Best College Savings Apps

195+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated July 2026

Whether you're new to college savings or looking for an upgrade, our curated collection of 195+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top College Savings Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1UNiDAYS: Student Discount AppUNiDAYS: Student Discount AppFree4.8★ (161K)YesNoJul 2026
2Student Beans: Uni DiscountsStudent Beans: Uni DiscountsFree4.9★ (24K)YesNoJul 2026
3READYSAVE 529READYSAVE 529Free4.7★ (27K)NoNoJul 2026
4Backer: Smart 529 SavingsBacker: Smart 529 SavingsFree4.7★ (495)NoNoJul 2026
5Sootchy: 529 College SavingsSootchy: 529 College SavingsFree4.2★ (24)YesNoMay 2026
6College Savings PlanCollege Savings Plan$0.99NoNoMay 2026
7UNest: Investing for KidsUNest: Investing for KidsFree4.7★ (3.7K)YesYesJul 2026
8Niche: College SearchNiche: College SearchFree4.1★ (1.4K)YesNoJul 2026

Top Picks for College Savings

UNiDAYS: Student Discount App#1

UNiDAYS: Student Discount App by UNiDAYS

Learning & Money Saving Deals
Editor's Choice
🛍️ Shopping
4.8😐(161K ratings)
FreeAds
#88in Shopping
UNiDAYS: Student Discount App screenshot 1
UNiDAYS: Student Discount App screenshot 2
UNiDAYS: Student Discount App screenshot 3
UNiDAYS: Student Discount App screenshot 4
UNiDAYS: Student Discount App screenshot 5
UNiDAYS: Student Discount App screenshot 6

Access exclusive student and graduate deals on fashion, tech, beauty, food, and more. Save money with promo codes and coupons. Also find learning, study, and wellbeing tools to support college life.

What We Love

  • 💰 Helpful discounts
  • 💳 Convenient student verification
  • 🛒 Wide variety of offers
  • 🤑 Significant savings

Room to Improve

  • 🤖 Lack of human customer support
  • 📄 Difficult verification process
  • 🚫 Incompatible with some schools
Student Beans: Uni Discounts#2

Student Beans: Uni Discounts by The Beans Group

Deals, Offers, Codes & Coupons
Strong Contender
🛍️ Shopping
4.9😊(24K ratings)
FreeAds
Student Beans: Uni Discounts screenshot 1
Student Beans: Uni Discounts screenshot 2
Student Beans: Uni Discounts screenshot 3
Student Beans: Uni Discounts screenshot 4
Student Beans: Uni Discounts screenshot 5
Student Beans: Uni Discounts screenshot 6

Access hundreds of exclusive student discounts and promo codes to save money on shopping, dining, and more. Verify your student status easily to unlock offers from over 1,000 brands, both online and in-store.

What We Love

  • 🚀 Great discounts platform
  • 💡 Inclusion and equality
  • 👍 Handy app
  • 👍 Informative deals & discounts

Room to Improve

  • 🐛 Bad Customer Service
  • 🐛 Issue logging in no password manager support
  • 🐛 Worst App ever. Always showing unable to verify
READYSAVE 529#3

READYSAVE 529 by Ascensus Inc

Worth Considering
💰 Finance
4.7😐(27K ratings)
Free
READYSAVE 529 screenshot 1
READYSAVE 529 screenshot 2
READYSAVE 529 screenshot 3
READYSAVE 529 screenshot 4
READYSAVE 529 screenshot 5

Manage your education savings plan account on the go. Securely access your 529 plan, track investments, and make contributions. Withdraw funds for education expenses starting July 2025.

What We Love

  • 🚀 Easy to use
  • 👍 Convenient for tracking 529 plans
  • 💡 Allows recurring contributions
  • 🚀 Fast and responsive

Room to Improve

  • 🐛 Buggy and unreliable
  • 🔍 Limited functionality compared to website
  • 🔍 Lacks key features like performance tracking and withdrawal options

More College Savings apps to explore

4
Backer: Smart 529 Savings
Backer: Smart 529 Savings
Backer: Smart 529 Savings
Simple, fast, fun way to 529
Free

Easily open a 529 college savings plan for your child. Invite family and friends to contribute to your child's education fund and watch savings grow tax-free. Get a recommended plan in minutes.

Open 529 plan quicklyInvite family and friends to contributeAutomated recurring contributions
💰 Finance
(495)
free
5
Sootchy: 529 College Savings
Sootchy: 529 College Savings
Sootchy: 529 College Savings
Debt-Free Education for All
Free

This app helps families save for their children's education by opening a 529 savings account. It allows friends and family to contribute to these plans, offering a debt-free path to higher education for various learning institutions.

Open 529 savings accountsReceive contributions from friends and familySupport for various education types (university, trade school, K-12)
💰 Finance
(24)
free with in-app purchases
6
College Savings Plan
College Savings Plan
College Savings Plan
College Savings Calculator
$0.99
💰 Finance
(0)
7
UNest: Investing for Kids
UNest: Investing for Kids
UNest: Investing for Kids
Family Finance Made Easy
Free

This app simplifies saving and investing for your child's future through a tax-advantaged custodial account. It offers professionally managed portfolios and allows contributions from family and friends, providing a flexible alternative to traditional college savings plans.

Open UTMA custodial accountInvest for college and future expensesAutomated recurring contributions
💰 Finance
(3.7K)
subscription
8
Niche: College Search
Niche: College Search
Niche: College Search
#1 app for college seekers
Free

Discover colleges that fit your profile and interests with personalized recommendations. Explore detailed profiles, read student reviews, and find scholarships. High school seniors can even get accepted directly through the app.

Personalized college recommendationsNiche Profile for matchingDirect Admissions for seniors
📚 Education
(1.4K)
free with in-app purchases
9
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

Early direct depositHigh-yield savings accountOverdraft protection
💰 Finance
(63K)
free
10
Scoir
Scoir
Scoir
The College Admissions Network
Free

This app simplifies the college search, discovery, and application process for students, parents, and counselors. It helps users identify talents, find suitable colleges, and apply with confidence. Features include college matching quizzes, cost calculators, and collaborative list building.

College Match QuizDynamic College PagesEstimated Cost Calculator
📚 Education
(5.9K)
free
11
Upromise: Cash Back Rewards
Upromise: Cash Back Rewards
Upromise: Cash Back Rewards
Earn cash, save for college.
Free

Earn cash back on everyday purchases and save for college. This app allows you to shop online at popular retailers, scan store receipts, and automatically transfer rewards to your 529 college savings plan. Receive bonuses for joining and linking your plan.

Earn cash back on online shoppingScan store receipts for rewardsLink 529 college savings plans
💰 Finance
(536)
free with in-app purchases
12
Loper - College Search
Loper - College Search
Loper - College Search
Find your dream school
Free

This app simplifies college planning and applications. It helps users discover suitable schools, organize research, track deadlines, and access helpful guides. It aims to reduce stress and provide a clear path for students pursuing higher education.

Personalized school matchingCentralized school researchDeadline and requirement tracking
📚 Education
(3.2K)
free with in-app purchases
13
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

Automated savings towards goalsPersonalized savings based on spendingPause or transfer savings anytime
💰 Finance
(289K)
subscription
14
RaiseMe - College scholarships
RaiseMe - College scholarships
RaiseMe - College scholarships
Earn for grades, clubs, & more
Free

Earn college scholarships for your high school achievements like good grades, SAT/ACT scores, and extracurricular activities. Create a profile, add your accomplishments, and discover colleges that offer rewards for your efforts. Start earning money for college today.

Earn scholarships for gradesEarn scholarships for SAT/ACTEarn scholarships for activities
📚 Education
(19K)
free
15
Study.com - College Saver
Study.com - College Saver
Study.com - College Saver
Courses for college credit
Free

Earn transferable college credit through self-paced online courses. Access a wide catalog of general education and upper-division subjects with flexible learning options, open-book exams, and fast grading. Save on tuition and progress towards your degree on your schedule.

Earn transferable college creditSelf-paced online coursesOpen-book exams
📚 Education
(1)
freemium
16
CollegeSave Planner
CollegeSave Planner
CollegeSave Planner
Estimate future college costs
Free
💰 Finance
(0)
17
College Countdown
College Countdown
College Countdown
Plan · Save · Succeed
Free
📚 Education
(0)
18
Bright Directions 529
Bright Directions 529
Bright Directions 529
Advisor-Guided 529 College
Free
💰 Finance
(0)
19
Going Merry Scholarships
Going Merry Scholarships
Going Merry Scholarships
Find & apply for scholarships.
Free

This app helps students find and apply for scholarships, grants, and financial aid to fund their college education. It offers personalized matching, simplified application processes, and tools to compare financial aid offers.

Personalized scholarship matchingAuto-filled scholarship applicationsBundled scholarships for multiple applications
📚 Education
(10K)
free
20
College Scholarship Calculator
College Scholarship Calculator
College Scholarship Calculator
by College Raptor Inc
Free

Estimate personalized scholarship amounts for colleges based on your academic profile. Discover institutions likely to offer significant financial aid and compare scholarship offers easily. This tool is designed for traditional, first-year college students in the U.S.

Personalized scholarship estimatesCollege explorationFinancial aid comparison
📚 Education
(296)
ad-supported

FAQ about College Savings

What are the best college savings apps for iPhone?
UNiDAYS: Student Discount App tops our college savings apps ranking as of July 2026, with a 4.8-star average from 161K App Store ratings, and it's free to download.
Yes — 19 of the top college savings apps we rank are free to download, including UNiDAYS: Student Discount App and Student Beans: Uni Discounts.
UNiDAYS: Student Discount App shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 195+ college savings apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
UNiDAYS is a student discount app that provides exclusive deals, promo codes, and coupons for millions of students worldwide. It helps users save money on fashion, technology, beauty, food, and lifestyle brands. Additionally, it offers learning, study, and wellbeing tools to support college life.
To access student discounts, you typically need to verify your college email address. Once verified, you can browse hundreds of offers on popular brands for fashion, tech, beauty, and more, saving up to 50% or more on your purchases.

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