Best Envelope Saving Apps

Piggy Goals: Money Saving

Start Saving Money Now!

Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

100 Envelope Savings Challenge

Savings challenge tracker app

Free

This app gamifies saving money by turning it into a fun daily habit. It helps users stay motivated to reach their financial goals through a visual tracker and engaging challenges. The app offers various saving modes and works completely offline.

Envelope: Budgeting & Banking

Your ultimate money manager

Free

This app digitizes the envelope budgeting system to help users track spending, save money, and manage their finances effectively. It offers features like early paycheck access, high-yield savings, and transaction notifications for comprehensive financial control.

Qube Money: Envelope Budgeting

Envelope Banking & Budgeting

Free

This app combines digital banking with a cash envelope budgeting system. It automatically divides your funds into separate digital accounts, allowing you to spend with purpose and track transactions in real-time. Enjoy enhanced security with a unique card authorization system.

Budget Bestie

easy envelope based budgeting

Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

YNAB

Never worry about money again

Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Envelope Budget - Kualia

Personal Finance Planner

Free

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

100 Envelope Challenge

Let's Save $5,050 in 100 Days

Free

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

Envelopes: Budget Manager

Simple Envelope Budgeting

$6.99

This app helps you manage your finances using the envelope budgeting method virtually. Easily track spending, distribute income, and secure your financial data with passcode or biometric authentication.

Cash4Mail

Cash For Mail

Free

Earn money by sending in your unwanted mail. The app guides you through the process, and payments are made via PayPal once your submissions are approved. Start earning passive income from your daily mail.

PocketPal Budget

Smart envelope budgeting

Free

Effortlessly track your spending by scanning receipts and assigning them to custom envelopes. This app provides a clear view of your financial flow without connecting to your bank.

My Envelopes

Plan. Save. No more surprises.

Free

This app provides a practical budgeting system using the envelope method to set spending limits and track expenses. It helps users distribute income, manage savings goals, and gain clarity on their finances for greater peace of mind. A generous free plan is available, with optional subscriptions for enhanced features.

SaveTogether: Savings Tracker

Save Goals, No Bank Needed

Free

Build a savings habit with this tracker that lets you set goals and monitor progress without connecting to your bank. Save for anything, track your streak, and even invite a partner to save with you.