easily.

Highlights
  • Check account balances and transactions
  • Transfer money between accounts
  • Pay bills and view history
  • Deposit checks remotely
  • Send and receive person-to-person payments
  • Find nearby branches and ATMs
Read full description

Start banking wherever you are with the First Merchants Mobile App! First Merchants Mobile App allows you to check balances, make transfers, pay bills, deposit checks, make person-to-person payments, and find locations where you can speak to our welcoming and attentive bankers. Available features include: Accounts - Check your latest account balances and search recent transactions by date, amount, or check number. Transfers - Easily transfer money between your accounts. Bill Pay - Pay bills and review bill payment history from your device. Check Deposit - Deposit checks while on the go. Person-to-Person Payments - Send money immediately to another person. - Claim money received while on the go. Locations - Find nearby branches and ATMs while using the mobile device’s built-in GPS or search by ZIP code or address.

About

CTS Assistant

Features
Read full description

CTS Assistant is a closing cost app that provides you with the tools you need for your next listing and when meeting with prospective buyers. It is designed for Real Estate Professionals with calculators, customizable marketing materials and quick access to generate buyer estimates and seller net sheets. Key features include: Helpful Calculators: Monthly affordability, renting vs. buying, loan qualifier and sell to net. Buyer and Seller Net Sheets: Easily generate net sheets to understand the costs of buying or selling a home. Save Net Sheets and Estimates: Sort through and access previous net sheets and estimates. Easily Share Generated Net Sheets: Quickly generate net sheets to print or share via email or text. Fully Customized Marketing Materials: Create custom marketing materials for buyers or sellers. Training Tutorials to Get Started: Learn how to get started and utilize the app to its full potential.

Screenshots

First Merchants Mobile App4 screens
CTS Assistant3 screens

Verdict

The call

The clearest difference is ads: CTS Assistant at none against First Merchants Mobile App's shown. CTS Assistant also leads on update cadence (every 3 weeks vs every 5 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

First Merchants Mobile App ships an update every 5 months, CTS Assistant every 3 weeks. The most recent releases landed on October 21, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
First Merchants Mobile App versus CTS Assistant: the parameters behind the verdict, then further details
ParameterFirst Merchants Mobile AppCTS Assistant
PriceFreeFree
Rating4.7 (29K ratings) — better—
Positive reviews79.1% of reviews—
Number of ratings29K — better—
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, Apple WatchiPhone, iPad, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size57 MB124 MB
Age rating4+4+
DeveloperFirst Merchants CorporationWestern Auxiliary Corporation

Bugs and requests

First Merchants Mobile App

Reported bugs

5 issues
  • Inconsistent Face ID/Touch ID support
  • Repeated requests for login credentials
  • Inability to view all linked accounts
  • Delayed transaction posting and balance updates
  • Glitches when depositing larger checks

Requested features

5 requests
  • Add running balance display in transactions
  • Improve bill pay functionality and visibility
  • Enable transfers between all account types
  • Provide more customization options in the app
  • Integrate account notifications and alerts

CTS Assistant

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Merchants Mobile App

No in-app purchases

None

CTS Assistant

No in-app purchases

Questions

Is First Merchants Mobile App free?
First Merchants Mobile App is free to download, with no in-app purchases.
Is CTS Assistant free?
CTS Assistant is free to download, with no in-app purchases.
Do First Merchants Mobile App or CTS Assistant have ads?
First Merchants Mobile App shows ads; CTS Assistant does not.
Which is updated more often, First Merchants Mobile App or CTS Assistant?
First Merchants Mobile App ships an update every 5 months, and CTS Assistant every 3 weeks. Most recently, First Merchants Mobile App was updated on October 21, 2026 and CTS Assistant on October 7, 2026.

Other comparisons