First Merchants Mobile App vs Riverside Personal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
First Merchants Mobile App
Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, deposit checks, and send money to others. Locate nearby branches and ATMs easily.
- Check account balances and transactions
- Transfer money between accounts
- Pay bills and view history
- Deposit checks remotely
- Send and receive person-to-person payments
- Find nearby branches and ATMs
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Start banking wherever you are with the First Merchants Mobile App! First Merchants Mobile App allows you to check balances, make transfers, pay bills, deposit checks, make person-to-person payments, and find locations where you can speak to our welcoming and attentive bankers. Available features include: Accounts - Check your latest account balances and search recent transactions by date, amount, or check number. Transfers - Easily transfer money between your accounts. Bill Pay - Pay bills and review bill payment history from your device. Check Deposit - Deposit checks while on the go. Person-to-Person Payments - Send money immediately to another person. - Claim money received while on the go. Locations - Find nearby branches and ATMs while using the mobile device’s built-in GPS or search by ZIP code or address.
Riverside Personal
Manage your personal finances conveniently and securely with this mobile banking app. Check balances, view transactions, transfer funds between accounts, and deposit checks by taking photos. Getting started is simple with your existing online banking credentials.
- Check account balances
- View recent transactions
- Transfer money between accounts
- Deposit checks via photo
- View deposit history
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Bank conveniently and securely with Riverside Bank’s Personal Mobile Banking. Now you can manage your personal finances anytime, anywhere - from your mobile device. Manage Your Accounts: • Check personal account balances • View recent transactions, including check images • Transfer money between accounts Deposit Checks: • Deposit checks by snapping a picture of each check • View deposit history in the app Getting started is easy. Simply download the app and sign on with your Personal Online user credentials. No additional fees apply*. For more information about Riverside Bank’s mobile services, please visit https://riverside.bank/mobile or call us at 614-482-1300. *Carrier’s data rates may apply.
Screenshots
Verdict
The clearest difference is ratings volume: First Merchants Mobile App at 29K against Riverside Personal's 17. First Merchants Mobile App also leads on monetization model (free vs ad-supported). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Merchants Mobile App holds the better App Store score, 4.7 against 4.6. That said, the two scores are not equally well evidenced: First Merchants Mobile App has 29K ratings behind it against 17, so its average is the more settled of the two.
First Merchants Mobile App ships an update every 5 months, Riverside Personal every 4 months. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.
| Parameter | First Merchants Mobile App | Riverside Personal |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (29K ratings) — better | 4.6 (17 ratings) |
| Positive reviews | 79.0% of reviews | — |
| Number of ratings | 29K — better | 17 |
| Update frequency | Every 5 months | Every 4 months — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 57 MB | 127 MB |
| Age rating | 4+ | 4+ |
| Developer | First Merchants Corporation | Riverside Bank of Dublin |
Customer experience
First Merchants Mobile App
Riverside Personal
Bugs and requests
First Merchants Mobile App
Reported bugs
5 issues- Inconsistent Face ID/Touch ID support
- Repeated requests for login credentials
- Inability to view all linked accounts
- Delayed transaction posting and balance updates
- Glitches when depositing larger checks
Requested features
5 requests- Add running balance display in transactions
- Improve bill pay functionality and visibility
- Enable transfers between all account types
- Provide more customization options in the app
- Integrate account notifications and alerts
Riverside Personal
Not enough reviews yet to summarise bugs or requests.
In-app purchases
First Merchants Mobile App
No in-app purchases
Riverside Personal
No in-app purchases
Questions
Is First Merchants Mobile App free?
Is Riverside Personal free?
Which has better reviews, First Merchants Mobile App or Riverside Personal?
Do First Merchants Mobile App or Riverside Personal have ads?
Which is updated more often, First Merchants Mobile App or Riverside Personal?
Other comparisons
