Best Cleo AI Apps

248+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good cleo ai apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Cleo AI Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7★ (261K)NoNoSep 2026
2Cleo HealthCleo HealthFree4.8★ (24)NoNoAug 2026
3Claudia: AI AgentClaudia: AI AgentFree5.0★ (3)NoNoSep 2026
4Cleo - AI Memory Song MakerCleo - AI Memory Song MakerFreeNoYesMay 2026
5ChatBot AI - Chat AI AssistantChatBot AI - Chat AI AssistantFree4.6★ (57)NoYesAug 2026
6Realyn - 3D AI CompanionsRealyn - 3D AI CompanionsFreeYesYesSep 2026
7AllMind AIAllMind AIFreeNoYesAug 2026
8Cleo - AI Home OrganizerCleo - AI Home OrganizerFreeYesYesAug 2026

Top Picks for Cleo AI

Cleo AI: Cash Advance & Budget#1

Cleo AI: Cash Advance & Budget by Cleo AI Ltd

Credit Builder & Savings Goals
Editor's Choice
💰 Finance
4.7😐(261K ratings)
Free
#34in Finance
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This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • 🚀 Great service
  • 💡 Entertaining and easy to understand budgeting/finance app
  • 👍 Helpful in building credit and getting through hard times
  • 👍 Useful features like Spendr and Cleo Wallet

Room to Improve

  • 🐛 Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • 🔒 Concerns about data privacy and security
  • 💰 Misleading subscription fees and charges
  • 🤖 Unhelpful and unresponsive customer service
Cleo Health#2

Cleo Health by CLEO Technologies

Clinical AI Application
Strong Contender
📊 Productivity
4.8(24 ratings)
Free
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This app uses AI to automatically generate clinical notes from recorded patient interactions. It transcribes conversations in real-time, creating formatted after-visit summaries for EHR entry. Designed for clinicians, it aims to save time and improve patient care efficiency.

Claudia: AI Agent#3

Claudia: AI Agent by PrentusAI

Your private AI assistant
Worth Considering
📊 Productivity
5.0(3 ratings)
Free
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This private AI assistant runs on your device, remembering your conversations and facts. It integrates with AI providers you already use, offering a secure and personalized experience without data collection.

More Cleo AI apps to explore

FAQ about Cleo AI

What are the best cleo ai apps for iPhone?
Cleo AI: Cash Advance & Budget tops our cleo ai apps ranking as of September 2026, with a 4.7-star average from 261K App Store ratings, and it's free to download.
Yes — 20 of the top cleo ai apps we rank are free to download, including Cleo AI: Cash Advance & Budget and Cleo Health.
Cleo AI: Cash Advance & Budget has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ cleo ai apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Cleo AI is an AI-powered money coach that helps users budget, save money, build credit, and access cash advances. It uses a conversational interface to make managing finances simple and engaging, offering insights into spending habits and personalized financial advice.
Key features include an AI chat interface for financial queries, budgeting tools, a savings account with a 2.72% APY, cash advances up to $250 with no interest or credit checks, credit building without a credit card, automated financial planning with Autopilot, and a debt management dashboard.

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