Best Cleo AI Apps

224+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated April 2026

Every iPhone needs a few good cleo ai apps. We benchmark 224+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Cleo AI

Cleo AI: Cash Advance & Budget#1

Cleo AI: Cash Advance & Budget by Cleo AI Ltd

Track, Budget, & Save Cash!
Editor's Choice
💰 Finance
4.7😐(237K ratings)
FreeAds
#30in Finance
Cleo AI: Cash Advance & Budget screenshot 1
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Cleo AI: Cash Advance & Budget screenshot 6

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • 🚀 Great service
  • 💡 Entertaining and easy to understand budgeting/finance app
  • 👍 Helpful in building credit and getting through hard times
  • 👍 Useful features like Spendr and Cleo Wallet

Room to Improve

  • 🐛 Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • 🔒 Concerns about data privacy and security
  • 💰 Misleading subscription fees and charges
Cleo Health#2

Cleo Health by CLEO TECHNOLOGIES INC.

Clinical AI Application
Strong Contender
📊 Productivity
4.8(24 ratings)
Free
Cleo Health screenshot 1
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This app uses AI to automatically generate clinical notes from recorded patient interactions. It transcribes conversations in real-time, creating formatted after-visit summaries for EHR entry. Designed for clinicians, it aims to save time and improve patient care efficiency.

Claude by Anthropic#3

Claude by Anthropic by Anthropic PBC

AI assistant for life and work
Worth Considering
📊 Productivity
4.7😊(187K ratings)
FreeAdsIn-App Purchases
#2in Productivity
Claude by Anthropic screenshot 1
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This AI assistant helps you write, research, code, and solve complex problems. It can analyze documents, code, and images, and even respond to voice commands. Expand your capabilities and tackle new projects with this intelligent thinking partner.

What We Love

  • 🚀 Powerful and versatile AI assistant
  • 👍 Intuitive and easy to use interface
  • 💡 Innovative features like 'Projects'
  • 🤖 Intelligent and thoughtful responses

Room to Improve

  • 🔒 Concerns about privacy and data usage
  • 🚫 Limitations on free usage and throttling
  • 🐛 Occasional bugs and crashes

More Cleo AI apps to explore

4
Grok - AI Chat & Video
Grok - AI Chat & Video
Grok - AI Chat & Video
The real-time AI assistant
Free

This AI assistant provides fast, truthful answers and can perform deep web research. It generates striking images and videos from text or voice prompts, and can analyze uploaded content. Engage in conversations with personalized AI companions and access real-time information from X.

AI-powered Q&A and web researchAI image and video generationVoice mode with live camera
📊 Productivity
(1.3M)
free with in-app purchases
5
Chatbot AI Assistant - Genie
Chatbot AI Assistant - Genie
Chatbot AI Assistant - Genie
AI Chatbot & Image Generator
Free

This AI-powered assistant helps with work, study, and creative projects. It offers advanced chat, image generation and editing, document analysis, and web search capabilities. Get instant insights and create visuals from text descriptions.

Advanced AI ChatbotAI Image GeneratorAI Image Editor
📊 Productivity
(198K)
free with in-app purchases
6
Lloyd - Your AI Superpower
Lloyd - Your AI Superpower
Lloyd - Your AI Superpower
AI Chatbot Assistant + Glide
Free

This AI companion offers advanced assistance through video, voice, or text. It can answer questions, find local spots, help with tasks like homework and project planning, and even guide you through cooking. It also functions as a fast live video messenger.

AI-powered assistance via video, voice, or textAround Me mode for local discoveryHomework and project planning help
📊 Productivity
(23K)
free with in-app purchases
7
DeepSeek - AI Assistant
DeepSeek - AI Assistant
DeepSeek - AI Assistant
Intelligent AI Assistant
Free

This AI assistant offers free, intelligent help powered by a cutting-edge model. It provides rapid responses and advanced capabilities to enhance problem-solving and daily efficiency.

Intelligent AI assistantPowered by flagship AI modelFaster response times
📊 Productivity
(11K)
free
8
ChaChat: Talking AI Characters
ChaChat: Talking AI Characters
ChaChat: Talking AI Characters
Erstellen einer KI-Freundin
Free

Engage in creative and immersive conversations with AI-powered characters. Design your own unique personalities, explore interactive stories, and enjoy smart AI interactions in a safe environment.

Create and discover AI charactersExplore interactive storiesSmart AI interactions
🌟 Lifestyle
(8.4K)
free with in-app purchases
9
Cleo - AI Home Organizer
Cleo - AI Home Organizer
Cleo - AI Home Organizer
Scan & declutter any room
Free

This AI-powered organizer scans your rooms and provides personalized decluttering plans. It helps you catalog belongings, decide what to keep, donate, or sell, and tackle your home one space at a time.

AI room scanningPersonalized decluttering plansPhoto catalog of belongings
🔧 Utilities
(0)
free with in-app purchases
10
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
💰 Finance
(30K)
free with in-app purchases
11
Poe – Fast AI Chat
Poe – Fast AI Chat
Poe – Fast AI Chat
Ask questions and get answers
Free

Access multiple advanced AI models and generative tools in one application. Engage in conversational AI, create multimedia content, and build custom chatbots for various tasks. Offers both free and subscription-based AI models.

Access to leading AI modelsMultimedia generation (images/videos)Create and customize chatbots
📊 Productivity
(54K)
free with in-app purchases
12
Jupi - AI Chat & Friend Game
Jupi - AI Chat & Friend Game
Jupi - AI Chat & Friend Game
Create & Chat with AI Chatbots
Free

Create and interact with custom AI characters, from historical figures to fantasy beings. Engage in immersive adventures, ask questions to an AI assistant, and share your creations with others.

Create custom AI charactersChat with 20,000+ AI charactersAI-driven interactive adventures
🎬 Entertainment
(34K)
free with in-app purchases
13
Kindroid: Your Personal AI
Kindroid: Your Personal AI
Kindroid: Your Personal AI
Voice & Chat with AI Companion
Free

Create and converse with a highly personalized AI companion. Design its personality, memories, and backstory for unique interactions. Experience realistic voice calls and see your AI visualized with generated selfies.

Create unique AI personalitiesEngage in dynamic conversationsVisualize AI with generated selfies
🎬 Entertainment
(496)
free with in-app purchases
14
Kling AI: AI Image&Video Maker
Kling AI: AI Image&Video Maker
Kling AI: AI Image&Video Maker
SPARK YOUR IMAGINATION
Free

Create stunning videos and images using advanced AI models. Transform text or existing images into high-quality video content up to 1080P and 3 minutes long. Generate diverse images from prompts and explore a community for inspiration and collaboration.

AI video generation (Text-to-Video, Image-to-Video)High-quality video up to 1080P and 3 minutesAI image generation (Text-to-Image, Image-to-Image)
🎨 Graphics & Design
(24K)
free with in-app purchases
15
FLAI - Open-Ended AI Chat
FLAI - Open-Ended AI Chat
FLAI - Open-Ended AI Chat
The AI dreams of you
Free

Create and interact with personalized AI companions designed to be your ideal romantic partner. Experience immersive role-playing scenarios, enjoy AI-narrated ASMR calls, and explore a world of shared templates and evolving AI personalities.

Create custom AI charactersRomance simulation gameplayClone and use favorite voices
🎬 Entertainment
(449)
free with in-app purchases
16
Flipped:Chat with AI Character
Flipped:Chat with AI Character
Flipped:Chat with AI Character
Create &Chat with Your Chatbot
Free

Design and chat with unique AI characters, then bring them to life in custom videos. Create your own AI universe for interactive storytelling and engaging conversations with voice chat.

Design AI charactersGenerate character videosInteractive AI chat
🎬 Entertainment
(11K)
free with in-app purchases
17
AI Chatbot- Smart AI Assistant
AI Chatbot- Smart AI Assistant
AI Chatbot- Smart AI Assistant
Homework Helper & Ask Anything
Free

Engage in intelligent conversations, get insightful answers, and explore creative ideas with an advanced AI assistant. This app leverages multiple cutting-edge AI models for deep reasoning, problem-solving, and content generation.

Multi-model AI core (GPT, Gemini, Claude, Grok)AI-powered search and insightsAsk AI anything with deep reasoning
📊 Productivity
(124)
free with in-app purchases
18
Linky AI: AI Chat&Char Maker
Linky AI: AI Chat&Char Maker
Linky AI: AI Chat&Char Maker
talk, roleplay, and connect
Free

Engage in natural conversations with AI chatbots powered by advanced technology. Explore a wide array of unique characters from various themes, each with distinct personalities and communication styles. The app supports multiple languages and adapts to user preferences for improved interaction.

Diverse AI character interactionsContinuously improving conversationsMulti-language support
🌐 Social Networking
(7.5K)
free with in-app purchases
19
Spellai - AI Art Maker
Spellai - AI Art Maker
Spellai - AI Art Maker
Text to Image, Video & AI Chat
Free

Transform your words into stunning visuals and engage in AI-powered conversations. Create unique images, animate photos into videos, and chat with diverse AI personalities. Share your creations with a vibrant community.

Text to AI Art generationAI Chat with custom charactersCreate videos from images
📷 Photo & Video
(3.3K)
free with in-app purchases
20
Cycle AI: Talk With AI Friends
Cycle AI: Talk With AI Friends
Cycle AI: Talk With AI Friends
Create & Chat With AI Friends
Free

Create and chat with personalized AI companions. Shape their appearance, personality, and conversational style for meaningful connections. Enjoy secure, private conversations anytime, anywhere, in your preferred language.

Create customizable AI friendsChat with AI companionsPersonalize AI appearance and personality
🎬 Entertainment
(1.1K)
freemium

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