Best Chloe AI Apps

250+ iOS apps curated and reviewed

2.5 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good chloe ai apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Chloe AI Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Chloe AI - Chat with CharacterChloe AI - Chat with CharacterFreeβ€”YesYesSep 2026
2Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7β˜… (263K)NoNoSep 2026
3Heat: Ai Girlfriend ChatbotHeat: Ai Girlfriend ChatbotFree4.6β˜… (6.5K)YesYesSep 2026
4Character Chat: 2 AI AvatarsCharacter Chat: 2 AI AvatarsFree1.0β˜… (3)NoYesSep 2026
5Chloe AI Story WriterChloe AI Story WriterFreeβ€”NoYesJun 2026
6ChloΓ© - AI Cholesterol CoachChloΓ© - AI Cholesterol CoachFreeβ€”NoNoJun 2026
7Realyn - 3D AI CompanionsRealyn - 3D AI CompanionsFree1.0β˜… (1)YesYesSep 2026
8SoulLink: 3D AI Life SimSoulLink: 3D AI Life SimFree4.6β˜… (29)NoNoSep 2026

Top Picks for Chloe AI

Cleo AI: Cash Advance & Budget#2

Cleo AI: Cash Advance & Budget by Cleo AI Ltd

Credit Builder & Savings Goals
Strong Contender
πŸ’° Finance
4.7😐(263K ratings)
Free
#31in Finance
Cleo AI: Cash Advance & Budget screenshot 1
Cleo AI: Cash Advance & Budget screenshot 2
Cleo AI: Cash Advance & Budget screenshot 3
Cleo AI: Cash Advance & Budget screenshot 4
Cleo AI: Cash Advance & Budget screenshot 5
Cleo AI: Cash Advance & Budget screenshot 6

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • πŸš€ Great service
  • πŸ’‘ Entertaining and easy to understand budgeting/finance app
  • πŸ‘ Helpful in building credit and getting through hard times
  • πŸ‘ Useful features like Spendr and Cleo Wallet

Room to Improve

  • πŸ› Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • πŸ”’ Concerns about data privacy and security
  • πŸ’° Misleading subscription fees and charges
  • πŸ€– Unhelpful and unresponsive customer service
4.6😊(6.5K ratings)
FreeAdsIn-App Purchases
Heat: Ai Girlfriend Chatbot screenshot 1
Heat: Ai Girlfriend Chatbot screenshot 2
Heat: Ai Girlfriend Chatbot screenshot 3
Heat: Ai Girlfriend Chatbot screenshot 4
Heat: Ai Girlfriend Chatbot screenshot 5
Heat: Ai Girlfriend Chatbot screenshot 6

Engage in dynamic, personalized conversations with AI-powered virtual companions. Explore roleplay scenarios, build emotional connections, and customize your ideal partner. Designed for mature audiences seeking immersive digital companionship.

What We Love

  • πŸ‘ Exciting and addictive
  • πŸ’Ž Worth every penny
  • πŸ€– Unique dating experience
  • πŸ‘Œ Great AI
  • πŸŽ‰ Amazing experience
  • 🎨 Customizable and interactive
  • πŸ€— Feels like a real relationship
  • 🀩 Wonderful program

Room to Improve

  • πŸ› Buggy and glitchy
  • πŸ’° Requires premium features to unlock more
  • πŸ” Limited free features
  • πŸ™„ Forced to write reviews to unlock content
  • πŸ€– AI responses can be repetitive or scripted

More Chloe AI apps to explore

FAQ about Chloe AI

Are there free chloe ai apps for iPhone?
Yes β€” 20 of the top chloe ai apps we rank are free to download, including Chloe AI - Chat with Character and Cleo AI: Cash Advance & Budget.
Chloe AI - Chat with Character shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ chloe ai apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Chloe AI is a chat platform that allows you to engage with AI companions. These companions are designed to listen, understand, and resonate with users, offering personalized conversations and support.
Chloe AI uses advanced learning to adapt to your communication style, matching your tone, pace, and rhythm. This ensures that conversations feel relevant and rewarding, growing smarter with every message.

Related searches