Best Debt Control Apps

206+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated July 2026

If you already know Debt Control, this is the deeper bench. 206+ debt control apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Debt Control Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt ControlDebt ControlFree5.0★ (4)NoYesJul 2026
2Debt Control – minhas dividasDebt Control – minhas dividasFree4.5★ (32)NoYesJul 2026
3Changed: Debt Payoff PlannerChanged: Debt Payoff PlannerFree4.6★ (5.3K)YesNoJul 2026
4My Debts: Control & PaymentsMy Debts: Control & PaymentsFree5.0★ (5)YesYesJul 2026
5Relief: Get out of debtRelief: Get out of debtFree4.6★ (1.8K)NoNoJul 2026
6YNABYNABFree4.8★ (61K)NoYesJul 2026
7Controle de Dívidas PessoaisControle de Dívidas PessoaisFree4.8★ (57)YesYesJul 2026
8Debt & Bill Tracker – SaldoDebt & Bill Tracker – SaldoFree4.8★ (287)NoYesJul 2026

Top Picks for Debt Control

Debt Control#1

Debt Control by MAYA SYLVIA VANTERPOOL

Editor's Choice
💰 Finance
5.0(4 ratings)
FreeIn-App Purchases
Debt Control screenshot 1
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Debt Control screenshot 4
Debt Control screenshot 5
Debt Control screenshot 6

Manage your finances by tracking income, bills, and debts to understand your cash flow. This app acts as a mobile spreadsheet for personal finance, keeping all your data locally on your device.

Debt Control – minhas dividas#2

Debt Control – minhas dividas by CleverPumpkin Ltd.

e meus controle de empréstimos
Strong Contender
💰 Finance
4.5(32 ratings)
FreeIn-App Purchases
Debt Control – minhas dividas screenshot 1
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Debt Control – minhas dividas screenshot 4
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Manage all your debts and loans in one place. Track who owes you money and who you owe, with support for multiple currencies and payment reminders. View your debt history and get an overview of your financial commitments.

Changed: Debt Payoff Planner#3

Changed: Debt Payoff Planner by Changed Inc.

Track Debt, Pay It Down Faster
Worth Considering
💰 Finance
4.6😐(5.3K ratings)
FreeAds
Changed: Debt Payoff Planner screenshot 1
Changed: Debt Payoff Planner screenshot 2
Changed: Debt Payoff Planner screenshot 3
Changed: Debt Payoff Planner screenshot 4
Changed: Debt Payoff Planner screenshot 5
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This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

What We Love

  • 🚀 Helpful in paying off loans
  • 💡 Automatic debt payments
  • 👍 Easy to use
  • 🤑 Saves money without noticing

Room to Improve

  • 🐛 Connectivity issues with accounts
  • 🕰️ Slow payment processing
  • 💸 Subscription fees

More Debt Control apps to explore

4
My Debts: Control & Payments
My Debts: Control & Payments
My Debts: Control & Payments
Manage debts, expenses & more
Free

Effectively manage your debts and monthly payments with an intuitive interface. Track personal finances, organize expenses, and avoid late fees. Stay on top of your financial health and reduce debt-related stress.

Debt managementExpense trackingPayment organization
💰 Finance
(5)
freemium
5
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

Debt eligibility analysisReduction request submissionStop collection calls
💰 Finance
(1.8K)
free with in-app purchases
6
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
7
Controle de Dívidas Pessoais
Controle de Dívidas Pessoais
Controle de Dívidas Pessoais
Dívidas e pagamentos
Free

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Record who owes you moneyManage your own debtsDetailed debt data (amount, currency, payments)
💰 Finance
(57)
free with in-app purchases
8
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Payments Planner & Reminder
Free

This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.

Joint debt trackingDebt and loan groupingStatistics and analytics
💼 Business
(287)
free with in-app purchases
9
Debt Manager - Money Tracker
Debt Manager - Money Tracker
Debt Manager - Money Tracker
by Haydar Salim
Free

Organize your debts and financial transactions with this smart digital ledger. Track amounts owed or due to you, manage multiple currencies with automatic conversion, and view detailed financial histories. Securely back up your data and share transaction reports easily.

Smart debt trackingMulti-currency support with conversionIntuitive user interface
💰 Finance
(6)
free
10
Debt Manager
Debt Manager
Debt Manager
Get Out of Debt Fast
$0.99

This app helps users pay off their debts faster and more efficiently. It utilizes the Debt Snowball method and offers various strategies, tracking tools, and 'what-if' scenarios to visualize progress and savings.

Debt Snowball methodMultiple payoff strategiesProgress tracking and summary
💰 Finance
(546)
paid
11
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances
💰 Finance
(19K)
free
12
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
💰 Finance
(3.4K)
subscription
13
Sono: Debt tracker and manager
Sono: Debt tracker and manager
Sono: Debt tracker and manager
Record & Track Debts
Free

Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.

Record borrowed and lent moneyDisplay debt summariesManage debtors and creditors
💰 Finance
(21)
free with in-app purchases
14
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
15
My Debt Manager & Tracker
My Debt Manager & Tracker
My Debt Manager & Tracker
Track and Manage Debts & Loans
Free

Easily track and manage all your debts and loans in one place. This app simplifies due dates, payments, and balances with intuitive color coding and automatic data backup. It supports multiple currencies, recurring payments, and offers AI-driven insights to help reduce debt stress.

Track debts and loansRecurring payment managementAI debt stress reduction
💰 Finance
(5)
free with in-app purchases
16
US Debt Now - National Debt
US Debt Now - National Debt
US Debt Now - National Debt
The best way to see the debt
Free

Track the US National Debt with daily updates and interactive charts. See historical trends over the past 30 years. A quick and easy tool for staying informed about the nation's financial status.

Daily US National Debt displayInteractive debt trending charts30-year historical debt data
💰 Finance
(772)
ad-supported
17
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
💰 Finance
(2.8K)
free
18
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Free –Pay Off Debt Faster
Debt Snowball & Payoff Tracker
Free
$0.99 | 100% OFF

This app helps you organize, monitor, and pay off your debts using the debt snowball method. Analyze repayment models to predict your debt-free date and save time and money. Includes built-in calculators for monthly payments, loans, and mortgages.

Debt organization and monitoringDebt snowball payoff methodDebt repayment modeling
💰 Finance
(976)
free with in-app purchases
19
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

This app helps you track spending and create a personalized plan to get out of debt faster. Gain insights into your financial habits and see estimated timelines for becoming debt-free. It allows you to prioritize debt repayment and explore potential debt solutions.

Track spendingCreate debt payoff plansView financial insights
💰 Finance
(809)
ad-supported
20
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(6.7K)
free with in-app purchases

FAQ about Debt Control

What are the best debt control apps for iPhone?
Debt Control tops our debt control apps ranking as of July 2026, with a 5.0-star average from 4 App Store ratings, and it's free to download.
Yes — 19 of the top debt control apps we rank are free to download, including Debt Control and Debt Control – minhas dividas.
Debt Control has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 206+ debt control apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Debt Control helps you track income, bills, and debts to understand your monthly cash flow. It shows you which cards to pay and in what order, ensuring you know what's safe to spend.
Yes, Debt Control prioritizes security by keeping all your financial data locally on your device. No data is ever sent anywhere, ensuring your information remains private.

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