Comparison

State vs Rabobank NZ

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

State

Manage your insurance policies, make payments, and start claims 24/7. Get new quotes in minutes and access all your policy documents easily. Log in quickly with PIN or Face ID.

Highlights
  • 24/7 insurance management
  • Fast login with PIN/Face ID
  • Online claim submission and tracking
  • Policy payment management
  • View policy information and documents
  • Get new quotes in 2 minutes
Features
Read full description

About this app​ Your State insurance anytime, anywhere.​ With the State app, we’re here for you 24/7. Manage your insurance with faster log in using a PIN or face ID.​ ​ Make a claim online​ Starting your claim is easy in the app. If you need to claim for home or motor insurance, you can start a draft, make a claim, and check your claim’s progress every step of the way.​ ​ Easily manage your payments​ Make a payment for your policy straight from the app.​ ​ All your policies in one place​ View your policy information and documents in the app. You can see what you’re covered for at any time. And choose to get your insurance documents by email or by post.​ ​ Get a quote ​ Get a new quote in 2 minutes. Or find an existing motor quote and pick up where you left off.

About

Rabobank NZ

Manage your farm business finances with this app designed exclusively for Agribusiness clients. Easily view accounts, transfer funds, schedule future payments, and track transaction history. Access interest rates and manage your All In One Account on the go.

Highlights
  • View all accounts
  • Transfer money
  • Schedule future payments
  • Track transaction history
  • View and book interest rates
  • Manage All In One Account
Features
Read full description

We’ve made it simple to manage your finances with the Rabobank NZ app for Agribusiness clients. Whether you’re on-farm or on the go, the Rabobank NZ app makes it easy to keep on top of farm business. This app is only for Rabobank New Zealand Agribusiness clients. If you are a Rabobank New Zealand Online Savings customer, please download the Rabobank Online Savings NZ app. Key features include: • View all of your accounts once logged in • Transfer money in, out, or between accounts • Set-up future payments up to 1 year ahead • Stay on top of your account information including transaction history • View and book interest rates (fixed) • Manage your All In One Account finances As always, our team is here to help. Should you need any assistance please call 0800 500 933 (+64 9 975 2514 if overseas) or email wellington@rabobank.com. The Rabobank NZ app is offered by Rabobank New Zealand Limited to Agribusiness clients. Internet connection is needed to access the app and normal mobile data charges apply. You must accept and comply with the Rabobank Internet Banking - Conditions of Use at all times. Always adhere to manufacturers’ software and support to ensure your mobile devices are covered by the latest software and security updates.

Screenshots

State4 screens
Rabobank NZ4 screens

Verdict

The call

The clearest difference is review sentiment: Rabobank NZ at 43% against State's 11%. Rabobank NZ also leads on iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

State ships an update monthly, Rabobank NZ every 5 weeks. The most recent releases landed on October 10, 2026 and September 29, 2026 respectively.

Scorecard2 real differences · 8 level
State versus Rabobank NZ: the parameters behind the verdict, then further details
ParameterStateRabobank NZ
PriceFreeFree
Rating4.5 (4 ratings) — better—
Positive reviews10.8% of reviews42.9% of reviews — better
Number of ratings4 — better—
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size78 MB61 MB
Age rating4+4+
DeveloperIAG New Zealand LimitedRabobank Australia and New Zealand

Customer experience

State

All ratings4 ratings
Positive75.0%
Neutral25.0%
Negative0.0%
Written reviews65 reviews
Positive10.8%
Neutral4.6%
Negative84.6%

Rabobank NZ

Written reviews7 reviews
Positive42.9%
Neutral14.3%
Negative42.9%

Bugs and requests

State

Reported bugs

17 issues
  • App requires newer phone/OS
  • Login issues (timeouts, incorrect password, constant logouts)
  • Cannot add drivers/make changes
  • Security number expiry issues
  • Claim processing delays
Show 12 more
  • App crashes when viewing policies
  • Authentication errors
  • Registration stage not working
  • App doesn't work or shows 'service not available'
  • App bounces back to main menu with error
  • App shows old/overdue/incorrect policies
  • Buttons not functioning (roadside assistance, settings)
  • Offers feature not working
  • App doesn't render correctly on iPhone 11
  • Policy button doesn't work
  • Cannot view policies since updating
  • Direct debit updates not real-time

Requested features

17 requests
  • Allow adding drivers on the app
  • Allow making changes to policies on the app
  • Show monthly/weekly/fortnightly/annual premium in summary
  • Clearly show payment transaction statement in one place
  • Allow adding new addresses manually
Show 12 more
  • Sync app and website for new policies
  • Provide policy wording
  • Fix login timeout issues
  • Allow viewing all pages of policy documents
  • Improve app performance and stability
  • Update the app more frequently
  • Allow manual entry of addresses
  • Improve customer service response times
  • Make the app more interactive
  • Allow viewing payment history
  • Allow viewing personal details
  • Improve direct debit updates to be real-time

Rabobank NZ

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

State

No in-app purchases

None

Rabobank NZ

No in-app purchases

Questions

Is State free?
State is free to download, with no in-app purchases.
Is Rabobank NZ free?
Rabobank NZ is free to download, with no in-app purchases.
Do State or Rabobank NZ have ads?
Neither State nor Rabobank NZ shows ads.
Which is updated more often, State or Rabobank NZ?
State ships an update monthly, and Rabobank NZ every 5 weeks. Most recently, State was updated on October 10, 2026 and Rabobank NZ on September 29, 2026.

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