Comparison

LifeInCheck EBT vs CentricCU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LifeInCheck EBT

Manage your EBT benefits, find nearby retailers, and access nutritional information for healthier shopping. Track your balance, view transaction history, and get real-time updates on your SNAP deposits. This app simplifies healthy eating and prescription savings.

Highlights
  • Real-time benefit balance inquiries
  • Benefit deposit schedule
  • Transaction history tracking
  • EBT card management
  • SNAP retailer locator
  • Nutritional scoring for products
  • Prescription savings information
Features
Read full description

Coupons, nutritional scoring, prescription savings, balance inquiries, and more – LifeInCheck™ EBT helps you afford more food, save money on prescriptions, check your benefit balance, and simplifies healthy shopping with easy-to-use, product-specific nutritional information. With LifeInCheck™ EBT, you are directly connected with your State SNAP/food stamp provider – know, in real-time, if anything changes with your benefits. Feature Overview • Balance Inquiries – Review real-time benefit balances on the homepage • Benefit Schedule – Know your next SNAP deposit date • Transaction History – Remember where you last shopped and how much was spent • Card Management – Select PIN and/or deactivate/request an EBT card • Self-Service – Access FAQs and troubleshoots • Retailer Locator – Find nearby SNAP-approved retailers via zip code • Language Preferences – Available in English, Spanish and Vietnamese LifeInCheck™ EBT is available in the following States: Louisiana To register, you will need your EBT card and personal information. If you have already registered through LifeInCheckEBT.com, then you are ready to use the app – simply enter in your existing username and password after downloading. Disclosures: • App usage is free; however, message and data rates may apply. • LifeInCheck™ EBT is a trademark of Morse, Inc. in the United States and/or other countries.

About

CentricCU

Manage your finances conveniently on the go. This app allows you to check accounts, transfer funds, pay bills, and deposit checks. It also offers budgeting tools and credit report viewing for comprehensive financial management.

Highlights
  • Check account balances
  • Transfer funds
  • Pay bills
  • Deposit checks
  • View credit report
  • Budgeting tools
Features
Read full description

Manage your money with ease using the My Centric app! Check accounts, transfer funds, pay bills, deposit checks, and view your credit report on the go. Enjoy awesome budgeting tools and secure, convenient banking. Join Centric today and make finances fun and simple!

Screenshots

LifeInCheck EBT4 screens
CentricCU4 screens

Verdict

The call

The clearest difference is review sentiment: CentricCU at 63% against LifeInCheck EBT's 4%. CentricCU also leads on rating (4.8 vs 1.2) and ratings volume (3.7K vs 234). LifeInCheck EBT's advantage is monetization model (free vs ad-supported) and iOS requirement (14.1 vs 26.3). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CentricCU holds the better App Store score, 4.8 against 1.2. That said, the two scores are not equally well evidenced: CentricCU has 3.7K ratings behind it against 234, so its average is the more settled of the two. Written reviews point the same way: 4% of LifeInCheck EBT's written reviews are positive against 63% of CentricCU's.

UpkeepUpdate frequency

LifeInCheck EBT ships an update every 5 weeks, CentricCU monthly. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.

Scorecard5 real differences · 5 level
LifeInCheck EBT versus CentricCU: the parameters behind the verdict, then further details
ParameterLifeInCheck EBTCentricCU
PriceFreeFree
Rating1.2 (234 ratings)4.8 (3.7K ratings) — better
Positive reviews4.0% of reviews62.7% of reviews — better
Number of ratings2343.7K — better
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.1 — better26.3
Further details — not scored
Size16 MB200 MB
Age rating4+4+
DeveloperMorse Data Enterprises, LLCCentric FCU

Customer experience

LifeInCheck EBT

All ratings137 ratings
Positive5.1%
Neutral2.9%
Negative92.0%
Written reviews224 reviews
Positive4.0%
Neutral2.7%
Negative93.3%

CentricCU

All ratings3,740 ratings
Positive95.5%
Neutral1.1%
Negative3.4%
Written reviews51 reviews
Positive62.7%
Neutral0.0%
Negative37.3%

User reviews

LifeInCheck EBT

From 234 App Store ratings

What we love

  • 🚀 Works great
  • 📈 Helpful for checking balance

Room to improve

  • 🐛 App not working/crashing
  • 🔒 Login issues/account lockouts
  • 💤 App not updated/abandoned

CentricCU

From 3.7K App Store ratings

What we love

  • 🚀 Enhanced features
  • 👍 User-friendly app
  • 💡 Budgeting tools and insights
  • 👍 Efficient for banking needs
  • 👍 Clean and intuitive design

Room to improve

  • 🐛 Unlock card issue
  • 🐛 Money disappearing and new charges
  • 🐛 Accounts not accessible for days
  • 👎 Overly complicated and hard to navigate

Bugs and requests

LifeInCheck EBT

Reported bugs

3 issues
  • Unable to log in or check balance
  • App crashes or freezes
  • Account lockouts/password reset problems

Requested features

3 requests
  • Fix login/account issues
  • Improve app reliability and stability
  • Provide better customer support

CentricCU

Reported bugs

2 issues
  • Login screen freezes
  • Incompatible with older devices

Requested features

2 requests
  • Dark mode option
  • Improved Zelle integration

In-app purchases

None

LifeInCheck EBT

No in-app purchases

None

CentricCU

No in-app purchases

Questions

Is LifeInCheck EBT free?
LifeInCheck EBT is free to download, with no in-app purchases.
Is CentricCU free?
CentricCU is free to download, with no in-app purchases.
Which has better reviews, LifeInCheck EBT or CentricCU?
CentricCU is rated higher. LifeInCheck EBT averages 1.2 out of 5 from 234 ratings, while CentricCU averages 4.8 from 3.7K ratings.
Do LifeInCheck EBT or CentricCU have ads?
Neither LifeInCheck EBT nor CentricCU shows ads.
Which is updated more often, LifeInCheck EBT or CentricCU?
LifeInCheck EBT ships an update every 5 weeks, and CentricCU monthly. Most recently, LifeInCheck EBT was updated on November 3, 2026 and CentricCU on November 12, 2026.

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