Best Accrue Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Out of 250+ accrue apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Accrue Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Accrue: Send. Spend. Sell.Accrue: Send. Spend. Sell.Free4.6★ (1.6K)NoNoAug 2026
2AccrueAccrueFreeNoNoAug 2026
3GuidelineGuidelineFree4.9★ (1.8K)NoNoAug 2026
4Chipper CashChipper CashFree4.3★ (15K)NoNoAug 2026
5AccrueCMSAccrueCMSFree1.0★ (1)NoNoJul 2026
6Accrue AppAccrue AppFreeNoNoMay 2026
7Consorcio Cádiz bus tren barcoConsorcio Cádiz bus tren barcoFreeYesNoJul 2026
8AccrueHealthAccrueHealthFree4.6★ (567)NoNoAug 2026

Top Picks for Accrue

Accrue: Send. Spend. Sell.#1

Accrue: Send. Spend. Sell. by Accrue DCA Limited

The cross-border payment app
Editor's Choice
💰 Finance
4.6😐(1.6K ratings)
Free
Accrue: Send. Spend. Sell. screenshot 1
Accrue: Send. Spend. Sell. screenshot 2
Accrue: Send. Spend. Sell. screenshot 3
Accrue: Send. Spend. Sell. screenshot 4
Accrue: Send. Spend. Sell. screenshot 5
Accrue: Send. Spend. Sell. screenshot 6

Easily send and receive money across Africa and the US. Save in USD to earn daily interest, shop online with virtual cards, and grow your money through simple investing. Manage all your cross-border financial needs from your phone.

What We Love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 💰 Good rates and minimal fees
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Account restrictions and suspension issues
  • ⏱️ Slow virtual card issuance
  • 💳 Problems with card usage and funding
Guideline#3

Guideline by Gusto, inc.

Access your 401(k) anytime
Worth Considering
💰 Finance
4.9😞(1.8K ratings)
Free
Guideline screenshot 1
Guideline screenshot 2
Guideline screenshot 3
Guideline screenshot 4
Guideline screenshot 5
Guideline screenshot 6

Easily set up and manage your 401(k) retirement account directly from your phone. Track progress, adjust contributions, and consolidate savings from other accounts. Invest with confidence through guided portfolio selection and automatic rebalancing.

What We Love

  • 👍 Simple and easy to use UI
  • 💡 Streamlined app experience
  • 🚀 Excellent app performance

Room to Improve

  • 🐛 Login and authentication issues
  • 🔋 Frequent app crashes and freezes
  • 💰 Increasing account fees

More Accrue apps to explore

4
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

Free local money transfersLow cross-border ratesBuy discounted airtime with cashback
💰 Finance
(15K)
free
5
AccrueCMS
AccrueCMS
AccrueCMS
by Accrue Solutions Holding Co., LLC
Free

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view account details, and submit claims on the go. This secure app provides real-time access to your important health benefit information.

Check account balances 24/7View account summaries and chartsSubmit claims with receipt photos
💪 Health & Fitness
(1)
free
6
Accrue App
Accrue App
Accrue App
by ERLIK TECHNOLOGIES LLP
Free
💼 Business
(0)
7
Consorcio Cádiz bus tren barco
Consorcio Cádiz bus tren barco
Consorcio Cádiz bus tren barco
by Daniel Ramirez
Free
✈️ Travel
(0)
8
AccrueHealth
AccrueHealth
AccrueHealth
Access to health care finances
Free

Manage your healthcare finances with ease. View account balances, track activities, and receive important alerts. Request reimbursements online and report lost or stolen cards instantly.

Account balances and activitiesAlerts for receipt requestsCard details management
💰 Finance
(567)
ad-supported
9
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(41K)
free
10
Finance & Expense Account Mngr
Finance & Expense Account Mngr
Finance & Expense Account Mngr
Finance & Expense Account Mngr
Free

Manage daily financial transactions with this digital ledger. Record credit and debit entries, generate PDF reports, and set payment reminders. Securely back up your data and access your ledger offline.

Digital ledger for credit/debitPDF report generationPayment reminders via SMS
💰 Finance
(2)
free
11
Jegerappen
Jegerappen
Jegerappen
Available in English
Free

Prepare for Norway's hunting licence test with this comprehensive app. It offers practice questions, detailed explanations, and a species guide. Track your progress and get notified when you're ready to pass, with a money-back guarantee if you don't.

Pass guarantee with money backPractice questions similar to the real testSimple explanations for correct/incorrect answers
📚 Education
(7)
free with in-app purchases
12
ACCRUE FINSERV
ACCRUE FINSERV
ACCRUE FINSERV
by Accrue Finserv LLP
Free
💰 Finance
(0)
13
PayChex Cal+
PayChex Cal+
PayChex Cal+
Black woman owned
Free
$0.99 | 100% OFF

Instantly calculate your take-home pay with a detailed breakdown of taxes, 401(k) contributions, and healthcare deductions. Understand exactly how much money will be deposited into your bank account each payday.

Instant take-home pay breakdownFederal, state, and local tax accounting401(k) contribution calculation
📊 Productivity
(1)
ad-supported
14
Accrue - Portfolio Tracker
Accrue - Portfolio Tracker
Accrue - Portfolio Tracker
Disciplined portfolio tracker
Free
💰 Finance
(0)
15
Jegerprøveeksamen
Jegerprøveeksamen
Jegerprøveeksamen
by Landbruksdirektoratet
Free
📚 Education
(0)
16
BILL Spend & Expense (Divvy)
BILL Spend & Expense (Divvy)
BILL Spend & Expense (Divvy)
Corporate cards + expense mgt.
Free

This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

Automated expense trackingReal-time budget visibilityPhysical and virtual corporate cards
💰 Finance
(29K)
free with in-app purchases
17
Spentra
Spentra
Spentra
Access Your Pay, Your Way
Free

Access earned wages early and manage your pay with a dedicated payroll card. This solution offers instant access to a portion of your net wages before your payday, improving financial stability. Take control of your finances with features like card management, transaction alerts, and surcharge-free ATM access.

Early access to earned wagesManage payroll cardInstant transaction alerts
💰 Finance
(942)
free
18
ONE@Work (formerly Even)
ONE@Work (formerly Even)
ONE@Work (formerly Even)
Your Pay, Your Way
Free

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

Access earned wages earlyTrack earnings per shiftAutomatic paycheck savings
💰 Finance
(160K)
free
19
Tapcheck: On-Demand Earnings
Tapcheck: On-Demand Earnings
Tapcheck: On-Demand Earnings
by Tapcheck, Inc.
Free

Access earned wages before your next payday for unexpected expenses or daily needs. This service allows you to withdraw funds you've already worked for, with simple transfers and transparent fees. It's a way to gain more control over your finances between paychecks.

Access earned wages before paydayInstant or next-day transfersNo hidden fees, interest, or credit checks
💰 Finance
(49K)
free with in-app purchases
20
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(16K)
free with in-app purchases

FAQ about Accrue

What are the best accrue apps for iPhone?
Accrue: Send. Spend. Sell. tops our accrue apps ranking as of August 2026, with a 4.6-star average from 1.6K App Store ratings, and it's free to download.
Yes — 20 of the top accrue apps we rank are free to download, including Accrue: Send. Spend. Sell. and Accrue.
Accrue: Send. Spend. Sell. has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ accrue apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Accrue is a cross-border payment app designed to simplify sending and receiving money between Africa and the US. It allows users to send money to family and friends, save in US dollars to earn interest, shop online with virtual cards, and even start investing.
Key features include fast money transfers to various African countries and US bank accounts, a personal USD account for receiving international payments, virtual dollar cards for online shopping, digital gift cards, eSIM data plans, daily interest earnings on USD savings, and simple investing starting from $1.

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