Best Cash Envelope Budget Planner Apps

249+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated September 2026

Looking for free cash envelope budget planner apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Cash Envelope Budget Planner Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (794)NoYesSep 2026
2Budget Envelope Planner: PlaBudget Envelope Planner: PlaFreeNoYesJul 2026
3Expense Keep: Envelope BudgetExpense Keep: Envelope BudgetFree4.4★ (1.7K)NoYesSep 2026
4SpendLens: Budget EnvelopesSpendLens: Budget EnvelopesFreeNoYesSep 2026
5Budget Planner: ExpensesBudget Planner: ExpensesFreeNoYesAug 2026
6Envelo: Cash Envelope BudgetEnvelo: Cash Envelope BudgetFreeNoYesAug 2026
7Budget EnvelopesBudget EnvelopesFree5.0★ (5)NoYesSep 2026
8Evie - Digital Cash StuffingEvie - Digital Cash StuffingFreeNoNoAug 2026

Top Picks for Cash Envelope Budget Planner

Envy: Envelope Budget Planner#1

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Editor's Choice
💰 Finance
4.8😊(794 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase
  • 🎨 Visually pleasing design

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing
  • 🔢 Envelope balance rounding issues
Expense Keep: Envelope Budget#3

Expense Keep: Envelope Budget by Tayson Nguyen

Smart Simpler Budget Tracker
Worth Considering
💰 Finance
4.4😊(1.7K ratings)
FreeIn-App Purchases
Expense Keep: Envelope Budget screenshot 1
Expense Keep: Envelope Budget screenshot 2
Expense Keep: Envelope Budget screenshot 3
Expense Keep: Envelope Budget screenshot 4
Expense Keep: Envelope Budget screenshot 5

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

What We Love

  • 💻 Simple and intuitive interface
  • 📊 Helpful expense tracking and visualization
  • 🔁 Recurring expense and income management
  • 🧠 Useful for budgeting and financial awareness
  • 💰 Good value for the paid version

Room to Improve

  • 🐛 Bugs and crashes after recent updates
  • 🔒 Lack of cloud backup and data sync
  • 📄 Limited export and reporting options
  • 🔧 Inability to edit expense categories
  • 💸 Some features locked behind paywall

More Cash Envelope Budget Planner apps to explore

FAQ about Cash Envelope Budget Planner

What are the best cash envelope budget planner apps for iPhone?
Envy: Envelope Budget Planner tops our cash envelope budget planner apps ranking as of September 2026, with a 4.8-star average from 794 App Store ratings, and it's free to download.
Yes — 20 of the top cash envelope budget planner apps we rank are free to download, including Envy: Envelope Budget Planner and Budget Envelope Planner: Pla.
Envy: Envelope Budget Planner has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 249+ cash envelope budget planner apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Envy is a mobile application designed to digitize the cash envelope budgeting system. It allows users to create and manage unlimited digital envelopes for different spending categories, track expenses manually, and monitor their budget without the need to link bank accounts or credit cards.
Key features include the ability to create unlimited envelopes, quick deposit refills for all envelopes, easy transaction movement between envelopes, starting envelopes with negative balances, and exporting transaction data as a CSV file. Transactions can be entered and edited in under 5 seconds.