Best Envelopes Apps

245+ iOS apps curated and reviewed

4.6 avg rating
17 free apps
Updated August 2026

Out of 245+ envelopes apps on iOS, 17 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Envelopes Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Envelopes: Budget ManagerEnvelopes: Budget Manager$6.994.4ā˜… (126)NoNoAug 2026
2Envelo: Cash Envelope BudgetEnvelo: Cash Envelope BudgetFree—NoYesAug 2026
3Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8ā˜… (794)NoYesSep 2026
4Envelopes: Simple BudgetingEnvelopes: Simple BudgetingFree5.0ā˜… (7)NoYesAug 2026
5chestnut: envelope budgetingchestnut: envelope budgetingFree—NoYesAug 2026
6Expense Keep: Envelope BudgetExpense Keep: Envelope BudgetFree4.4ā˜… (1.7K)NoYesSep 2026
7Truly Simple EnvelopesTruly Simple EnvelopesFree—NoYesSep 2026
8Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6ā˜… (13K)NoYesSep 2026

Top Picks for Envelopes

Envelopes: Budget Manager#1

Envelopes: Budget Manager by emdentec ltd

Simple Envelope Budgeting
Editor's Choice
šŸ’° Finance
4.4😊(126 ratings)
$6.99
Envelopes: Budget Manager screenshot 1
Envelopes: Budget Manager screenshot 2
Envelopes: Budget Manager screenshot 3
Envelopes: Budget Manager screenshot 4
Envelopes: Budget Manager screenshot 5
Envelopes: Budget Manager screenshot 6

This app helps you manage your finances using the envelope budgeting method virtually. Easily track spending, distribute income, and secure your financial data with passcode or biometric authentication.

What We Love

  • šŸ‘ Extremely simple and intuitive user interface
  • šŸ’° One-time purchase instead of subscription model
  • ⚔ Quick deposit feature for fast money allocation
  • šŸ“± No bank account connection required (manual control)

Room to Improve

  • šŸ“± No cloud sync between devices
  • šŸ‘„ Cannot be shared between multiple users/family members
  • šŸŽØ Limited color options for envelopes
Envy: Envelope Budget Planner#3

Envy: Envelope Budget Planner by Chimpanzee, LLC

Money Cash Expense Tracker
Worth Considering
šŸ’° Finance
4.8😊(794 ratings)
FreeIn-App Purchases
Envy: Envelope Budget Planner screenshot 1
Envy: Envelope Budget Planner screenshot 2
Envy: Envelope Budget Planner screenshot 3
Envy: Envelope Budget Planner screenshot 4
Envy: Envelope Budget Planner screenshot 5
Envy: Envelope Budget Planner screenshot 6

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

What We Love

  • šŸ‘ Simple and easy to use
  • šŸš€ Straightforward envelope budgeting
  • šŸ”’ No bank account required
  • šŸ’° Affordable one-time purchase

Room to Improve

  • šŸ” Limited envelope customization (renaming, reordering, deleting)
  • šŸ”¢ Inability to track cents/pennies
  • šŸ”— No multi-device sync or sharing

More Envelopes apps to explore

FAQ about Envelopes

What are the best envelopes apps for iPhone?
Envelopes: Budget Manager tops our envelopes apps ranking as of August 2026, with a 4.4-star average from 126 App Store ratings, and it's priced at $6.99.
Yes — 17 of the top envelopes apps we rank are free to download, including Envelo: Cash Envelope Budget and Envy: Envelope Budget Planner.
Envelopes: Budget Manager has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 245+ envelopes apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The envelope budgeting method is a system where you allocate specific amounts of cash into different envelopes for various spending categories. This app virtualizes that method, allowing you to create digital envelopes for your budget categories and track your spending within them.
You can create unlimited virtual envelopes for different spending categories. The app allows you to make deposits, withdrawals, and transfers between these envelopes with custom memos, providing a clear overview of where your money is going.