Best Aya Pay Apps

248+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good aya pay apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Aya Pay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AYA PAY WalletAYA PAY WalletFree4.3★ (483)NoNoJul 2026
2AYA Mobile BankingAYA Mobile BankingFree4.6★ (140)NoNoAug 2026
3AYA PAY PartnerAYA PAY PartnerFree4.2★ (17)NoNoJul 2026
4CB PayCB PayFree3.7★ (527)NoNoAug 2026
5KBZ mBankingKBZ mBankingFree1.9★ (4K)NoNoJul 2026
6WavePayWavePayFree3.8★ (1.8K)YesNoAug 2026
7uabpayuabpayFree3.7★ (156)NoNoJul 2026
8CirclePay - Buy Now Pay LaterCirclePay - Buy Now Pay LaterFreeNoNoJul 2026

Top Picks for Aya Pay

AYA PAY Wallet#1

AYA PAY Wallet by Ayeyarwady Bank Limited

AYA PAY
Editor's Choice
💰 Finance
4.3😐(483 ratings)
Free
AYA PAY Wallet screenshot 1
AYA PAY Wallet screenshot 2
AYA PAY Wallet screenshot 3
AYA PAY Wallet screenshot 4
AYA PAY Wallet screenshot 5
AYA PAY Wallet screenshot 6

This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.

What We Love

  • 👍 Easy to use
  • 🚀 Fast transactions
  • 🔒 Secure transactions
  • 💎 Points for exchange

Room to Improve

  • 🐛 App crashes after update
  • 🐛 App not working on iOS
  • 🐛 Cannot click anything in app
AYA Mobile Banking#2

AYA Mobile Banking by Ayeyarwady Bank Limited

Strong Contender
💰 Finance
4.6😊(131 ratings)
FreeAds
AYA Mobile Banking screenshot 1
AYA Mobile Banking screenshot 2
AYA Mobile Banking screenshot 3
AYA Mobile Banking screenshot 4
AYA Mobile Banking screenshot 5
AYA Mobile Banking screenshot 6

Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.

What We Love

  • 🚀 Fast and reliable
  • 🔒 Safe and secure
  • 👍 Simple and easy to use
  • 💡 Convenient digital features

Room to Improve

  • 🐛 Account login issues
AYA PAY Partner#3

AYA PAY Partner by Ayeyarwady Bank Limited

AYA PAY Partner
Worth Considering
💰 Finance
4.2(17 ratings)
Free
AYA PAY Partner screenshot 1
AYA PAY Partner screenshot 2
AYA PAY Partner screenshot 3
AYA PAY Partner screenshot 4
AYA PAY Partner screenshot 5
AYA PAY Partner screenshot 6

This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.

More Aya Pay apps to explore

4
CB Pay
CB Pay
CB Pay
by CB BANK PCL
Free

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Money transfers via ATM, account, phone, or NRIC numberDynamic and static QR code paymentsMobile top-ups for major carriers
💰 Finance
(527)
free
5
KBZ mBanking
KBZ mBanking
KBZ mBanking
by KANBAWZA BANK LIMITED
Free

Access your banking services on the go. Perform fund transfers, view account activities, and manage your finances conveniently from your mobile device.

Fund TransferAccount ActivitiesMobile Banking
💰 Finance
(4K)
free
6
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
7
uabpay
uabpay
uabpay
uabpay powered by uab
Free

This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.

Fund TransferCash-in/Cash-outBills Payment
💰 Finance
(156)
free
8
CirclePay - Buy Now Pay Later
CirclePay - Buy Now Pay Later
CirclePay - Buy Now Pay Later
by Circle Explorer PVT LTD
Free
💰 Finance
(0)
9
Trusty Pay Merchant
Trusty Pay Merchant
Trusty Pay Merchant
by Trusty Family Company Limited
Free

Manage your shop or branch payments easily with this mobile application. Track all transaction history by day, week, or month. Control security and generate QR codes quickly for fast, accurate transactions.

Control shop or branch paymentsCheck payment transaction historyManage security for shops/branches
💰 Finance
(4)
free
10
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
11
Tamara | Own your Dream
Tamara | Own your Dream
Tamara | Own your Dream
Pay in up to 24, No late fees
Free

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
💰 Finance
(59K)
free
12
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(39K)
free with in-app purchases
13
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
14
ALD PAY
ALD PAY
ALD PAY
by ALADDIN E-PAY TECHNOLOGY (ALADDIN E-PEI TEKHNOLODZHI), TOO
Free

This app facilitates payments and transfers for individuals and businesses. It allows users to accept payments, make payments, and send instant messages and fees.

Accept paymentsMake paymentsTransfer funds
🌐 Social Networking
(2)
free
15
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
16
rapid! Pay
rapid! Pay
rapid! Pay
rapid! Access PayCard OnDemand
Free

Access your PayCard and on-demand earnings instantly. Manage your accounts, transfer funds, deposit checks remotely, and pay bills. Earn cash back rewards and find nearby ATMs.

Activate/replace PayCardView balances and transaction historyTransfer funds between accounts
💰 Finance
(188K)
free
17
KadePay
KadePay
KadePay
Retail Payment Solution
Free

Accept payments seamlessly from your mobile device using various methods like QR codes, tap-to-pay, and text links. This solution offers flexible fee options and enterprise-grade security for small and medium businesses.

Accept payments via QR codes, tap-to-pay, and text linksSupport for Google Pay, Apple Pay, ACH, credit cards, and moreFlexible fee options to absorb, pass on, or split costs
💼 Business
(2)
freemium
18
Tuwaiq Pay | Payment Gateway
Tuwaiq Pay | Payment Gateway
Tuwaiq Pay | Payment Gateway
API Integration Payment Links
Free

This app offers a comprehensive digital payment solution for businesses of all sizes. Easily generate invoices, collect payments via various methods, and manage all financial transactions securely from your mobile device.

Merchant registration and approvalInvoice creation and sharingMultiple payment methods accepted
💰 Finance
(3)
free
19
AlphaPay
AlphaPay
AlphaPay
by Alpha Pay Inc.
Free

This app enables North American businesses to accept cross-border payments from Chinese shoppers via Alipay, WeChat Pay, and UnionPay. It offers mobile management of payment accounts, real-time transaction reports, and currency exchange rate checks.

Accept Alipay, WeChat Pay, and UnionPayGenerate payment links and QR codesReal-time transaction reporting
🔧 Utilities
(1)
free
20
AyaSend - Recharge & eSIM
AyaSend - Recharge & eSIM
AyaSend - Recharge & eSIM
Gift Cards & Rate Comparison
Free

Easily compare real-time international money transfer rates and fees from multiple providers in one place. Make informed decisions before sending money abroad by seeing the best exchange rates and total costs upfront.

Compare live exchange ratesSee total fees upfrontFind best transfer option
💰 Finance
(2)
free

FAQ about Aya Pay

What are the best aya pay apps for iPhone?
AYA PAY Wallet tops our aya pay apps ranking as of July 2026, with a 4.3-star average from 483 App Store ratings, and it's free to download.
Yes — 20 of the top aya pay apps we rank are free to download, including AYA PAY Wallet and AYA Mobile Banking.
AYA PAY Wallet has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 248+ aya pay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to top up mobile phones for major networks, cash in and out money at agents or ATMs, and transfer funds to other wallets or unlinked accounts. You can also pay bills for select providers and make payments at merchant stores using QR codes.
You can cash in your wallet by visiting an agent or by using a verified AYA bank account. This provides flexibility in how you fund your digital wallet for various transactions.

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