Best Cashless Payment Apps

247+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated August 2026

Looking for free cashless payment apps? 20 of our 247+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Cashless Payment Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fortune pay - cashless paymentFortune pay - cashless paymentFree3.7★ (3)YesNoJun 2026
2Cashless payment PARKING PAYCashless payment PARKING PAYFreeNoNoAug 2026
3PayPesa - Cashless PaymentsPayPesa - Cashless PaymentsFreeNoNoAug 2026
4Cashless - كاشلسCashless - كاشلسFreeNoNoMay 2026
5PayRangePayRangeFree4.7★ (221K)NoNoAug 2026
6Tessapay Cashless SchoolsTessapay Cashless SchoolsFreeNoNoAug 2026
7PayBy – Mobile PaymentPayBy – Mobile PaymentFree2.5★ (11)NoNoJul 2026
8Game Payment: cashless gamingGame Payment: cashless gamingFreeNoNoJul 2026

Top Picks for Cashless Payment

Fortune pay - cashless payment#1

Fortune pay - cashless payment by Fortune Pay Fintech Inc

Buy load,pay bills online,loan
Editor's Choice
💰 Finance
3.7(3 ratings)
FreeAds
Fortune pay - cashless payment screenshot 1
Fortune pay - cashless payment screenshot 2
Fortune pay - cashless payment screenshot 3
Fortune pay - cashless payment screenshot 4
Fortune pay - cashless payment screenshot 5
Fortune pay - cashless payment screenshot 6

A mobile application for cashless transactions, allowing users to send money, pay bills, buy mobile load, and transfer funds to banks. It offers rewards and discounts for daily check-ins and purchases, with a focus on security and convenience.

More Cashless Payment apps to explore

4
Cashless - كاشلس
Cashless - كاشلس
Cashless - كاشلس
by Automated Services Network Company
Free
🔧 Utilities
(0)
5
PayRange
PayRange
PayRange
by PayRange Inc.
Free

Pay for services at supported machines using your phone. Simply swipe on your screen to select a machine and authorize payment, eliminating the need for cash or coins. Enjoy a quick, secure, and convenient way to pay for vending, laundry, and more.

Pay with phone swipeSupports vending machinesSupports laundry machines
🔧 Utilities
(221K)
free with in-app purchases
6
Tessapay Cashless Schools
Tessapay Cashless Schools
Tessapay Cashless Schools
Simplify your school payments.
Free
📚 Education
(0)
7
PayBy – Mobile Payment
PayBy – Mobile Payment
PayBy – Mobile Payment
Mobile Payment
Free

This app offers a secure and convenient way to make cashless and contactless payments using facial recognition and fingerprint technology. It provides access to discounts, coupons, and loyalty benefits at various merchants, and allows users to manage bank cards, mobile top-ups, and cash transactions without visiting a bank.

Facial recognition and fingerprint securityQR code paymentsCashless and contactless transactions
🌟 Lifestyle
(11)
free
8
Game Payment: cashless gaming
Game Payment: cashless gaming
Game Payment: cashless gaming
Pair, Pay, Play
Free

This app allows users to play gaming and amusement machines without physical cash. It offers secure payment options, spending limit controls, and responsible gambling features like session reminders and break options.

Cashless payments for gaming machinesSecure eWalletSet spending limits
🎬 Entertainment
(0)
ad-supported
9
IOTPay - Omnichannel payment
IOTPay - Omnichannel payment
IOTPay - Omnichannel payment
Accept payment anywhere
Free

This app offers mobile payment solutions for both online and offline merchants. It aims to simplify transactions for businesses by providing a versatile platform.

Mobile payment solutionsOnline payment acceptanceOffline payment acceptance
🔧 Utilities
(0)
free
10
Handycash
Handycash
Handycash
Buy it cash with a tap.
Free

This app allows you to carry and spend electronic cash directly from your smartphone for daily purchases. Load funds via supported stations and use it like physical cash at compatible retailers, offering anonymity and spending transparency.

Electronic cash carryingSmartphone payment integrationLoading station support
💰 Finance
(0)
free
11
UBS TWINT
UBS TWINT
UBS TWINT
Send money & mobile payment
Free

This app enables secure and convenient mobile payments, allowing users to send and receive money digitally. It facilitates cashless transactions in stores, online, and for services like parking, while also offering features for vouchers, donations, and cash withdrawals.

Send and receive money digitallyCashless payments in stores and onlinePay parking fees
💰 Finance
(1.7K)
free with in-app purchases
12
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Jim: sell & get paid instantly
Tap to Pay & Payment Links
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(11K)
free with in-app purchases
13
Pay with ME - Mobile Payment
Pay with ME - Mobile Payment
Pay with ME - Mobile Payment
Smartphone Payment
Free

Make fast, secure payments directly from your iPhone without registration. Simply scan a QR code or tap your device to pay for goods and services at thousands of locations using your preferred payment method.

Contactless paymentsQR code scanningNFC tap-to-pay
💰 Finance
(7)
free
14
Paymob
Paymob
Paymob
by PayMob Solutions
Free

Turn your mobile device into a virtual point-of-sale system to accept various payment methods. Organize your finances and manage transactions remotely, anytime, anywhere.

Virtual POS systemAccept card paymentsAccept e-wallets
💰 Finance
(6)
free
15
MacJack
MacJack
MacJack
Digital wallet for vending.
Free

Pay for items at vending machines, coffee stations, kiosks, and photo booths using your smartphone. Simply scan a QR code or tap NFC on a sticker, add funds to your balance, and complete your purchase quickly and easily.

Mobile payments for vendingQR code scanningNFC payments
🍔 Food & Drink
(47)
free
16
paylinkz: share payment links
paylinkz: share payment links
paylinkz: share payment links
Link Paypal,CashApp,venmo,etc.
Free

Consolidate all your payment app profiles into a single, shareable link. Easily send and receive money without asking which app others prefer. Streamline your transactions and eliminate payment friction.

Consolidate multiple payment profilesGenerate a single shareable linkSend and receive payments easily
🔧 Utilities
(196)
free with in-app purchases
17
Fintech App
Fintech App
Fintech App
fintechinternational app
Free
✈️ Travel
(0)
18
KindTap
KindTap
KindTap
Digital payments safe and easy
Free

Apply for credit, link your bank account, and manage payments securely. Use this service at participating merchants and earn loyalty benefits with continued use.

Apply for creditLink bank accountManage payments
💰 Finance
(10)
free
19
Branch: A Better Payday
Branch: A Better Payday
Branch: A Better Payday
Your money—fast
Free

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

Fast wage accessDigital bank accountDebit card
💰 Finance
(67K)
free with in-app purchases
20
Cashoo
Cashoo
Cashoo
Quick and Easy Payments
Free

Easily send and receive money with loved ones, shop at businesses, pay bills, and donate to charities. Manage your spending with a transaction history and enjoy a secure, cashless lifestyle.

Send and receive moneyShop at businessesPay bills
💰 Finance
(1)
free

FAQ about Cashless Payment

What are the best cashless payment apps for iPhone?
Fortune pay - cashless payment tops our cashless payment apps ranking as of August 2026, with a 3.7-star average from 3 App Store ratings, and it's free to download.
Yes — 20 of the top cashless payment apps we rank are free to download, including Fortune pay - cashless payment and Cashless payment PARKING PAY.
Fortune pay - cashless payment shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ cashless payment apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Fortune Pay is a mobile application designed for cashless and digital payment needs. It allows users to send money, transfer funds to banks, pay bills, buy mobile loads, and earn rewards.
Yes, Fortune Pay ensures the safety of your funds and data through a 3-level security feature to prevent unauthorized access to your accounts.

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