Best Aplikasi Pinjol Apps & Games

249+ iOS apps & games curated and reviewed

4.3 avg rating
19 free apps & games
Updated September 2026

If you already know AsetKu, this is the deeper bench. 249+ aplikasi pinjol apps and games for iPhone, all reviewed and ranked by user rating, recency, and download trend as of September 2026.

Compare top Aplikasi Pinjol Apps & Games (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AsetKu - Digital LendingAsetKu - Digital LendingFree4.6★ (17)NoNoSep 2026
2Akulaku MerchantAkulaku MerchantFreeNoNoAug 2026
3GoPay: Transfer, Payment, QRISGoPay: Transfer, Payment, QRISFree4.7★ (683)NoNoSep 2026
4Bank Jago/Jago SyariahBank Jago/Jago SyariahFree4.8★ (283)NoNoSep 2026
5DANA Dompet Digital IndonesiaDANA Dompet Digital IndonesiaFree4.8★ (7.2K)NoNoSep 2026
6OVOOVOFree3.9★ (328)NoNoSep 2026
7AgroRKAgroRKFreeNoNoSep 2026
8YaopayYaopayFreeNoMay 2026

Top Picks for Aplikasi Pinjol

GoPay: Transfer, Payment, QRIS#3

GoPay: Transfer, Payment, QRIS by PT. GOTO GOJEK TOKOPEDIA TBK

Free Transfer & QRIS Payments
Worth Considering
💰 Finance
4.7😐(683 ratings)
Free
GoPay: Transfer, Payment, QRIS screenshot 1
GoPay: Transfer, Payment, QRIS screenshot 2
GoPay: Transfer, Payment, QRIS screenshot 3
GoPay: Transfer, Payment, QRIS screenshot 4
GoPay: Transfer, Payment, QRIS screenshot 5
GoPay: Transfer, Payment, QRIS screenshot 6

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

What We Love

  • 👍 Easy to use and intuitive interface
  • 🚀 Fast and convenient payment processing
  • 💳 Versatile payment options (QRIS, bills, pulses, etc.)
  • 💰 Useful rewards and cashback system
  • 🌍 Convenient for frequent travelers to Indonesia
  • 📊 Good expense management features
  • ✅ Reliable bank-to-bank transfers

Room to Improve

  • 🐛 Top-up frequently fails without clear reasons
  • 🐛 Transfer and payment transactions often fail
  • ❌ Poor customer support (mostly automated responses)
  • 🔒 Inconsistent identity verification requirements
  • 😞 Difficult account closure process
  • 🌐 Not user-friendly for foreign passport holders
  • 📱 Bloated interface with too many features
  • 🔌 Compatibility issues with certain credit cards (AU, Visa)
  • 😤 Forced upgrade to GoPay Plus for basic functionality
  • 🚫 Cannot withdraw funds when abroad
  • 🎯 Confusing and unclear setup process
  • ⚠️ Stuck funds with no resolution path

More Aplikasi Pinjol apps to explore

FAQ about Aplikasi Pinjol

What are the best aplikasi pinjol apps & games for iPhone?
AsetKu - Digital Lending tops our aplikasi pinjol apps & games ranking as of September 2026, with a 4.6-star average from 17 App Store ratings, and it's free to download.
Yes — 19 of the top aplikasi pinjol apps & games we rank are free to download, including AsetKu - Digital Lending and Akulaku Merchant.
AsetKu - Digital Lending has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ aplikasi pinjol apps & games on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
AsetKu is a digital lending platform licensed and supervised by OJK (Financial Services Authority) in Indonesia. It offers secure and user-friendly online services for borrowing money, with loan amounts ranging from Rp 150,000 to Rp 15,000,000.
Key features include collateral-free loans, flexible repayment terms from 91 to 365 days, and a maximum daily interest rate of 0.3%. The platform boasts a 100% digital and simple verification process, with loans disbursed directly to your bank account upon approval.