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Best Cleo AI Apps

233+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good cleo ai apps. We benchmark 233+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Cleo AI Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cleo AI: Manage Your MoneyCleo AI: Manage Your MoneyFree4.7★ (248K)NoNoJul 2026
2Cleo HealthCleo HealthFree4.8★ (24)NoNoJun 2026
3Claude by AnthropicClaude by AnthropicFree4.7★ (207K)NoYesJul 2026
4Perplexity - AI Search & ChatPerplexity - AI Search & ChatFree4.8★ (490K)NoYesJul 2026
5Lloyd - Your AI SuperpowerLloyd - Your AI SuperpowerFree4.5★ (23K)YesYesJul 2026
6invideo AI: AI Video Generatorinvideo AI: AI Video GeneratorFree4.6★ (27K)NoYesJul 2026
7HiWaifu: Character AIHiWaifu: Character AIFree4.3★ (2.6K)YesYesJul 2026
8BALA AI: Create, Chat, TalkBALA AI: Create, Chat, TalkFree4.5★ (6.3K)YesYesJul 2026

Top Picks for Cleo AI

Cleo AI: Manage Your Money#1

Cleo AI: Manage Your Money by Cleo AI Ltd

AI Chat to budget your money
Editor's Choice
💰 Finance
4.7😐(248K ratings)
Free
#25in Finance
Cleo AI: Manage Your Money screenshot 1
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Cleo AI: Manage Your Money screenshot 5
Cleo AI: Manage Your Money screenshot 6

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • 🚀 Great service
  • 💡 Entertaining and easy to understand budgeting/finance app
  • 👍 Helpful in building credit and getting through hard times
  • 👍 Useful features like Spendr and Cleo Wallet

Room to Improve

  • 🐛 Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • 🔒 Concerns about data privacy and security
  • 💰 Misleading subscription fees and charges
Cleo Health#2

Cleo Health by CLEO TECHNOLOGIES INC.

Clinical AI Application
Strong Contender
📊 Productivity
4.8(24 ratings)
Free
Cleo Health screenshot 1
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This app uses AI to automatically generate clinical notes from recorded patient interactions. It transcribes conversations in real-time, creating formatted after-visit summaries for EHR entry. Designed for clinicians, it aims to save time and improve patient care efficiency.

Claude by Anthropic#3

Claude by Anthropic by Anthropic PBC

AI assistant for life and work
Worth Considering
📊 Productivity
4.7😊(207K ratings)
FreeIn-App Purchases
#2in Productivity
Claude by Anthropic screenshot 1
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This AI assistant helps you write, research, code, and solve complex problems. It can analyze documents, code, and images, and even respond to voice commands. Expand your capabilities and tackle new projects with this intelligent thinking partner.

What We Love

  • 🚀 Powerful and versatile AI assistant
  • 👍 Intuitive and easy to use interface
  • 💡 Innovative features like 'Projects'
  • 🤖 Intelligent and thoughtful responses

Room to Improve

  • 🔒 Concerns about privacy and data usage
  • 🚫 Limitations on free usage and throttling
  • 🐛 Occasional bugs and crashes

More Cleo AI apps to explore

4
Perplexity - AI Search & Chat
Perplexity - AI Search & Chat
Perplexity - AI Search & Chat
Ask. Research. Trusted Answers
Free

Get accurate, source-backed answers to any question with this AI-powered search and chat tool. It leverages top AI models for deep research, drafting emails, and more, syncing across devices. Discover new information and organize your findings in a personal library.

AI-powered search with cited sourcesDeep research and guided explorationConversational follow-up questions
📊 Productivity
(490K)
free with in-app purchases
5
Lloyd - Your AI Superpower
Lloyd - Your AI Superpower
Lloyd - Your AI Superpower
AI Chatbot Assistant + Glide
Free

This AI companion offers advanced assistance through video, voice, or text. It can answer questions, find local spots, help with tasks like homework and project planning, and even guide you through cooking. It also functions as a fast live video messenger.

AI-powered assistance via video, voice, or textAround Me mode for local discoveryHomework and project planning help
📊 Productivity
(23K)
free with in-app purchases
6
invideo AI: AI Video Generator
invideo AI: AI Video Generator
invideo AI: AI Video Generator
генератор видео ии, аватария
Free

Easily create AI-powered videos, from explainers and promos to full-length films and documentaries. Generate content with AI scripts, media, voiceovers, and avatars, or edit existing videos using simple text commands.

AI video generationAI movie makerAI text-to-video
📷 Photo & Video
(27K)
free with in-app purchases
7
HiWaifu: Character AI
HiWaifu: Character AI
HiWaifu: Character AI
AI Characters & Stories
Free

Engage in deep, empathetic conversations with an AI companion. Choose from various relationship types or create your own unique chatbot. Enjoy roleplay, share your life, and explore a non-judgmental space for connection and self-discovery.

Intelligent AI with deep empathyInteractive chat and photo sharingPersonalized AI roleplay companion
🌐 Social Networking
(2.6K)
free with in-app purchases
8
BALA AI: Create, Chat, Talk
BALA AI: Create, Chat, Talk
BALA AI: Create, Chat, Talk
Customize Your AI Characters
Free

Create and interact with billions of unique AI characters, fully customizable to your imagination. Enjoy private, 24/7 conversations without queues, in your own language, within an unbiased environment. Build your personal AI kingdom and express yourself freely.

Customizable AI charactersBillions of AI characters available24/7 chat availability
🎬 Entertainment
(6.3K)
freemium
9
Cleo - AI Home Organizer
Cleo - AI Home Organizer
Cleo - AI Home Organizer
Scan & declutter any room
Free

This AI-powered organizer scans your rooms and provides personalized decluttering plans. It helps you catalog belongings, decide what to keep, donate, or sell, and tackle your home one space at a time.

AI room scanningPersonalized decluttering plansPhoto catalog of belongings
🔧 Utilities
(0)
free with in-app purchases
10
Spellai - AI Art Maker
Spellai - AI Art Maker
Spellai - AI Art Maker
Text to Image, Video & AI Chat
Free

Transform your words into stunning visuals and engage in AI-powered conversations. Create unique images, animate photos into videos, and chat with diverse AI personalities. Share your creations with a vibrant community.

Text to AI Art generationAI Chat with custom charactersCreate videos from images
📷 Photo & Video
(3.3K)
free with in-app purchases
11
Otherhalf AI
Otherhalf AI
Otherhalf AI
Life in full color
Free

Experience AI companions with lifelike 3D characters, expressive emotions, and natural voice interactions. This app brings AI to life, allowing for real-time visual and auditory responses.

Lifelike 3D charactersExpressive emotionsNatural voice interactions
🎬 Entertainment
(797)
free with in-app purchases
12
Seekee: AI Search & AI Art
Seekee: AI Search & AI Art
Seekee: AI Search & AI Art
Create avatars, anime & art
Free

Transform your text prompts into captivating AI-generated images, including avatars, anime, and fantasy scenes. Explore various art styles and apply magic filters for unique visuals. Effortlessly share your creations on social media.

AI text-to-image generationAvatar and profile picture creatorMultiple art styles (anime, realistic, fantasy)
🎨 Graphics & Design
(681)
freemium
13
Nomi: AI Companion with a Soul
Nomi: AI Companion with a Soul
Nomi: AI Companion with a Soul
Confidant Girlfriend Boyfriend
Free

Engage in dynamic conversations with a highly personalized AI companion that remembers your interactions and evolves with you. Explore imaginative scenarios, create stories, and enjoy real-time voice and photo sharing. This AI offers a judgment-free space for deep discussions or lighthearted banter.

Emotionally intelligent AIShort and long-term memoryAI-generated selfies
🌟 Lifestyle
(2.2K)
free with in-app purchases
14
Kling AI: AI Image&Video Maker
Kling AI: AI Image&Video Maker
Kling AI: AI Image&Video Maker
SPARK YOUR IMAGINATION
Free

Create stunning videos and images using advanced AI models. Transform text or existing images into high-quality video content up to 1080P and 3 minutes long. Generate diverse images from prompts and explore a community for inspiration and collaboration.

AI video generation (Text-to-Video, Image-to-Video)High-quality video up to 1080P and 3 minutesAI image generation (Text-to-Image, Image-to-Image)
🎨 Graphics & Design
(25K)
free with in-app purchases
15
Tolan: Your Friendly Guide
Tolan: Your Friendly Guide
Tolan: Your Friendly Guide
Magical AI for your real life
Free

Engage in open conversations about your interests, feelings, and thoughts with friendly virtual companions. Share photos to collaboratively design a unique planet. Find a supportive presence for any topic you wish to discuss.

Conversational AI companionsDiscuss interests and feelingsShare photos
💪 Health & Fitness
(167K)
free with in-app purchases
16
Kimi - Kimi K3 is Live
Kimi - Kimi K3 is Live
Kimi - Kimi K3 is Live
K2.5·Visual·Agent·Code·Office
Free

This AI-powered agent assists with coding, content creation, and office tasks. It can generate presentations, build websites from designs, and perform complex research with autonomous sub-agents for enhanced efficiency. Handle large documents and detailed conversations with its extensive context window.

Autonomous sub-agent creation for parallel efficiencyCode, create, analyze, and build presentationsAutomate workflows with scheduled tasks and long-term memory
📊 Productivity
(4.7K)
freemium
17
Dokichat – Romantic AI Chat
Dokichat – Romantic AI Chat
Dokichat – Romantic AI Chat
AI Character Chat
Free

Engage in dynamic conversations with diverse AI characters or create your own. Experience smart, natural AI chat for rich and flexible interactions.

Diverse AI charactersSmart AI chatCustom character creation
🎬 Entertainment
(2.5K)
free with in-app purchases
18
OpenCat - AI Chat, Agent, MCP
OpenCat - AI Chat, Agent, MCP
OpenCat - AI Chat, Agent, MCP
Native AI Utilities
Free

This AI utility tool offers seamless integration of advanced AI models into your daily routine on Mac, iPhone, and iPad. It features a user-friendly interface, keyboard extensions for in-app AI access, and Siri/shortcut integration for automation. Supports a wide range of popular AI models and offers team deployment options.

Support for latest popular AI modelsKeyboard extensions for in-app AIRealistic voice synthesis
📊 Productivity
(835)
free with in-app purchases
19
Poe – Fast AI Chat
Poe – Fast AI Chat
Poe – Fast AI Chat
Ask questions and get answers
Free

Access multiple advanced AI models and generative tools in one application. Engage in conversational AI, create multimedia content, and build custom chatbots for various tasks. Offers both free and subscription-based AI models.

Access to leading AI modelsMultimedia generation (images/videos)Create and customize chatbots
📊 Productivity
(54K)
free with in-app purchases
20
Virtual Humans: AI Characters
Virtual Humans: AI Characters
Virtual Humans: AI Characters
Roleplay Chat Friend
Free

Engage in dynamic audio and visual interactions with diverse AI personalities. Create companions, roleplay, or simply chat in an immersive virtual world. Capture and revisit memorable moments with your AI friends.

Dynamic audio and visual AI interactionDiverse AI personalitiesRole-playing capabilities
🎬 Entertainment
(61)
free with in-app purchases

FAQ about Cleo AI

What are the best cleo ai apps for iPhone?
Cleo AI: Manage Your Money tops our cleo ai apps ranking as of July 2026, with a 4.7-star average from 248K App Store ratings, and it's free to download.
Yes — 20 of the top cleo ai apps we rank are free to download, including Cleo AI: Manage Your Money and Cleo Health.
Cleo AI: Manage Your Money has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 233+ cleo ai apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Cleo AI is an AI-powered money coach that helps users budget, save money, build credit, and access cash advances. It uses a conversational interface to make managing finances simple and engaging, offering insights into spending habits and personalized financial advice.
Key features include an AI chat interface for financial queries, budgeting tools, a savings account with a 2.72% APY, cash advances up to $250 with no interest or credit checks, credit building without a credit card, automated financial planning with Autopilot, and a debt management dashboard.

Related searches

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