Comparison

微众银行 vs 鲨鱼记账本Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

微众银行

一站式存款、理财金融服务

Free

💰 Finance

★ 3.043 ratingsView app →

鲨鱼记账本Pro

记账必备精品

$3.99

💰 Finance

★ 4.8318 ratingsView app →

About

微众银行

This digital bank offers a comprehensive suite of financial services including deposits, investment management, and flexible fund transfers. It provides secure, online-only banking with features like quick account opening and 24/7 customer support.

Highlights

Online account opening
Investment and wealth management
Flexible fund management
Fixed-term deposits
Fund investment options
Automated financial planning
24/7 customer service

Features

Read full description

微众银行于2014年12月获得金融许可证，是一家纯线上的数字银行，为客户提供一站式存款、投资理财、便捷资金调度等金融服务，助您安心理财。【安全有保障】银行牌照，安全可靠【在线速开户】足不出门，即可轻松开户，随时随地享受金融理财服务【精选理财子】银行理财全新升级，精选全网优质银行理财子产品，理财省心之选【灵活用资金】活期+随用随转，您的现金管理、理财投资好帮手【定期存储蓄】多种期限存款随心选，存取便捷，安全可靠【投资好专家】股票型基金、债券型基金等精选投资产品，明星基金经理管理，省心定投【管家式管理】设置自动计划，每月工资自动理财、还房贷、做公益，轻松管理您的资金【服务随时享】贴心服务随时享，客服7*24小时不间断服务，服务热线：95384 掌握一手理财资讯，参与更多“福利活动”，请关注“微众银行App”公众号。 *市场有风险，理财投资需谨慎

About

鲨鱼记账本Pro

Effortlessly track your spending with a minimalist interface that allows for quick entries. Analyze your financial habits through clear charts and set budgets to gain precise control over your expenses. Securely sync your data and receive reminders to ensure you never miss a transaction.

Highlights

3-second expense logging
Visual spending trend analysis
Cloud data synchronization
Smart note suggestions
Customizable reminders
Budget management
Expense categorization

Features

Currently charting

#66Top Paid · Finance

Read full description

【产品功能】 3秒钟记账：极简的操作流程，让你3秒钟即可完成一笔记账操作消费趋势：一目了然的图表，帮你快速分析消费情况数据超安全：登录账号后，记账数据实时同步在云端备注提示：强大的备注智能提示系统，让你记账的过程越来越简单记账提醒：自定义每日提醒时间，再也不用担心忘记记账了【Pro版特色功能】饼图分析：记账数据更加一目了然搜索功能：查找记录更加快捷解锁密码：再也不用担心账本被人偷窥隐藏金额：支持隐藏首页总金额预算管理：设置月度预算，消费支出精准掌控记账日历：查看、补记更加方便每日收支：可在日历中查看每日收支金额自定义周期：自由设置每月开始日期定时记账：周期性固定支出自动记录记账标签：按标签查看账目汇总个性装扮：多套皮肤，软件风格私人订制【Pro版和VIP的区别】 1、Pro 版与苹果账号绑定，一次性付费，可长期使用 2、Pro 版仅支持 iOS 设备，其它手机系统无法使用 3、Pro 版不包含VIP中的部分功能【创始人说】为什么要做鲨鱼记账？鲨鱼记账的创始人有着多年的记账习惯，我们想基于用户的需求去设计产品，想为大家做一款贴心的记账软件，只为你用着爽！我们的一切功能都以方便用户使用为出发点。看似简单的操作流程背后，却能通过图表功能，帮你分析消费状况，让你能够对自己的消费行为做出改善。记账虽然不能直接帮你实现财务自由，但是我们相信，只要你坚持记账，不断改善自己的消费情况，积极开源节流，一定能够实现财务自由！

Screenshots

微众银行4 screens

鲨鱼记账本Pro4 screens

Verdict

The call

The clearest difference is price: 微众银行 at Free against 鲨鱼记账本Pro's $3.99. 微众银行 also leads on in-app purchases (none vs 10) and update cadence (every 2 weeks vs every 6 weeks). 鲨鱼记账本Pro's advantage is rating (4.8 vs 3.0) and review sentiment (92% vs 55%). On ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

微众银行 is free to download; 鲨鱼记账本Pro costs $3.99 up front. 鲨鱼记账本Pro sells 10 one-off in-app purchases. 微众银行 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

鲨鱼记账本Pro holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: 鲨鱼记账本Pro has 318 ratings behind it against 43, so its average is the more settled of the two. Written reviews point the same way: 55% of 微众银行's written reviews are positive against 92% of 鲨鱼记账本Pro's.

UpkeepUpdate frequency

微众银行 ships an update every 2 weeks, 鲨鱼记账本Pro every 6 weeks. Both last shipped on October 26, 2026.

Scorecard8 real differences · 3 level

微众银行 versus 鲨鱼记账本Pro: the parameters behind the verdict, then further details
Parameter	微众银行	鲨鱼记账本Pro
Price	Free — better	$3.99
Rating	3.0 (43 ratings)	4.8 (318 ratings) — better
Positive reviews	54.5% of reviews	92.1% of reviews — better
Number of ratings	43	318 — better
Update frequency	Every 2 weeks — better	Every 6 weeks
Ads	No	No
In-app purchases	No — better	Yes
Monetization	Free — better	Paid
Best chart rank	—	#66 — better
Devices	iPhone, iPod	iPhone, iPod
Requires iOS	12.0 — better	13.0
Further details — not scored
Size	148 MB	60 MB
Age rating	4+	4+
Developer	WeBank Co., Ltd.	Beijing Shark Pioneer Network Technology Co.,Ltd