AMI vs ShiftPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AMI
Manage your insurance policies, make claims, and get new quotes quickly and easily. Access all your policy documents and payment options in one convenient place, anytime, anywhere. Features faster login options for seamless access.
- 24/7 insurance management
- Faster login (PIN/Face ID)
- Online claim submission and tracking
- Payment management
- View policy information and documents
- Get new quotes in 2 minutes
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About this app Your AMI insurance anytime, anywhere. With the AMI app, we’re here for you 24/7. Manage your insurance with faster log in using a PIN or face ID. Make a claim online Starting your claim is easy in the app. If you need to claim on your car, home or contents insurance, you can start a draft, make a claim, and check your claim’s progress every step of the way. Easily manage your payments Make a payment for your policy straight from the app. Or if you have a recurring payment, you can manage that in the app too. All your policies in one place View your policy information and documents in the app. You can see what you’re covered for at any time. And choose to get your insurance documents by email or by post. Get a quote Get a new quote in 2 minutes. Or find an existing car quote and pick up where you left off.
ShiftPay
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Perfect. Since you're using the Apple Standard EULA, you don't need a custom page for the terms—you just need to point the App Store reviewers and your users to Apple's official link. Here is your final, polished description. I’ve kept your core "selling" features at the top and placed the mandatory legal links and your specific pay-accuracy disclaimers at the bottom. Updated App Store Description ShiftPay is the ultimate shift tracking and pay calculation app designed specifically for New Zealand workers. Whether you are on a wage, working rotating rosters, or dealing with complex penalty rates, ShiftPay NZ helps you predict exactly what your next paycheck will look like. Key Features: Accurate Pay Calculation: Automatically calculate your gross and net pay, including PAYE tax, Student Loan, and KiwiSaver deductions. Shift Tracking: Easily log your hours, unpaid breaks, and custom shift types (e.g., Morning, Night, Weekend). NZ Public Holidays: Automatically detects New Zealand public holidays and calculates Time and a Half or Alternative Holidays. Custom Penalty Rates: Set up specific pay multipliers for weekends, late nights, or overtime. Pay Cycles: Align the calendar with your actual weekly, fortnightly, or monthly pay periods. Insights & Reports: View detailed breakdowns of your earnings and export your pay history for your records. Stay organized, never miss a worked hour, and ensure you are getting paid what you deserve with ShiftPay NZ. Legal & Disclaimers: Not Professional Advice: ShiftPay NZ is an estimation and tracking tool only. It does not provide professional financial, legal, tax, or payroll advice. Accuracy: While we strive for precision, calculations may not perfectly match your employer's payroll system due to specific company configurations. Always verify your actual pay against your official payslips. Privacy Policy: [https://nump.co.nz/privacypolicy] Terms of Use (EULA): [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/]
Screenshots
Verdict
The clearest difference is in-app purchases: AMI at none against ShiftPay's 1. ShiftPay's advantage is update cadence (every 8 days vs monthly) and iOS requirement (14.0 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. ShiftPay sells 1 in-app purchase, starting at $2.99 per month. AMI asks for nothing beyond the download.
AMI ships an update monthly, ShiftPay every 8 days. The most recent releases landed on September 13, 2026 and September 19, 2026 respectively.
| Parameter | AMI | ShiftPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (10 ratings) — better | — |
| Positive reviews | 10.8% of reviews | — |
| Number of ratings | 10 — better | — |
| Update frequency | Monthly | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 14.0 — better |
| Further details — not scored | ||
| Size | 77 MB | 56 MB |
| Age rating | 4+ | 17+ |
| Developer | IAG New Zealand Limited | Nump Limited |
In-app purchases
AMI
No in-app purchases
ShiftPay
- ShiftPay Pro$2.991 Month






