Best Envelope Saving Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated October 2026

From beginner-friendly picks to power-user tools, our envelope saving list covers 250+ iPhone apps updated through October 2026. Compare ratings, prices, and screenshots in one place.

Compare top Envelope Saving Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Saving Money ChallengeSaving Money ChallengeFree4.8β˜… (442)NoYesOct 2026
2Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7β˜… (101)NoYesOct 2026
3Piggy Goals: Money SavingPiggy Goals: Money SavingFree4.7β˜… (2.9K)YesYesOct 2026
4100 Envelope Savings Challenge100 Envelope Savings ChallengeFree3.5β˜… (2)YesNoOct 2026
5Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8β˜… (822)NoYesOct 2026
6Envelope: Budgeting & BankingEnvelope: Budgeting & BankingFree4.7β˜… (393)NoNoOct 2026
7Qube Money: Envelope BudgetingQube Money: Envelope BudgetingFree4.6β˜… (1.6K)NoNoOct 2026
8Budget BestieBudget BestieFree4.7β˜… (3.2K)YesYesOct 2026

Top Picks for Envelope Saving

Saving Money Challenge#1

Saving Money Challenge by Mihail Kuznecovs

Daily Envelope Tracker
Editor's Choice
πŸ’° Finance
4.8😐(442 ratings)
FreeIn-App Purchases
Saving Money Challenge screenshot 1
Saving Money Challenge screenshot 2
Saving Money Challenge screenshot 3
Saving Money Challenge screenshot 4

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

  • πŸ‘ Simple and well-done app
  • πŸ’‘ Unique individual envelopes
  • πŸ‘ Keeps users motivated
  • πŸ‘ App doesn't link to bank accounts
  • πŸ‘ Fun and engaging saving method
  • πŸ‘ Good for challenges like 100-day savings
  • πŸ‘ Easy to manage
  • πŸ‘ Digital envelope saving

Room to Improve

  • πŸ› Glitches frequently
  • πŸ€” Unclear how money is sourced
  • πŸ€” Unclear how to withdraw funds
  • πŸ› New update is problematic (hold down to register)
  • πŸ‘Ž High cost/subscription fee
  • πŸ‘Ž Not very customizable
  • πŸ‘Ž Limited to one active challenge
  • πŸ‘Ž Too many ads
  • πŸ‘Ž Total saved amount is inaccurate
  • πŸ‘Ž Cannot change currency
  • πŸ‘Ž Subscription fee upon opening app
4.7(101 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Piggy Goals: Money Saving#3

Piggy Goals: Money Saving by Rome Rock LLC

Start Saving Money Now!
Worth Considering
πŸ”§ Utilities
4.7😊(2.9K ratings)
FreeAdsIn-App Purchases
Piggy Goals: Money Saving screenshot 1
Piggy Goals: Money Saving screenshot 2
Piggy Goals: Money Saving screenshot 3
Piggy Goals: Money Saving screenshot 4
Piggy Goals: Money Saving screenshot 5

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

What We Love

  • πŸ‘ Easy to use
  • 🐷 Cute pig animation
  • πŸ’° Helpful for saving money
  • πŸ†“ Free app with optional donation
  • πŸ“ˆ Tracks savings progress

Room to Improve

  • πŸ› Bugs with date/time settings
  • πŸ’Έ Ads and premium features
  • πŸ”’ Can't withdraw in cents
  • πŸ”„ Can't edit existing savings goals

More Envelope Saving apps to explore

FAQ about Envelope Saving

What are the best envelope saving apps for iPhone?
Saving Money Challenge tops our envelope saving apps ranking as of October 2026, with a 4.8-star average from 442 App Store ratings, and it's free to download.
Yes β€” 20 of the top envelope saving apps we rank are free to download, including Saving Money Challenge and Savings Challenge: Savvy Goals.
Saving Money Challenge has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ envelope saving apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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