Best Cross-Border Payments Apps

111+ iOS apps curated and reviewed

4.2 avg rating

20 free apps

Updated August 2026

Looking for free cross-border payments apps? 20 of our 111+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Cross-Border Payments Apps (August 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	Wakapay Cross-Border Money	Free	—	No	No	Sep 2026
2	Corpay Cross-Border Mobile	Free	5.0★ (1)	No	No	May 2026
3	Taptap Send Business	Free	—	No	No	Sep 2026
4	CBE Connect	Free	3.4★ (72)	No	No	Sep 2026
5	UGLYCASH	Free	4.4★ (543)	No	No	Sep 2026
6	Unplex	Free	4.1★ (18)	No	No	Sep 2026
7	MPChat: Social & Banking	Free	4.3★ (11)	No	No	Sep 2026
8	VitalSwap.	Free	4.3★ (18)	Yes	No	Aug 2026

Top Picks for Cross-Border Payments

#1

Wakapay Cross-Border Money by Wakapayments Fintech

Cross-border payments

Editor's Choice

0.0(0 ratings)

Free

Wakapay Cross-Border Money screenshot 1

Wakapay Cross-Border Money screenshot 2

Wakapay Cross-Border Money screenshot 3

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Wakapay Cross-Border Money screenshot 5

Wakapay Cross-Border Money screenshot 6

#2

Corpay Cross-Border Mobile by Cambridge Mercantile Corp.

Strong Contender

5.0(1 ratings)

Free

Corpay Cross-Border Mobile screenshot 1

Corpay Cross-Border Mobile screenshot 2

Corpay Cross-Border Mobile screenshot 3

Corpay Cross-Border Mobile screenshot 4

Securely access your Corpay Cross-Border account from anywhere in the world. Review balances, get quotes, book trades, and make payments with ease.

#3

Taptap Send Business by Taptap Send, Inc.

Business payments, simplified

Worth Considering

0.0(0 ratings)

Free

Taptap Send Business screenshot 1

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Taptap Send Business screenshot 4

Manage your business finances and send money internationally from your mobile device. This app allows you to handle multiple currency wallets, track transfers, and convert funds quickly, all with enhanced security features.

More Cross-Border Payments apps to explore

by Commercial Bank of Ethiopia

A secure digital wallet for cross-border payments, simplifying everyday financial transactions. Manage ETB and USD, send money home, and control your finances with ease. Designed for individuals and diaspora users.

Cross-border paymentsDigital walletETB and USD support

Your Bank Won’t Do This

This app provides global financial services, including high annual rewards on your balance and fee-free, instant domestic and cross-border payments to Latin America. It also offers a Visa card with 1% cashback on all purchases and dedicated member advisors.

High annual rewards on balance0 fee domestic and cross-border payments to Latin AmericaInstant payments via messaging apps

Send Money at Google Rates

This platform facilitates secure and fast money transfers both domestically within the USA and internationally from the USA, UK, or Europe to India and the Philippines. Users can easily register, verify their identity, and link a bank account to send funds to themselves or others with direct bank deposits.

Fast, secure transfersNo hidden fees24/7 availability

MPChat: Social & Banking

MPChat: Social & Banking

MPChat: Social & Banking

Secure Chat,Wallet,Card & Bank

This app offers secure, end-to-end encrypted communication alongside a cryptocurrency wallet and a crypto-powered card. It also provides a virtual bank account for seamless integration with traditional finance.

End-to-end encrypted chatSecure cryptocurrency walletCrypto-powered spending card

🌐 Social Networking

Instant Borderless payments

Facilitate instant, borderless global payments with a multi-currency wallet. Send and receive money worldwide using cards or transfers, and easily exchange currencies. Manage cross-border transactions for personal or business needs.

Multi-currency walletInstant global paymentsReceive payments to U.S. bank account

iTollz – Border Toll Pass

iTollz – Border Toll Pass

iTollz – Border Toll Pass

Cross Border Toll Payments

This app simplifies border crossings by allowing users to pay tolls instantly from their phone. It supports both commercial and non-commercial drivers, offering features like QR code scanning for quick passage and digital receipts for easy record-keeping.

Instant toll paymentsQR code scanning for crossingDigital receipts

Cross-Border RMB Payments

Facilitates secure and fast cross-border RMB transactions and simplifies utility bill payments. Offers competitive rates and a user-friendly interface for seamless financial management.

Secure cross-border RMB transactionsAliPay and WeChatPay transfersUtility bill payments (electricity, airtime, TV, internet)

by Bank of China (Hong Kong) Limited

Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.

Top up with BOC Credit CardsManage credit cardsApply for installments

Frex: 0 fee global payments

Frex: 0 fee global payments

Frex: 0 fee global payments

Send money across borders

Send money instantly and without fees from the USA to India. This app offers competitive exchange rates, supports all major Indian banks, and provides 24/7 human customer support. Secure verification ensures your transactions are safe.

Instant transfers to India0 fees on all transactionsBetter than Google exchange rates

Seamless Cross-Border Payments

Send and receive money globally, make instant online purchases, and manage multiple currencies. Track your transactions with real-time notifications and enjoy secure storage for your payment cards. Offers fast registration and 24/7 support.

Cross-border paymentsInstant online purchasesEncrypted card vault

Cross-Border Payment Made Easy

This platform facilitates international money transfers and currency conversion for individuals and businesses. It offers tools to manage transactions, competitive savings rates, and loan options to help users achieve financial goals globally.

Cross-border paymentsCurrency conversionTransaction management

Cross border payment solutions

Facilitates secure international payments and currency exchange for users in Nigeria. Create virtual USD cards, open multi-currency accounts, and send local payouts all within one app.

Virtual USD card creationFree USD & EUR accountsInstant currency conversion

Tribapay: Redefining Payments

Tribapay: Redefining Payments

Tribapay: Redefining Payments

Super Finance App

This finance app empowers users in Africa with a suite of tools for seamless local and international money transfers, easy bill payments, and global online shopping. It offers innovative features like payment links and virtual cards, all secured with cutting-edge technology.

Borderless money transfersPayment links for customersCashpin™ for secure payments

Easy & fast payments in Ghana

Facilitate quick and affordable business payments within Africa. Send, receive, and request commercial transactions using various payment methods. Track finances and build a digital credit footprint.

Send and receive commercial paymentsRequest payments from clientsUse debit/credit cards, bank accounts, mobile money

Cross Border Payment Platform

Manage your global finances with ease. Open a USD account, get virtual or physical cards, and withdraw funds to Bangladesh with competitive rates. Secure and transparent transactions for international payments and purchases.

Open USD accountsVirtual and physical cardsReceive international payments

iPaynow Cross-border Payments

This app offers a cross-border payment solution for various merchants, including e-commerce, travel, and retail. It simplifies international transactions and allows users to view transaction details, bills, and collections easily. The platform aims to facilitate seamless payments for both foreign merchants and Chinese users abroad.

Cross-border payment solutionTransaction details viewingBill management

Zero Fee cross border transfer

Send money internationally with zero fees and mid-market exchange rates. Enjoy fast, secure transfers and manage multiple currencies in a digital wallet. This service is ideal for personal remittances and international payments.

Zero transfer feesMid-market exchange ratesFast delivery

FAQ about Cross-Border Payments

Are there free cross-border payments apps for iPhone?

Yes — 20 of the top cross-border payments apps we rank are free to download, including Wakapay Cross-Border Money and Corpay Cross-Border Mobile.

Does Wakapay Cross-Border Money have ads or in-app purchases?

Wakapay Cross-Border Money has no ads and has no in-app purchases, according to its App Store listing as of August 2026.

How many cross-border payments apps are on the App Store?

We track 111+ cross-border payments apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.