Best Cash Loan Apps

143+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

CASH 1 LOANS is the household name in cash loan, but it's far from the only option. We track 143+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Cash Loan Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1CASH 1 LOANSCASH 1 LOANSFree2.9★ (18)NoNoAug 2026
2MonibacMonibacFree2.7★ (61)NoNoAug 2026
3Cash Loan: Loan Emi CalculatorCash Loan: Loan Emi CalculatorFree4.3★ (91)YesNoAug 2026
4Kredi – Loan, Savings & BillsKredi – Loan, Savings & BillsFree3.0★ (120)NoNoAug 2026
5Andray FinanceAndray FinanceFree1.0★ (1)NoNoJul 2026
6FairMoney: Save, Spend, CreditFairMoney: Save, Spend, CreditFree4.6★ (14K)NoNoSep 2026
7Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoSep 2026
8Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026

Top Picks for Cash Loan

CASH 1 LOANS#1

CASH 1 LOANS by THRIVOS INC

Access & Manage Your Credit
Editor's Choice
💰 Finance
2.9😐(18 ratings)
Free
CASH 1 LOANS screenshot 1
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CASH 1 LOANS screenshot 3
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CASH 1 LOANS screenshot 5
CASH 1 LOANS screenshot 6

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

What We Love

  • 🚀 Fast and easy loan approval process
  • 📱 User-friendly app interface
  • 💰 Quick access to funds same day
  • 👥 Excellent in-store customer service

Room to Improve

  • 💸 Extremely high interest rates and fees
  • 🐛 Persistent app login and functionality issues
  • 📞 Aggressive collection calls and messages
Monibac#2

Monibac by Prime Zone Limited

Get access to loans on Monibac
Strong Contender
💰 Finance
2.7(61 ratings)
Free
Monibac screenshot 1
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Monibac screenshot 4
Monibac screenshot 5

Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.

Cash Loan: Loan Emi Calculator#3

Cash Loan: Loan Emi Calculator by Hiral Bhalaa

Personal Instant Loan Guide
Worth Considering
💰 Finance
4.3(91 ratings)
FreeAds
Cash Loan: Loan Emi Calculator screenshot 1
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This financial planning tool helps users understand and compare various loan options. It offers calculators for EMIs, insights into credit scores, and educational guides for different loan types. The app provides general market information for loans but does not facilitate actual loan applications.

More Cash Loan apps to explore

4
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Kredi – Loan, Savings & Bills
Save, pay bills, & get loan
Free

Manage your finances with this all-in-one Nigerian finance app. It offers instant loans, automated savings with competitive interest rates, and seamless bill payments. You can also transfer money, receive payments, and get insurance for your devices and health.

Instant loans up to ₦50,000Automated savings with up to 23% interestBill payments (cable TV, utilities, betting)
💰 Finance
(120)
free
5
Andray Finance
Andray Finance
Andray Finance
Borrow smart, Build strong
Free

This digital lending platform offers quick and transparent loans to salaried professionals, entrepreneurs, and gig workers in Nigeria. It provides instant access to funds, easy repeat borrowing, and loan growth opportunities based on responsible repayment. The service prioritizes privacy and automated, secure transactions.

Instant loan access up to ₦5,000,000Streamlined, paperwork-free applicationEasy repeat borrowing
💰 Finance
(1)
free
6
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
FairMoney: Save, Spend, Credit
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
7
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
8
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
9
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Instant Cash Advance - Zora
Borrow Money | No Credit Check
Free
🌟 Lifestyle
(0)
10
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Money Borrowing: Cash Advance
Payday Loans for Bad Credit
Free
💰 Finance
(0)
11
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
Borrow Money Fast: Loan Calc
by JAYSUKHBHAI BARVALIYA
Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Instant EMI calculationPersonal loan planningBusiness loan calculations
💰 Finance
(2)
ad-supported
12
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(153K)
subscription
13
Fast Payday Loans
Fast Payday Loans
Fast Payday Loans
by Rainbow UK Ltd
Free

Access quick cash with this app, allowing you to borrow between £100 and £1000. It connects you with top UK lenders through a simple form, matching you to the most suitable loan provider.

Borrow £100 to £1000Connects with top UK lendersSimple application form
💰 Finance
(851)
free
14
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
High Credit. Low Rate. Legit.
Free

Access quick cash loans and a virtual Mastercard for convenient online and in-store purchases. Enjoy flexible repayment terms and interest-free billing cycles for smarter financial management.

Virtual MastercardQuick cash loansFlexible loan terms
💰 Finance
(106)
free with in-app purchases
15
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
💰 Finance
(236K)
free with in-app purchases
16
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(38K)
free
17
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
Debit card, rewards, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
💰 Finance
(6.3M)
free with in-app purchases
18
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(41K)
free
19
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Extra Funds, Less Stress
Free

Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.

Cash advances up to $1,100Personal loan offersInstant matching with lenders
💰 Finance
(5)
free
20
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

Loan application up to $4,000Same-day fund depositCustomer profile editing
💰 Finance
(3)
free

FAQ about Cash Loan

What are the best cash loan apps for iPhone?
CASH 1 LOANS tops our cash loan apps ranking as of August 2026, with a 2.9-star average from 18 App Store ratings, and it's free to download.
Yes — 20 of the top cash loan apps we rank are free to download, including CASH 1 LOANS and Monibac.
CASH 1 LOANS has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 143+ cash loan apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The CASH 1 Mobile App allows existing customers to quickly and conveniently access, view, and manage their CASH 1 credit accounts. You can check your available credit, make payments, and request to use your available credit directly from your mobile device.
This app is designed for existing CASH 1 customers in the states of Arizona, Idaho, Kansas, Louisiana, Missouri, Nevada, and Utah. New customers cannot obtain loan products through the app, and loans are not directly issued via the app.