Comparison

Origin Bank vs Billd

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Origin Bank

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, and deposit checks. Track spending, budget, and manage debt with integrated financial tools. Locate branches and ATMs easily.

Highlights
  • Check account balances and transactions
  • Transfer funds between accounts
  • Schedule bill payments
  • Deposit checks remotely
  • Send and receive person-to-person payments
  • Track spending and budgeting
  • Find ATM and branch locations
Features
Read full description

Start banking wherever you are with Origin Bank Mobile Banking for iPhone and iPad! Available to all Origin Bank consumer online banking customers, Origin Bank Mobile Banking allows you to check balances, make transfers, pay bills, make deposits, send person to person payments and find our locations. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number and view checks. Transfers - Easily transfer cash between your accounts. Bill Pay - Schedule one time payments. Check Deposit - Deposit checks while on the go. Person to Person Payments - Send money immediately to another person. - Claim money received while on the go. Personal Financial Management Tool - Track account activity, spending and budgeting, all in one place. - Stay organized with account aggregation, auto-categorization and debt management. Locations - Find nearby Branches and ATMs using the device’s built-in GPS. Additionally, you can search by zip code or address. Origin Bank Support: https://www.originbankonline.com/contact-us

About

Billd

Effortlessly split bills and receipts with friends. Scan any receipt, assign items, and settle up instantly without awkward math. Perfect for group dining, travel, and household expenses.

Highlights
  • Receipt scanning
  • Item assignment
  • Even bill splitting
  • Tip and tax calculator
  • Friend invitations
  • Instant settlement
Features
Read full description

Split the bill in seconds — not awkward conversations. Billd scans your receipt, reads every line item, and divides the total fairly so everyone pays exactly what they ordered. No more mental math. No more Venmo guessing games. SCAN & SPLIT IN SECONDS Point your camera at any restaurant receipt or choose a photo from your library. Billd uses on-device text recognition to pull every item, tax, tip, and total automatically. ASSIGN ITEMS YOUR WAY Tap to assign dishes to each person. Shared an appetizer? Split it evenly or set custom portions. Billd handles the math — including tax and tip — proportionally. PAY WITH ONE TAP Request money through Venmo directly from the app. Your friend gets a notification with the exact amount. You can also text a full breakdown with a payment link built in. SMART & PRIVATE All receipt scanning happens on your device. No photos are uploaded. No accounts required. Your data stays on your phone. DESIGNED FOR REAL LIFE • Scan receipts or enter items manually • Import friends from your contacts • Save receipts to revisit past splits • Supports weighted splits and multi-quantity items • Adapts to light and dark mode automatically • Works offline — no internet needed to split Whether it's dinner with friends, brunch with coworkers, or takeout with roommates — Billd makes splitting fair, fast, and drama-free. Download Billd and never overpay again.

Screenshots

Origin Bank4 screens
Billd4 screens

Verdict

The call

The clearest difference is update cadence: Billd at every 3 weeks against Origin Bank's every 5 months. Billd also leads on review sentiment (100% vs 74%). Origin Bank's advantage is ratings volume (14K vs 4) and iOS requirement (11.0 vs 18.5). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Origin Bank against 5.0 for Billd. That said, the two scores are not equally well evidenced: Origin Bank has 14K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 74% of Origin Bank's written reviews are positive against 100% of Billd's.

UpkeepUpdate frequency

Origin Bank ships an update every 5 months, Billd every 3 weeks. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Origin Bank versus Billd: the parameters behind the verdict, then further details
ParameterOrigin BankBilld
PriceFreeFree
Rating4.9 (14K ratings)5.0 (4 ratings) — better
Positive reviews74.0% of reviews100.0% of reviews — better
Number of ratings14K — better4
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better18.5
Further details — not scored
Size89 MB3 MB
Age rating4+4+
DeveloperOrigin BankSyam Shukla

Customer experience

Origin Bank

All ratings12,488 ratings
Positive97.2%
Neutral1.4%
Negative1.3%
Written reviews131 reviews
Positive74.0%
Neutral5.3%
Negative20.6%

Billd

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Origin Bank

Reported bugs

3 issues
  • Face ID/Touch ID not saving consistently
  • Repeated prompts for new features after each login
  • Logging in issues and error messages

Requested features

3 requests
  • In-app chat support
  • Improved transaction history and bill pay visibility
  • Ability to make extra loan payments directly from the app

Billd

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Origin Bank

No in-app purchases

None

Billd

No in-app purchases

Questions

Is Origin Bank free?
Origin Bank is free to download, with no in-app purchases.
Is Billd free?
Billd is free to download, with no in-app purchases.
Which has better reviews, Origin Bank or Billd?
Billd is rated higher. Origin Bank averages 4.9 out of 5 from 14K ratings, while Billd averages 5.0 from 4 ratings.
Do Origin Bank or Billd have ads?
Neither Origin Bank nor Billd shows ads.
Which is updated more often, Origin Bank or Billd?
Origin Bank ships an update every 5 months, and Billd every 3 weeks. Most recently, Origin Bank was updated on November 8, 2026 and Billd on October 31, 2026.

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