Best Ayar Pay Apps

247+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

Finding the right ayar pay apps can be overwhelming with so many options. We've analyzed 247+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Ayar Pay Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1AYA PAY WalletAYA PAY WalletFree4.3★ (483)NoNoAug 2026
2AYA Mobile BankingAYA Mobile BankingFree4.6★ (140)NoNoAug 2026
3AYA PAY PartnerAYA PAY PartnerFree4.2★ (17)NoNoJul 2026
4KBZ mBankingKBZ mBankingFree1.9★ (4K)NoNoJul 2026
5CB PayCB PayFree3.7★ (527)NoNoAug 2026
6WavePayWavePayFree3.8★ (1.8K)YesNoAug 2026
7uabpayuabpayFree3.7★ (156)NoNoAug 2026
8CirclePay - Buy Now Pay LaterCirclePay - Buy Now Pay LaterFree3.0★ (2)NoNoAug 2026

Top Picks for Ayar Pay

AYA PAY Wallet#1

AYA PAY Wallet by AYA Bank

AYA PAY
Editor's Choice
💰 Finance
4.3😐(483 ratings)
Free
AYA PAY Wallet screenshot 1
AYA PAY Wallet screenshot 2
AYA PAY Wallet screenshot 3
AYA PAY Wallet screenshot 4
AYA PAY Wallet screenshot 5
AYA PAY Wallet screenshot 6

This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.

What We Love

  • 👍 Easy to use
  • 🚀 Fast transactions
  • 🔒 Secure transactions
  • 💎 Points for exchange

Room to Improve

  • 🐛 App crashes after update
  • 🐛 App not working on iOS
  • 🐛 Cannot click anything in app
AYA Mobile Banking#2

AYA Mobile Banking by AYA Bank

AYA Mobile Banking
Strong Contender
💰 Finance
4.6😊(140 ratings)
Free
AYA Mobile Banking screenshot 1
AYA Mobile Banking screenshot 2
AYA Mobile Banking screenshot 3
AYA Mobile Banking screenshot 4
AYA Mobile Banking screenshot 5
AYA Mobile Banking screenshot 6

Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.

What We Love

  • 🚀 Fast and reliable
  • 🔒 Safe and secure
  • 👍 Simple and easy to use
  • 💡 Convenient digital features

Room to Improve

  • 🐛 Account login issues
AYA PAY Partner#3

AYA PAY Partner by Ayeyarwady Bank Limited

AYA PAY Partner
Worth Considering
💰 Finance
4.2(17 ratings)
Free
AYA PAY Partner screenshot 1
AYA PAY Partner screenshot 2
AYA PAY Partner screenshot 3
AYA PAY Partner screenshot 4
AYA PAY Partner screenshot 5
AYA PAY Partner screenshot 6

This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.

More Ayar Pay apps to explore

4
KBZ mBanking
KBZ mBanking
KBZ mBanking
by KANBAWZA BANK LIMITED
Free

Access your banking services on the go. Perform fund transfers, view account activities, and manage your finances conveniently from your mobile device.

Fund TransferAccount ActivitiesMobile Banking
💰 Finance
(4K)
free
5
CB Pay
CB Pay
CB Pay
by CB BANK PCL
Free

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Money transfers via ATM, account, phone, or NRIC numberDynamic and static QR code paymentsMobile top-ups for major carriers
💰 Finance
(527)
free
6
WavePay
WavePay
WavePay
Digital Payments
Free

This app facilitates digital payments for everyday needs, including sending money, scanning QR codes for purchases, topping up mobile credit, and paying bills. It offers secure transactions with PIN protection and a unique device login feature. Users can also link bank accounts and MPU cards for easy fund transfers.

Send money via mobile numberScan QR codes for instant paymentsMobile top-ups and pack purchases
💰 Finance
(1.8K)
free with in-app purchases
7
uabpay
uabpay
uabpay
uabpay powered by uab
Free

This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.

Fund TransferCash-in/Cash-outBills Payment
💰 Finance
(156)
free
8
CirclePay - Buy Now Pay Later
CirclePay - Buy Now Pay Later
CirclePay - Buy Now Pay Later
by Circle Explorer PVT LTD
Free

This app allows users to shop at partner merchants and split purchases into interest-free monthly installments. Manage payments, track spending, and discover new places to shop, all within a secure platform.

Interest-free installmentsQR code paymentsLink bank accounts/cards
💰 Finance
(2)
free
9
Trusty Pay Merchant
Trusty Pay Merchant
Trusty Pay Merchant
by Trusty Family Company Limited
Free

Manage your shop or branch payments easily with this mobile application. Track all transaction history by day, week, or month. Control security and generate QR codes quickly for fast, accurate transactions.

Control shop or branch paymentsCheck payment transaction historyManage security for shops/branches
💰 Finance
(4)
free
10
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
11
ACU PAY
ACU PAY
ACU PAY
The only payment app you need
Free

This app facilitates convenient and secure instant e-payments to a wide range of merchants. Users can also redeem coupons, invite friends for rewards, and participate in lucky draws for a chance to win prizes. It promotes a cashless lifestyle with various perks and offers.

Instant e-paymentsCoupon redemptionFriend referral rewards
💰 Finance
(2)
free
12
ALD PAY
ALD PAY
ALD PAY
by ALADDIN E-PAY TECHNOLOGY (ALADDIN E-PEI TEKHNOLODZHI), TOO
Free

This app facilitates payments and transfers for individuals and businesses. It allows users to accept payments, make payments, and send instant messages and fees.

Accept paymentsMake paymentsTransfer funds
🌐 Social Networking
(2)
free
13
BuyWithEase
BuyWithEase
BuyWithEase
Shop Now, Pay Later
Free

This platform allows instant shopping with flexible installment payment options. It also facilitates applications for various services like rent, school fees, and medical bills, offering a secure and convenient e-commerce experience.

Buy Now, Pay Later (BNPL)Flexible installment plansFast approval process
🛍️ Shopping
(1)
free
14
AlphaPay
AlphaPay
AlphaPay
by Alpha Pay Inc.
Free

This app enables North American businesses to accept cross-border payments from Chinese shoppers via Alipay, WeChat Pay, and UnionPay. It offers mobile management of payment accounts, real-time transaction reports, and currency exchange rate checks.

Accept Alipay, WeChat Pay, and UnionPayGenerate payment links and QR codesReal-time transaction reporting
🔧 Utilities
(1)
free
15
KadePay
KadePay
KadePay
Retail Payment Solution
Free

Accept payments seamlessly from your mobile device using various methods like QR codes, tap-to-pay, and text links. This solution offers flexible fee options and enterprise-grade security for small and medium businesses.

Accept payments via QR codes, tap-to-pay, and text linksSupport for Google Pay, Apple Pay, ACH, credit cards, and moreFlexible fee options to absorb, pass on, or split costs
💼 Business
(2)
freemium
16
Skip Pay
Skip Pay
Skip Pay
Nakup kdykoli, plať za 50 dní
Free

Manage all your purchases, activate a virtual card, and view your PIN. Enjoy benefits like paying up to 50 days later, splitting payments, and earning rewards.

Manage all purchases in one placeActivate virtual cardView PIN anytime
💰 Finance
(3)
ad-supported
17
Sliq pay: Remit & Scan-to-Pay
Sliq pay: Remit & Scan-to-Pay
Sliq pay: Remit & Scan-to-Pay
UPI without Indian bank/phone
Free

This app allows tourists, NRIs, and expats to make payments and send money in India like a local. It offers instant transfers, competitive exchange rates, and low fees without requiring an Indian bank account or phone number. Enjoy secure, regulated transactions with advanced fraud protection.

Scan UPI QR codes to pay locallyNo Indian bank account neededInstant remittances with live exchange rates
💰 Finance
(2)
ad-supported
18
ATOMA Pay Partner
ATOMA Pay Partner
ATOMA Pay Partner
by NERUOS S.A.L
Free

This app helps partners earn more commission by speeding up transactions and improving customer service. It aims to increase foot traffic and allow for the sale of more value-added services to boost earnings.

Earn higher commissionFaster transaction processingIncreased foot traffic
💰 Finance
(2)
free
19
Paylinks
Paylinks
Paylinks
Send links to accept payments
Free

Easily accept online payments by creating payment links. Share these links via email, messaging, or social media, allowing customers to pay quickly with their preferred method. Ideal for small businesses and freelancers for low-value transactions.

Create payment requestsGenerate shareable payment linksAccept payments via PayPal, Stripe, Square
💰 Finance
(1)
free
20
Adyen - Pay by Link
Adyen - Pay by Link
Adyen - Pay by Link
Create payment links on the go
Free

Create and share customizable payment links instantly from your mobile device. Offer diverse payment experiences to customers across all channels, enabling seamless transactions whether in-store or remotely.

Create payment links on the goCustomize hosted checkout pagesDistribute links across all channels
💼 Business
(1)
free

FAQ about Ayar Pay

What are the best ayar pay apps for iPhone?
AYA PAY Wallet tops our ayar pay apps ranking as of August 2026, with a 4.3-star average from 483 App Store ratings, and it's free to download.
Yes — 20 of the top ayar pay apps we rank are free to download, including AYA PAY Wallet and AYA Mobile Banking.
AYA PAY Wallet has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ ayar pay apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The app allows you to top up mobile phones for major networks, cash in and out money at agents or ATMs, and transfer funds to other wallets or unlinked accounts. You can also pay bills for select providers and make payments at merchant stores using QR codes.
You can cash in your wallet by visiting an agent or by using a verified AYA bank account. This provides flexibility in how you fund your digital wallet for various transactions.