Best Debtor Apps

183+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated July 2026

Looking for free debtor apps? 19 of our 183+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Debtor Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debtor Debt Pay Off CalculatorDebtor Debt Pay Off CalculatorFree4.8★ (44)YesNoMay 2026
2Debt Tracker - DebtsDebt Tracker - DebtsFree4.4★ (105)NoYesAug 2026
3List of debtorsList of debtorsFreeNoYesAug 2026
4DebtorDebtorFreeNoNoMay 2026
5Vantage Debtor ManagementVantage Debtor ManagementFreeNoNoAug 2026
6Debtor LedgerDebtor Ledger$0.99NoNoJul 2026
7Relief: Get out of debtRelief: Get out of debtFree4.6★ (2.5K)NoNoAug 2026
8Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (20K)NoNoAug 2026

Top Picks for Debtor

Debtor Debt Pay Off Calculator#1

Debtor Debt Pay Off Calculator by Barry Brown

Helps visualize debt costs.
Editor's Choice
💰 Finance
4.8(44 ratings)
FreeAds
Debtor Debt Pay Off Calculator screenshot 1
Debtor Debt Pay Off Calculator screenshot 2
Debtor Debt Pay Off Calculator screenshot 3

This budgeting tool helps you visualize debt costs with two distinct calculators. One calculates per-month interest for credit cards, while the other determines amortized monthly payments over a specified period for larger loans. A comparison feature highlights potential savings or extra costs based on payment adjustments.

Debt Tracker - Debts#2

Debt Tracker - Debts by AppFlux Labs

Easy to use debt tracker
Strong Contender
💰 Finance
4.4(105 ratings)
FreeIn-App Purchases
Debt Tracker - Debts screenshot 1
Debt Tracker - Debts screenshot 2
Debt Tracker - Debts screenshot 3
Debt Tracker - Debts screenshot 4
Debt Tracker - Debts screenshot 5

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

More Debtor apps to explore

4
Debtor
Debtor
Debtor
by Kerim Khabulatov
Free
💰 Finance
(0)
5
Vantage Debtor Management
Vantage Debtor Management
Vantage Debtor Management
Debtor Management
Free
💰 Finance
(0)
6
Debtor Ledger
Debtor Ledger
Debtor Ledger
Track Debtors & Ledgers
$0.99
💼 Business
(0)
7
Relief: Get out of debt
Relief: Get out of debt
Relief: Get out of debt
Reduce your credit card debt
Free

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

Debt eligibility analysisReduction request submissionStop collection calls
💰 Finance
(2.5K)
free with in-app purchases
8
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances
💰 Finance
(20K)
free
9
Americor
Americor
Americor
by Americor Funding, Inc
Free

Manage your finances and track debt settlement progress with this app. Easily view upcoming payments, upload documents, and receive account notifications. Designed to help consumers restructure debt and find lower-cost consolidation loans.

View upcoming payments and historyUpload documentsTrack settlement progress
💰 Finance
(1.3K)
free
10
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
💰 Finance
(2.8K)
free
11
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
💰 Finance
(109K)
free with in-app purchases
12
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.4K)
free with in-app purchases
13
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(7.2K)
free with in-app purchases
14
DebtApp
DebtApp
DebtApp
by DebtApp, LLC
Free

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

View unsecured debt balancesTrack current savingsManage creditor settlement offers
💰 Finance
(54)
free
15
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Ditch: Pay Off Debt Faster
Automate Payoff & Track Debt
Free

Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

Automated purchase roundups to debtSmart debt tracking and progress visualizationAI financial assistant for insights
💰 Finance
(2.2K)
free with in-app purchases
16
PayMe - Claim Your Money
PayMe - Claim Your Money
PayMe - Claim Your Money
Settlements, Bills & Savings
Free

Discover and claim money you're owed from forgotten accounts, company settlements, and overpaid bills. This app uses AI to find potential claims and connects you with experts to negotiate lower rates, helping you recover lost funds and save money effortlessly.

AI-powered settlement matchingExpert bill negotiationUnclaimed property search
💰 Finance
(35K)
free with in-app purchases
17
AdvantageLaw - Services
AdvantageLaw - Services
AdvantageLaw - Services
by The Law Firm of Higbee & Associates A Professional Corporation
Free

Manage your debt relief program on the go. Add payments, track creditor accounts, and review settlement offers directly from your mobile device. Access live chat support and helpful resources to guide you toward financial freedom.

Add paymentsCheck creditor account statusAccept settlement terms
💰 Finance
(80)
free
18
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
💰 Finance
(3.7K)
subscription
19
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Who Owes Me - Payment Tracker
Remember debts, split expenses
Free

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

Track debts and IOUsSplit expensesCloud sync across devices
💰 Finance
(788)
free with in-app purchases
20
OweYou - Money That's Yours
OweYou - Money That's Yours
OweYou - Money That's Yours
Class Action Settlements
Free

Easily discover and file claims for unclaimed class action settlement money. This app simplifies the process, allowing users to answer a few questions, get matched with eligible settlements, and track their payouts without needing legal expertise.

Find eligible class action settlementsFile claims in secondsTrack settlement payouts
💰 Finance
(1.4K)
free with in-app purchases

FAQ about Debtor

What are the best debtor apps for iPhone?
Debtor Debt Pay Off Calculator tops our debtor apps ranking as of July 2026, with a 4.8-star average from 44 App Store ratings, and it's free to download.
Yes — 19 of the top debtor apps we rank are free to download, including Debtor Debt Pay Off Calculator and Debt Tracker - Debts.
Debtor Debt Pay Off Calculator shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 183+ debtor apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Debtor's Per-Month calculator allows you to enter your balance, APR, and monthly payment to see how much interest you will pay as you pay off your credit card debt. This helps visualize the true cost of carrying a balance.
The By-Months calculator is ideal for amortized loans like mortgages or car loans. You specify the loan amount, APR, and the number of months, and it will provide the amortized monthly payment.

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