Comparison

Origin Bank vs CentricCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Origin Bank

Manage your finances conveniently from your mobile device. Check balances, transfer funds, pay bills, and deposit checks. Track spending, budget, and manage debt with integrated financial tools. Locate branches and ATMs easily.

Highlights
  • Check account balances and transactions
  • Transfer funds between accounts
  • Schedule bill payments
  • Deposit checks remotely
  • Send and receive person-to-person payments
  • Track spending and budgeting
  • Find ATM and branch locations
Features
Read full description

Start banking wherever you are with Origin Bank Mobile Banking for iPhone and iPad! Available to all Origin Bank consumer online banking customers, Origin Bank Mobile Banking allows you to check balances, make transfers, pay bills, make deposits, send person to person payments and find our locations. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number and view checks. Transfers - Easily transfer cash between your accounts. Bill Pay - Schedule one time payments. Check Deposit - Deposit checks while on the go. Person to Person Payments - Send money immediately to another person. - Claim money received while on the go. Personal Financial Management Tool - Track account activity, spending and budgeting, all in one place. - Stay organized with account aggregation, auto-categorization and debt management. Locations - Find nearby Branches and ATMs using the device’s built-in GPS. Additionally, you can search by zip code or address. Origin Bank Support: https://www.originbankonline.com/contact-us

About

CentricCU

Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks
  • View credit report
  • Budgeting tools
Features
Read full description

Manage your money with ease using the My Centric app! Check accounts, transfer funds, pay bills, deposit checks, and view your credit report on the go. Enjoy awesome budgeting tools and secure, convenient banking. Join Centric today and make finances fun and simple!

Screenshots

Origin Bank4 screens
CentricCU4 screens

Verdict

The call

The clearest difference is update cadence: CentricCU at every 3 weeks against Origin Bank's every 5 months. Origin Bank's advantage is monetization model (free vs ad-supported) and review sentiment (74% vs 63%). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Origin Bank against 4.8 for CentricCU. Both are backed by a comparable volume of ratings — 14K and 3.7K respectively. Written reviews are what separate them: 74% of Origin Bank's written reviews are positive against 63% of CentricCU's.

UpkeepUpdate frequency

Origin Bank ships an update every 5 months, CentricCU every 3 weeks. Both last shipped on October 22, 2026.

Scorecard5 real differences · 5 level
Origin Bank versus CentricCU: the parameters behind the verdict, then further details
ParameterOrigin BankCentricCU
PriceFreeFree
Rating4.9 (14K ratings) — better4.8 (3.7K ratings)
Positive reviews74.2% of reviews — better62.7% of reviews
Number of ratings14K — better3.7K
Update frequencyEvery 5 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS11.0 — better18.4
Further details — not scored
Size89 MB196 MB
Age rating4+4+
DeveloperOrigin BankCentric FCU

Customer experience

Origin Bank

All ratings12,488 ratings
Positive97.2%
Neutral1.4%
Negative1.3%
Written reviews128 reviews
Positive74.2%
Neutral5.5%
Negative20.3%

CentricCU

All ratings3,651 ratings
Positive95.4%
Neutral1.1%
Negative3.5%
Written reviews51 reviews
Positive62.7%
Neutral0.0%
Negative37.3%

User reviews

Origin Bank

From 14K App Store ratings

What we love

  • 👍 Friendly and welcoming staff
  • 🚀 Efficient and easy-to-use app
  • 💰 Competitive interest rates and fees
  • 🌍 Convenient nationwide banking
  • 📱 Reliable mobile app

Room to improve

  • 🐛 Inconsistent login and authentication issues
  • 🔍 Lack of visibility when typing passwords
  • 🤔 Confusing navigation and feature discovery
  • ⚠️ Occasional system outages and downtime

CentricCU

From 3.7K App Store ratings

What we love

  • 🚀 Enhanced features
  • 👍 User-friendly app
  • 💡 Budgeting tools and insights
  • 👍 Efficient for banking needs
  • 👍 Clean and intuitive design

Room to improve

  • 🐛 Unlock card issue
  • 🐛 Money disappearing and new charges
  • 🐛 Accounts not accessible for days
  • 👎 Overly complicated and hard to navigate

Bugs and requests

Origin Bank

Reported bugs

3 issues
  • Face ID/Touch ID not saving consistently
  • Repeated prompts for new features after each login
  • Logging in issues and error messages

Requested features

3 requests
  • In-app chat support
  • Improved transaction history and bill pay visibility
  • Ability to make extra loan payments directly from the app

CentricCU

Reported bugs

2 issues
  • Login screen freezes
  • Incompatible with older devices

Requested features

2 requests
  • Dark mode option
  • Improved Zelle integration

In-app purchases

None

Origin Bank

No in-app purchases

None

CentricCU

No in-app purchases

Questions

Is Origin Bank free?
Origin Bank is free to download, with no in-app purchases.
Is CentricCU free?
CentricCU is free to download, with no in-app purchases.
Which has better reviews, Origin Bank or CentricCU?
Origin Bank is rated higher. Origin Bank averages 4.9 out of 5 from 14K ratings, while CentricCU averages 4.8 from 3.7K ratings.
Do Origin Bank or CentricCU have ads?
Neither Origin Bank nor CentricCU shows ads.
Which is updated more often, Origin Bank or CentricCU?
Origin Bank ships an update every 5 months, and CentricCU every 3 weeks. Most recently, Origin Bank was updated on October 22, 2026 and CentricCU on October 22, 2026.

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