Best Cleo AI Apps

249+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good cleo ai apps. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Cleo AI Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7β˜… (255K)NoNoAug 2026
2Cleo HealthCleo HealthFree4.8β˜… (24)NoNoAug 2026
3Cleo - AI Memory Song MakerCleo - AI Memory Song MakerFreeβ€”NoYesMay 2026
4Cleo - AI Home OrganizerCleo - AI Home OrganizerFreeβ€”YesYesJul 2026
5ChatBot AI - Chat AI AssistantChatBot AI - Chat AI AssistantFree4.6β˜… (57)NoYesAug 2026
6Lloyd - Your AI SuperpowerLloyd - Your AI SuperpowerFree4.5β˜… (23K)YesYesAug 2026
7dot ai | One app, Every Modeldot ai | One app, Every ModelFree5.0β˜… (1)NoYesAug 2026
8Lilacs: AI CharactersLilacs: AI CharactersFreeβ€”NoYesAug 2026

Top Picks for Cleo AI

Cleo AI: Cash Advance & Budget#1

Cleo AI: Cash Advance & Budget by Cleo AI Ltd

Credit Builder & Savings Goals
Editor's Choice
πŸ’° Finance
4.7😐(255K ratings)
Free
#34in Finance
Cleo AI: Cash Advance & Budget screenshot 1
Cleo AI: Cash Advance & Budget screenshot 2
Cleo AI: Cash Advance & Budget screenshot 3
Cleo AI: Cash Advance & Budget screenshot 4
Cleo AI: Cash Advance & Budget screenshot 5
Cleo AI: Cash Advance & Budget screenshot 6

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • πŸš€ Great service
  • πŸ’‘ Entertaining and easy to understand budgeting/finance app
  • πŸ‘ Helpful in building credit and getting through hard times
  • πŸ‘ Useful features like Spendr and Cleo Wallet

Room to Improve

  • πŸ› Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • πŸ”’ Concerns about data privacy and security
  • πŸ’° Misleading subscription fees and charges
Cleo Health#2

Cleo Health by CLEO Technologies

Clinical AI Application
Strong Contender
πŸ“Š Productivity
4.8(24 ratings)
Free
Cleo Health screenshot 1
Cleo Health screenshot 2
Cleo Health screenshot 3
Cleo Health screenshot 4

This app uses AI to automatically generate clinical notes from recorded patient interactions. It transcribes conversations in real-time, creating formatted after-visit summaries for EHR entry. Designed for clinicians, it aims to save time and improve patient care efficiency.

More Cleo AI apps to explore

4
Cleo - AI Home Organizer
Cleo - AI Home Organizer
Cleo - AI Home Organizer
Scan & declutter any room
Free

This AI-powered organizer scans your rooms and provides personalized decluttering plans. It helps you catalog belongings, decide what to keep, donate, or sell, and tackle your home one space at a time.

AI room scanningPersonalized decluttering plansPhoto catalog of belongings
πŸ”§ Utilities
(0)
free with in-app purchases
5
ChatBot AI - Chat AI Assistant
ChatBot AI - Chat AI Assistant
ChatBot AI - Chat AI Assistant
Top 5 AI GPTs, Image Generator
Free

This app provides access to multiple advanced AI models for text generation, image creation, and engaging conversations. It features a large prompt library, long context memory, and unlimited chat capabilities. Stay updated with daily new prompts and easily revisit past discussions.

Access to GPT-5, OpenAI models, Claude, Llama, FluxAI Image Generation with DALL-E 3Vast collection of 500+ ready prompts
πŸ“š Education
(57)
free with in-app purchases
6
Lloyd - Your AI Superpower
Lloyd - Your AI Superpower
Lloyd - Your AI Superpower
AI Chatbot Assistant + Glide
Free

This AI companion offers advanced assistance through video, voice, or text. It can answer questions, find local spots, help with tasks like homework and project planning, and even guide you through cooking. It also functions as a fast live video messenger.

AI-powered assistance via video, voice, or textAround Me mode for local discoveryHomework and project planning help
πŸ“Š Productivity
(23K)
free with in-app purchases
7
dot ai | One app, Every Model
dot ai | One app, Every Model
dot ai | One app, Every Model
by EK Labs
Free

Access leading AI models like GPT-5, Claude, and Gemini in a single, unified chat interface. Avoid multiple subscriptions and enjoy faster responses, priority routing, and increased limits with an affordable monthly plan. A free option is available to try the service.

Access multiple leading AI modelsUnified chat experienceFaster responses and priority routing
πŸ“Š Productivity
(1)
freemium
8
Lilacs: AI Characters
Lilacs: AI Characters
Lilacs: AI Characters
Create, Chat & Roleplay
Free
🎬 Entertainment
(0)
9
ailia AI showcase
ailia AI showcase
ailia AI showcase
by AX INC. JP
Free
🎬 Entertainment
(0)
10
AI Chat with Bala Bla Studio
AI Chat with Bala Bla Studio
AI Chat with Bala Bla Studio
Virtual Love with Companion
Free
🎬 Entertainment
(0)
11
AllMind AI
AllMind AI
AllMind AI
100+ AI Models. One App.
Free
πŸ› οΈ Developer Tools
(0)
12
Collective AI
Collective AI
Collective AI
Combine answers from every AI
Free
πŸ”§ Utilities
(0)
13
Typli
Typli
Typli
All AI Models. One App.
Free
πŸ“Š Productivity
(0)
14
Character AI: Character ChatAI
Character AI: Character ChatAI
Character AI: Character ChatAI
chai, cai, c ai, char, chat ai
Free
🎬 Entertainment
(0)
15
Nexa Chat: Smart AI Assistants
Nexa Chat: Smart AI Assistants
Nexa Chat: Smart AI Assistants
Chat Assistant for Everything
Free
πŸ“Š Productivity
(0)
16
Mycrab - Private AI Agent
Mycrab - Private AI Agent
Mycrab - Private AI Agent
Zero setup cloud container.
Free
πŸ”§ Utilities
(0)
17
AI Chatbot・Ask AI Anything App
AI Chatbot・Ask AI Anything App
AI Chatbot・Ask AI Anything App
Chat, Write with AI Assistant
Free
πŸ“Š Productivity
(0)
18
Any AI: Chatbot, Image & Video
Any AI: Chatbot, Image & Video
Any AI: Chatbot, Image & Video
AI Chat, Photo & Art Generator
Free
πŸ“Š Productivity
(0)
19
CarrotAI
CarrotAI
CarrotAI
Multimodal Agent
Free
πŸ“Š Productivity
(0)
20
DLA Piper - EU AI Act
DLA Piper - EU AI Act
DLA Piper - EU AI Act
by Caracal (BE)
Free
πŸ’Ό Business
(0)

FAQ about Cleo AI

What are the best cleo ai apps for iPhone?
Cleo AI: Cash Advance & Budget tops our cleo ai apps ranking as of August 2026, with a 4.7-star average from 255K App Store ratings, and it's free to download.
Yes β€” 20 of the top cleo ai apps we rank are free to download, including Cleo AI: Cash Advance & Budget and Cleo Health.
Cleo AI: Cash Advance & Budget has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ cleo ai apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Cleo AI is an AI-powered money coach that helps users budget, save money, build credit, and access cash advances. It uses a conversational interface to make managing finances simple and engaging, offering insights into spending habits and personalized financial advice.
Key features include an AI chat interface for financial queries, budgeting tools, a savings account with a 2.72% APY, cash advances up to $250 with no interest or credit checks, credit building without a credit card, automated financial planning with Autopilot, and a debt management dashboard.

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