Best Cross Border Payments Apps

0+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

Out of 0+ cross border payments apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Cross Border Payments Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Corpay Cross-Border MobileCorpay Cross-Border MobileFree5.0★ (1)NoNoMay 2026
2Accrue: Send. Spend. Sell.Accrue: Send. Spend. Sell.Free4.6★ (1.6K)NoNoJul 2026
3Payoneer - Business PaymentsPayoneer - Business PaymentsFree4.5★ (5.2K)NoNoJul 2026
4ChargeStripe: Stripe PaymentsChargeStripe: Stripe PaymentsFree4.6★ (2.1K)NoNoJul 2026
5Zapper™ QR Payments & RewardsZapper™ QR Payments & RewardsFree4.8★ (3.9K)YesNoJul 2026
6PayLater - Split in 4 paymentsPayLater - Split in 4 paymentsFree3.5★ (266)NoNoJul 2026
7Moreta PayMoreta PayFree4.3★ (443)NoNoJul 2026
8Melio Business PaymentsMelio Business PaymentsFree4.6★ (1.4K)NoNoJul 2026

Top Picks for Cross Border Payments

Accrue: Send. Spend. Sell.#2

Accrue: Send. Spend. Sell. by Accrue DCA Limited

The cross-border payment app
Strong Contender
💰 Finance
4.6😐(1.6K ratings)
Free
Accrue: Send. Spend. Sell. screenshot 1
Accrue: Send. Spend. Sell. screenshot 2
Accrue: Send. Spend. Sell. screenshot 3
Accrue: Send. Spend. Sell. screenshot 4
Accrue: Send. Spend. Sell. screenshot 5
Accrue: Send. Spend. Sell. screenshot 6

Easily send and receive money across Africa and the US. Save in USD to earn daily interest, shop online with virtual cards, and grow your money through simple investing. Manage all your cross-border financial needs from your phone.

What We Love

  • 🚀 Fast and reliable
  • 👍 User-friendly interface
  • 💰 Good rates and minimal fees
  • 🔒 Secure transactions

Room to Improve

  • 🐛 Account restrictions and suspension issues
  • ⏱️ Slow virtual card issuance
  • 💳 Problems with card usage and funding
Payoneer - Business Payments#3

Payoneer - Business Payments by Payoneer Inc

Worth Considering
💰 Finance
4.5😐(5.2K ratings)
Free
Payoneer - Business Payments screenshot 1
Payoneer - Business Payments screenshot 2
Payoneer - Business Payments screenshot 3
Payoneer - Business Payments screenshot 4
Payoneer - Business Payments screenshot 5

Manage global business payments seamlessly from anywhere. This platform facilitates international money transfers, online payment processing, and currency management for businesses of all sizes. It offers secure and cost-effective solutions to receive and send funds worldwide.

What We Love

  • 🚀 Easy to use
  • 💡 Great for international payments
  • 👍 Efficient and fast
  • 🔒 Secure platform

Room to Improve

  • 🐛 Buggy app with frequent crashes
  • 💰 High fees and charges
  • 🕰️ Slow customer support response

More Cross Border Payments apps to explore

4
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
5
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
Zapper™ QR Payments & Rewards
The rewarding way to pay.
Free

This app offers a fast, easy, and secure way to make payments for various services, from dining out to online shopping and bill settlement. Discover exclusive deals, earn loyalty points, and enjoy insider benefits by joining merchant tribes. It also simplifies splitting bills and provides a history of your transactions.

Fast, easy, and secure paymentsJoin merchant tribes for insider benefitsGet and spend free vouchers
💰 Finance
(3.9K)
free with in-app purchases
6
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(266)
free
7
Moreta Pay
Moreta Pay
Moreta Pay
Easy payments for travelers
Free

This app enables international travelers to make QR payments in Southeast Asia. Avoid cash and ATM fees by paying local merchants directly from your phone in your own currency. Enjoy fast, secure, and transparent transactions.

QR payments in Southeast AsiaPay in your own currencyNo cash exchanges or ATM runs
💰 Finance
(443)
free
8
Melio Business Payments
Melio Business Payments
Melio Business Payments
A simpler way to pay vendors
Free

This platform simplifies business payments and collections, offering flexibility in how you pay vendors and get paid by clients. Manage bills, send invoices, and track payments all from your mobile device.

Automate bill paymentsFlexible payment optionsGlobal vendor payments
💰 Finance
(1.4K)
free
9
GCash
GCash
GCash
by MYNT, INC.
Free

Send money instantly to the Philippines, pay over 2000 bills, and manage your finances from abroad. Link your US bank account, save with high interest rates, and scan to pay securely. Stay connected and support loved ones with ease.

Instant money transfersPay over 2000 billsLink US bank accounts
💰 Finance
(2.6K)
free with in-app purchases
10
Financiera para el Bienestar
Financiera para el Bienestar
Financiera para el Bienestar
Recibe dinero desde USA
Free

Send and receive money instantly between Mexico and the United States directly to your card. Use it for payments globally and manage your finances with ease through the app.

Send money to Mexico from USAReceive money from USA in MexicoGlobal card payments
💰 Finance
(4.2K)
ad-supported
11
Frex: 0 fee global payments
Frex: 0 fee global payments
Frex: 0 fee global payments
Send money across borders
Free

Send money instantly and without fees from the USA to India. This app offers competitive exchange rates, supports all major Indian banks, and provides 24/7 human customer support. Secure verification ensures your transactions are safe.

Instant transfers to India0 fees on all transactionsBetter than Google exchange rates
💰 Finance
(212)
ad-supported
12
barq
barq
barq
1 app, limitless possibilities
Free

Manage your finances with unparalleled convenience and flexibility. This app empowers you to send money internationally, optimize card transactions with dynamic exchange rates, and transfer funds instantly between wallets. Upgrade your financial prowess and live life on your own terms.

International money transfersOptimized card foreign exchange ratesInstant wallet-to-wallet transfers
💰 Finance
(12K)
free
13
Grey: Inclusive Global Banking
Grey: Inclusive Global Banking
Grey: Inclusive Global Banking
Send & Receive Money Globally
Free

Open a free global bank account in minutes to send, receive, exchange, and manage multiple currencies. Easily make international payments, generate invoices, and pay bills worldwide with competitive exchange rates and 24/7 support.

Free global bank accountsMulti-currency managementInternational money transfers
💰 Finance
(5.8K)
free with in-app purchases
14
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Lulu Money- Money Transfer App
Send Money, Instant and Safe
Free

Send money internationally with a secure and user-friendly mobile app. Experience fast, reliable, and convenient cross-border transactions with competitive exchange rates and real-time tracking.

Instant international money transfersSecure and encrypted transactionsCompetitive exchange rates
💰 Finance
(2K)
free with in-app purchases
15
Broxel
Broxel
Broxel
An infinite of possibilities
Free

Manage your finances with borderless solutions for the Mexican community in the US and Mexico. Open an account, get a global card, send remittances, and access banking products like savings and credit lines.

Borderless financial solutionsGlobal card for in-store and online useSend remittances to Mexico
💰 Finance
(1.1K)
free with in-app purchases
16
Tank Payments
Tank Payments
Tank Payments
Banking, Payments, Fleet Cards
Free

This financial app is designed for freight carriers, offering instant invoice payments and fast money transfers to drivers. It also provides tools to manage fleet spending with customizable cards and real-time transaction alerts.

Instant invoice paymentsFast driver payments via SMSDirect bill payments
💰 Finance
(21)
free
17
iPaynow
iPaynow
iPaynow
iPaynow Cross-border Payments
Free

This app offers a cross-border payment solution for various merchants, including e-commerce, travel, and retail. It simplifies international transactions and allows users to view transaction details, bills, and collections easily. The platform aims to facilitate seamless payments for both foreign merchants and Chinese users abroad.

Cross-border payment solutionTransaction details viewingBill management
💰 Finance
(0)
free
18
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Payanywhere: Point of Sale POS
Credit Card Reader & Payment
Free

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

Accept contactless, chip, and magstripe paymentsTrack cash and gift card salesCreate and send invoices
💼 Business
(653)
free with in-app purchases
19
MyBambu
MyBambu
MyBambu
Your account for everything
Free

This financial app simplifies life in the U.S. by offering a checking account with a digital and physical Visa debit card. It allows for international money transfers, phone reloads, rewards, and savings promotions. Open an account easily with your country's ID, with no minimum balance or hidden fees.

Checking account with Visa debit cardInternational money transfersMobile phone top-ups
💰 Finance
(31K)
free with in-app purchases
20
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.1K)
free with in-app purchases

FAQ about Cross Border Payments

What are the best cross border payments apps for iPhone?
Corpay Cross-Border Mobile tops our cross border payments apps ranking as of June 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.
Yes — 20 of the top cross border payments apps we rank are free to download, including Corpay Cross-Border Mobile and Accrue: Send. Spend. Sell..
Corpay Cross-Border Mobile has no ads and has no in-app purchases, according to its App Store listing as of June 2026.
Corpay Cross-Border Mobile allows you to securely access your account, review FX balances, get quotes for foreign exchange, book trades, and make payments from anywhere in the world.
Corpay Cross-Border Mobile is available on iPhone, iPad, and iPod devices.