Best Envelope Saving Apps

250+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated November 2026

From beginner-friendly picks to power-user tools, our envelope saving list covers 250+ iPhone apps updated through November 2026. Compare ratings, prices, and screenshots in one place.

Compare top Envelope Saving Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Save Money Challenge: SavelopeSave Money Challenge: SavelopeFree4.7★ (446)NoYesNov 2026
2Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (835)NoYesNov 2026
3Money Envelopes: SavingsMoney Envelopes: SavingsFree—NoYesOct 2026
4Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (125)NoYesNov 2026
5100 Envelope Savings Challenge100 Envelope Savings ChallengeFree3.5★ (2)YesNoNov 2026
6Envelope: Budgeting & BankingEnvelope: Budgeting & BankingFree4.7★ (406)NoNoNov 2026
7Envelope Printer LabelsEnvelope Printer LabelsFree4.2★ (370)NoYesNov 2026
8Envelope Budget: Bill TrackerEnvelope Budget: Bill TrackerFree—YesNoOct 2026

Top Picks for Envelope Saving

Save Money Challenge: Savelope#1

Save Money Challenge: Savelope by Mihail Kuznecovs

Daily Envelope Tracker
Editor's Choice
💰 Finance
4.7😐(446 ratings)
FreeIn-App Purchases
Save Money Challenge: Savelope screenshot 1
Save Money Challenge: Savelope screenshot 2
Save Money Challenge: Savelope screenshot 3
Save Money Challenge: Savelope screenshot 4

This app helps you achieve savings goals through a fun envelope challenge. You can either follow a pre-set 100-envelope challenge to save $5,050 or create your own custom savings plan with a set amount and number of envelopes.

What We Love

  • 👍 Simple and well-done app
  • 💡 Unique individual envelopes
  • 👍 Keeps users motivated
  • 👍 App doesn't link to bank accounts
  • 👍 Fun and engaging saving method
  • 👍 Good for challenges like 100-day savings
  • 👍 Easy to manage
  • 👍 Digital envelope saving

Room to Improve

  • 🐛 Glitches frequently
  • 🤔 Unclear how money is sourced
  • 🤔 Unclear how to withdraw funds
  • 🐛 New update is problematic (hold down to register)
  • 👎 High cost/subscription fee
  • 👎 Not very customizable
  • 👎 Limited to one active challenge
  • 👎 Too many ads
  • 👎 Total saved amount is inaccurate
  • 👎 Cannot change currency
  • 👎 Subscription fee upon opening app
Envy: Envelope Budget Planner#2

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Strong Contender
💰 Finance
4.8😊(835 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward envelope budgeting
  • 🔒 No bank account required
  • 💰 Affordable one-time purchase
  • 🎨 Visually pleasing design

Room to Improve

  • 🔍 Limited envelope customization (renaming, reordering, deleting)
  • 🔢 Inability to track cents/pennies
  • 🔗 No multi-device sync or sharing
  • 🔢 Envelope balance rounding issues

More Envelope Saving apps to explore

FAQ about Envelope Saving

What are the best envelope saving apps for iPhone?
Save Money Challenge: Savelope tops our envelope saving apps ranking as of November 2026, with a 4.7-star average from 446 App Store ratings, and it's free to download.
Yes — 20 of the top envelope saving apps we rank are free to download, including Save Money Challenge: Savelope and Envy: Envelope Budget Planner.
Save Money Challenge: Savelope has no ads and offers in-app purchases, according to its App Store listing as of November 2026.
We track 250+ envelope saving apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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