Best Aplikasi Pinjol Apps & Games

249+ iOS apps & games curated and reviewed

4.0 avg rating
19 free apps & games
Updated August 2026

If you already know AsetKu, this is the deeper bench. 249+ aplikasi pinjol apps and games for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Aplikasi Pinjol Apps & Games (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AsetKu - Digital LendingAsetKu - Digital LendingFree4.6★ (17)NoNoAug 2026
2Akulaku MerchantAkulaku MerchantFreeNoNoAug 2026
3DANA Dompet Digital IndonesiaDANA Dompet Digital IndonesiaFree4.8★ (6.7K)NoNoAug 2026
4GoPay: Transfer, Payment, QRISGoPay: Transfer, Payment, QRISFree4.7★ (640)NoNoAug 2026
5AmarthaFin: Investasi & PulsaAmarthaFin: Investasi & PulsaFree3.7★ (3)NoNoAug 2026
6OVOOVOFree3.9★ (328)NoNoAug 2026
7Bank Jago/Jago SyariahBank Jago/Jago SyariahFree4.8★ (276)NoNoAug 2026
8LinkAja / LinkAja SyariahLinkAja / LinkAja SyariahFree3.2★ (208)YesNoJul 2026

Top Picks for Aplikasi Pinjol

AsetKu - Digital Lending#1

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK
Editor's Choice
💰 Finance
4.6(17 ratings)
Free
AsetKu - Digital Lending screenshot 1
AsetKu - Digital Lending screenshot 2
AsetKu - Digital Lending screenshot 3

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

DANA Dompet Digital Indonesia#3

DANA Dompet Digital Indonesia by ESPAY DEBIT INDONESIA KOE, PT

Easy Topup, Send Money, QRIS
Worth Considering
💰 Finance
4.8😞(6.7K ratings)
Free
DANA Dompet Digital Indonesia screenshot 1
DANA Dompet Digital Indonesia screenshot 2
DANA Dompet Digital Indonesia screenshot 3
DANA Dompet Digital Indonesia screenshot 4
DANA Dompet Digital Indonesia screenshot 5
DANA Dompet Digital Indonesia screenshot 6

This app facilitates cashless and card-less transactions, allowing users to scan QRIS codes, send money to various bank accounts, and top up e-wallet balances. It also supports saving bank cards for seamless payments and managing mobile recharges and bill payments securely.

What We Love

  • 💰 Affordable and great value
  • 🚀 Fast and simple transactions
  • 🤑 Lots of discounts and promotions
  • 👍 Easy to use and convenient

Room to Improve

  • 🐛 Buggy and unreliable app performance
  • 🤖 Poor customer service and unresponsive support
  • 🔒 Security and verification issues

More Aplikasi Pinjol apps to explore

4
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
GoPay: Transfer, Payment, QRIS
Free Transfer & QRIS Payments
Free

This app facilitates easy money transfers, bill payments, and online transactions. Users can top up mobile credit, pay for services like electricity and streaming, and make purchases on various e-commerce platforms. It also offers features for gaming top-ups, savings, and loans.

Free bank transfers up to 100x/monthTop-ups for digital wallets and mobile creditPay bills and services (PLN, PDAM, BPJS)
💰 Finance
(640)
free with in-app purchases
5
AmarthaFin: Investasi & Pulsa
AmarthaFin: Investasi & Pulsa
AmarthaFin: Investasi & Pulsa
by AMARTHA MIKRO FINTEK, PT
Free

Invest in grassroots communities and empower micro-entrepreneurs while earning competitive returns. Additionally, generate profit by selling digital products like phone credit and electricity tokens, with free money transfers and secure transactions.

Impactful grassroots investmentCompetitive investment returns24/7 flexible investing
💰 Finance
(3)
free
6
OVO
OVO
OVO
by Visionet Internasional, Pt
Free

This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.

Secure and fast mobile paymentsCashback on transactionsExclusive discounts and deals
💰 Finance
(328)
free with in-app purchases
7
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Bank Jago/Jago Syariah
Mobile transfer & track money
Free

This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

Open account in minutes60 personalized spending & savings pocketsFree bank transfers & ATM withdrawals
💰 Finance
(276)
free with in-app purchases
8
LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah
LinkAja / LinkAja Syariah
Buy, Pay, Loan and Invest
Free

This app allows users to pay for a wide range of services and bills, including utilities, transportation, online shopping, and insurance. It also offers financial services like loans, investments, and balance transfers. A Sharia-compliant version is available for users who prefer transactions aligned with Islamic principles.

Utility bill paymentsOnline shopping paymentsTransportation fare payments
💰 Finance
(208)
free with in-app purchases
9
Allo Bank
Allo Bank
Allo Bank
Finance
Free

This digital banking app simplifies transactions, savings, and installments with high interest rates, instant withdrawals, and 0% installments. Enjoy daily cashback and secure financial management, all supervised by OJK.

High interest savings accountsFlexible 0% installmentsQRIS payments
💰 Finance
(8)
ad-supported
10
Trokit
Trokit
Trokit
Trokit & Bashkjeto
Free
🌐 Social Networking
(0)
11
RaskAkcija.lt
RaskAkcija.lt
RaskAkcija.lt
by RaskAkcija.lt
Free

Easily find and view various retail store promotions and discount flyers. No registration or login required, so your favorite stores are accessible immediately. Information is constantly updated to ensure accuracy and timely delivery of new offers.

View store promotionsAccess discount flyersNo registration required
🛍️ Shopping
(1)
free
12
AgroRK
AgroRK
AgroRK
Farm work log & tracking
Free
📊 Productivity
(0)
13
MIT IPLUS
MIT IPLUS
MIT IPLUS
by Sittichai Natepradit
Free
💼 Business
(0)
14
Astarte-Nafta
Astarte-Nafta
Astarte-Nafta
by Astarte
Free
🛍️ Shopping
(0)
15
Tava Alga – Algas Kalkulators
Tava Alga – Algas Kalkulators
Tava Alga – Algas Kalkulators
by Ints Graveris
Free
💰 Finance
(0)
16
Zenrend for Customers
Zenrend for Customers
Zenrend for Customers
Book beauty & wellness
Free
🌟 Lifestyle
(0)
17
Pitaj Pezica
Pitaj Pezica
Pitaj Pezica
Vjera i svakodnevna pitanja
Free
📚 Education
(0)
18
Comenia Script - Psaní s motýlem
Comenia Script - Psaní s motýlem
Comenia Script - Psaní s motýlem
by J4W s.r.o.
$5.99

This app introduces children to a new handwriting style through engaging tracing exercises. It helps develop fine motor skills and is suitable for preschoolers and first graders learning to write. It can also be used by adults interested in learning this legible script.

Learn Comenia Script handwritingDevelop fine motor skillsTracing exercises for letters and numbers
📚 Education
(0)
paid
19
BuxPXTI app
BuxPXTI app
BuxPXTI app
buxpxti.uz
Free
📡 News
(0)
20
Pogodi Broj!
Pogodi Broj!
Pogodi Broj!
by Amer Trkic
Free
🎮 Games
(0)

FAQ about Aplikasi Pinjol

What are the best aplikasi pinjol apps & games for iPhone?
AsetKu - Digital Lending tops our aplikasi pinjol apps & games ranking as of August 2026, with a 4.6-star average from 17 App Store ratings, and it's free to download.
Yes — 19 of the top aplikasi pinjol apps & games we rank are free to download, including AsetKu - Digital Lending and Akulaku Merchant.
AsetKu - Digital Lending has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ aplikasi pinjol apps & games on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
AsetKu is a digital lending platform licensed and supervised by OJK (Financial Services Authority) in Indonesia. It offers secure and user-friendly online services for borrowing money, with loan amounts ranging from Rp 150,000 to Rp 15,000,000.
Key features include collateral-free loans, flexible repayment terms from 91 to 365 days, and a maximum daily interest rate of 0.3%. The platform boasts a 100% digital and simple verification process, with loans disbursed directly to your bank account upon approval.