Best Envelope Saving Apps

4.8😐(440 ratings)

FreeIn-App Purchases

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

👍 Simple and well-done app
💡 Unique individual envelopes
👍 Keeps users motivated
👍 App doesn't link to bank accounts
👍 Fun and engaging saving method
👍 Good for challenges like 100-day savings
👍 Easy to manage
👍 Digital envelope saving

Room to Improve

🐛 Glitches frequently
🤔 Unclear how money is sourced
🤔 Unclear how to withdraw funds
🐛 New update is problematic (hold down to register)
👎 High cost/subscription fee
👎 Not very customizable
👎 Limited to one active challenge
👎 Too many ads
👎 Total saved amount is inaccurate
👎 Cannot change currency
👎 Subscription fee upon opening app

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker

Strong Contender

100 Envelope Savings Challenge

4.7(101 ratings)

FreeIn-App Purchases

Savings Challenge: Savvy Goals screenshot 1

Savings Challenge: Savvy Goals screenshot 2

Savings Challenge: Savvy Goals screenshot 3

Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Piggy Goals: Money Saving by Rome Rock LLC

Start Saving Money Now!

Worth Considering

🔧 Utilities

4.7😊(2.9K ratings)

FreeAdsIn-App Purchases

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

What We Love

👍 Easy to use
🐷 Cute pig animation
💰 Helpful for saving money
🆓 Free app with optional donation
📈 Tracks savings progress

Room to Improve

🐛 Bugs with date/time settings
💸 Ads and premium features
🔢 Can't withdraw in cents
🔄 Can't edit existing savings goals

More Envelope Saving apps to explore

Savings challenge tracker app

Daily envelope drawVisual savings trackerComprehensive saving goal tracker

This app gamifies saving money by turning it into a fun daily habit. It helps users stay motivated to reach their financial goals through a visual tracker and engaging challenges. The app offers various saving modes and works completely offline.

Envelope: Budgeting & Banking

(2)

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Your ultimate money manager

Digital envelope budgeting systemHigh-yield savings accountEarly paycheck access

This app digitizes the envelope budgeting system to help users track spending, save money, and manage their finances effectively. It offers features like early paycheck access, high-yield savings, and transaction notifications for comprehensive financial control.

Expense Keep: Envelope Budget

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Smart Simpler Budget Tracker

Track expenses and incomeOrganize money into accounts/envelopesSet up recurring transactions

This app offers a simple and fast way to track expenses and income, helping users manage their finances and save money. It allows for organizing funds into separate accounts or spending envelopes, with features for recurring transactions and detailed monthly history.

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easy envelope based budgeting

Budget Bestie

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

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Qube Money: Envelope Budgeting

Envelope Banking & Budgeting

Digital envelope budgetingAutomated money splittingReal-time transaction tracking

This app combines digital banking with a cash envelope budgeting system. It automatically divides your funds into separate digital accounts, allowing you to spend with purpose and track transactions in real-time. Enjoy enhanced security with a unique card authorization system.

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Envelope Budget - Kualia

Personal Finance Planner

Envelope budgeting systemUnlimited spending categoriesTrack expenses, income, debt, and bills

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

Never worry about money again

Create and share unlimited spending plansAutomatically import transactionsManually add transactions

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Envelopes — The Budgeting App

(62K)

subscription

Envelope Budgeting Made Easy

Envelope-style budgeting

Plan. Save. No more surprises.

Envelope budgeting for spending limitsSavings goals managementIncome distribution tracking

This app provides a practical budgeting system using the envelope method to set spending limits and track expenses. It helps users distribute income, manage savings goals, and gain clarity on their finances for greater peace of mind. A generous free plan is available, with optional subscriptions for enhanced features.

Let's Save $5,050 in 100 Days

(2)

freemium

100 Envelope Challenge

Gamified savings progress visualizationCustomizable challenge rulesMultiple savings challenge types

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

(3)

by Plover Parametrics, Inc

Postal Mail Manager

📊 Productivity

chestnut: envelope budgeting

plan payday with ease

Budget Envelope Planner: Pla

Zero-Based Cash Budgeting

Tuckle: Envelope Cash Stuffing

Budget planner, no bank login

Abundunt: Saving Habit Tracker

Savings tracker & goals

Set savings goalsFollow savings challengesCreate custom challenges

This app offers a straightforward approach to saving money by setting goals and participating in challenges. It allows users to track progress without complex budgeting and includes options for group savings with friends and family.

(1)