Best Aplikasi Pinjol Apps & Games

129+ iOS apps & games curated and reviewed

4.3 avg rating
20 free apps & games
Updated June 2026

If you already know AsetKu, this is the deeper bench. 129+ aplikasi pinjol apps and games for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for Aplikasi Pinjol

AsetKu - Digital Lending#1

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK
Editor's Choice
💰 Finance
4.6(17 ratings)
Free
AsetKu - Digital Lending screenshot 1
AsetKu - Digital Lending screenshot 2
AsetKu - Digital Lending screenshot 3

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

Akulaku-Installment Shopping#2

Akulaku-Installment Shopping by AKULAKU SILVRR INDONESIA, PT

Credit Installment Online Shop
Strong Contender
🛍️ Shopping
3.9(104 ratings)
Free
Akulaku-Installment Shopping screenshot 1
Akulaku-Installment Shopping screenshot 2
Akulaku-Installment Shopping screenshot 3
Akulaku-Installment Shopping screenshot 4

This app offers a marketplace with various services to support daily needs, including buy now pay later options and installment plans without a credit card. Users can purchase a wide range of products and services, from electronics to travel tickets, and even access cash loans.

DANA Dompet Digital Indonesia#3

DANA Dompet Digital Indonesia by ESPAY DEBIT INDONESIA KOE, PT

Easy Topup, Send Money, QRIS
Worth Considering
💰 Finance
4.8😞(6.2K ratings)
Free
DANA Dompet Digital Indonesia screenshot 1
DANA Dompet Digital Indonesia screenshot 2
DANA Dompet Digital Indonesia screenshot 3
DANA Dompet Digital Indonesia screenshot 4
DANA Dompet Digital Indonesia screenshot 5
DANA Dompet Digital Indonesia screenshot 6

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

What We Love

  • 💰 Affordable and great value
  • 🚀 Fast and simple transactions
  • 🤑 Lots of discounts and promotions
  • 👍 Easy to use and convenient

Room to Improve

  • 🐛 Buggy and unreliable app performance
  • 🤖 Poor customer service and unresponsive support
  • 🔒 Security and verification issues

More Aplikasi Pinjol apps to explore

4
Dana Syariah
Dana Syariah
Dana Syariah
Sharia Fintech Lending
Free

Access Sharia-compliant financing information and services through a mobile app. Register, invest, and get details on Islamic financing for businesses. Offers P2P Sharia financing for property, invoice, and MSME sectors.

Sharia-compliant financingP2P lending platformInvestment opportunities
💰 Finance
(3)
free
5
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Mobile transfer & track money
Free

This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

Open account in minutes60 personalized spending & savings pocketsFree bank transfers & ATM withdrawals
💰 Finance
(247)
free with in-app purchases
6
Allo Bank
Allo Bank
Allo Bank
Finance
Free

This digital banking app simplifies transactions, savings, and installments with high interest rates, instant withdrawals, and 0% installments. Enjoy daily cashback and secure financial management, all supervised by OJK.

High interest savings accountsFlexible 0% installmentsQRIS payments
💰 Finance
(8)
ad-supported
7
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Transfer, Pulsa, Payment, QRIS
Free

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)
💰 Finance
(565)
free with in-app purchases
8
Gojek
Gojek
Gojek
One app for every need
Free

This app offers a wide range of services including transportation, food and grocery delivery, logistics, and bill payments. It aims to empower local communities and improve livelihoods by connecting users with a vast network of drivers, merchants, and service providers.

Online transportation (GoRide, GoCar)Food delivery (GoFood)Grocery and shopping delivery (GoMart, GoShop)
✈️ Travel
(7.9K)
free with in-app purchases
9
BRImo BRI
BRImo BRI
BRImo BRI
Mobile Banking dari BRI
Free

This mobile banking app offers a comprehensive suite of financial services, enabling users to manage accounts, make domestic and international transfers, invest, and access lifestyle services. It provides features like real-time cashback and easy access to customer support.

Digital account registration (domestic & international)International transfers and QR payments abroadLifestyle and entertainment purchases
💰 Finance
(507)
free
10
LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah
Buy, Pay, Loan and Invest
Free

This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

Utility bill paymentsOnline shopping paymentsTransportation fare payments
💰 Finance
(208)
free with in-app purchases
11
Pisti
Pisti
Pisti
by Valensas
Free

A two-player card game where players collect cards by matching them or using Jacks. Score points by making 'pişti' and collecting valuable cards.

Two-player gameplayCard matching mechanicsSpecial card abilities (Jack)
🎮 Games
(1)
free
12
Numrat - Mëso Shkruaj dhe Luaj
Numrat - Mëso Shkruaj dhe Luaj
Numrat - Mëso Shkruaj dhe Luaj
Shkolla 123 - Lexo Numra Shqip
Free

This educational app helps young children learn to recognize and write numbers 1-20 in Albanian through interactive games, pronunciation, and colorful illustrations. It offers a fun, safe, and ad-free environment for preschoolers to develop counting skills and a natural introduction to mathematics.

Learn numbers 1-20 in AlbanianCorrect pronunciation guidanceInteractive writing practice
📚 Education
(85)
free with in-app purchases
13
Bukalapak - Jual Beli Online
Bukalapak - Jual Beli Online
Bukalapak - Jual Beli Online
by PT Bukalapak.com
Free

Shop for virtual products like phone credit, data packages, and digital wallet top-ups. Access skill-building classes and top up game balances. The app offers a user-friendly interface and a variety of quality virtual goods.

Virtual product purchasesPhone credit and data packagesElectricity token top-ups
🛍️ Shopping
(1.7K)
free with in-app purchases
14
Jenius
Jenius
Jenius
by PT. Bank SMBC Indonesia Tbk
Free

Manage your finances and daily life with a single app. Access transactions, savings, credit, and investments all in one place. Enjoy features like virtual cards, rewards, and multi-currency support for seamless global transactions.

All-in-one financial managementVisa debit and credit cardsVirtual cards for online purchases
💰 Finance
(124)
subscription
15
LoanPrep - Eligibility Check
LoanPrep - Eligibility Check
LoanPrep - Eligibility Check
Loan Checklist & Prep Guide
Free

This app helps U.S. borrowers prepare for loan applications by assessing readiness, organizing documents, and providing educational tips. It offers checklists, progress tracking, and a daily check-in system to build consistent habits. The tool is for informational purposes only and does not provide financial advice.

9-step loan readiness assessmentCustomizable preparation checklistsDocument collection progress tracking
💰 Finance
(3)
ad-supported
16
Quintal
Quintal
Quintal
by Danny Saksono
Free

This integrated learning management system connects student information systems with school administration. It serves as a comprehensive portal for teachers, students, parents, and administrators in Indonesian schools.

Integrated Learning Management SystemStudent Information System IntegrationSchool Administration Management
📚 Education
(2)
free
17
Pišpirić
Pišpirić
Pišpirić
Pačarite se uz Pišpirić!
Free

A popular card game playable 1v1 or 2v2, known for its easy-to-learn rules that require strategy and attention for success. Compete in tournaments, climb leaderboards, and play private matches or train against AI.

1v1 and 2v2 gameplayEasy-to-learn rulesStrategic gameplay
🎬 Entertainment
(12)
free
18
BRI Ceria
BRI Ceria
BRI Ceria
by PT. Bank Rakyat Indonesia (Persero) Tbk.
Free
💰 Finance
(0)
19
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
myBCA: New BCA Banking Apps
by PT Bank Central Asia Tbk.
Free

Manage all your banking needs from a single application. Perform domestic and international transfers, pay bills, make QRIS payments, and withdraw cash without a card. It also offers foreign currency savings and investment options.

Domestic & International TransfersBill PaymentsQRIS Payments
💰 Finance
(61)
free
20
Payuk Jakan
Payuk Jakan
Payuk Jakan
Aplikasi Untuk Driver
Free

This app connects drivers with customers for a local transportation service in Bali. It emphasizes community involvement and traditional customs, offering flexible earning opportunities for drivers. The platform facilitates customer pick-ups for the service.

Connects drivers with customersSupports local customs and communityFlexible earning opportunities
✈️ Travel
(2)
ad-supported