Best Federal Spending Apps

0+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good federal spending apps. We benchmark 0+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Federal Spending Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
2iSpending - Expense TrackeriSpending - Expense TrackerFree4.4★ (634)YesYesAug 2026
3FiscalMap: Gov Spending GuideFiscalMap: Gov Spending GuideFreeYesNoAug 2026
4Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (105K)NoYesAug 2026
5Weple Money: Expense TrackerWeple Money: Expense TrackerFree4.9★ (3.7K)YesYesAug 2026
6Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.6★ (6.2K)NoYesAug 2026
7GovSpendGovSpendFreeNoNoJul 2026
8Spending Tracker-Money ManagerSpending Tracker-Money ManagerFree4.7★ (844)NoYesAug 2026

Top Picks for Federal Spending

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
iSpending - Expense Tracker#2

iSpending - Expense Tracker by Hana Mobile

Income and spending tracker
Strong Contender
💰 Finance
4.4😊(634 ratings)
FreeAdsIn-App Purchases
iSpending - Expense Tracker screenshot 1
iSpending - Expense Tracker screenshot 2
iSpending - Expense Tracker screenshot 3
iSpending - Expense Tracker screenshot 4

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

What We Love

  • 👍 Easy to use
  • 💰 Helps organize finances
  • 📊 Provides good visibility into spending
  • 🚀 Simple and straightforward

Room to Improve

  • 🔒 Limited functionality without paid upgrade
  • 🐛 Crashes and bugs reported
  • 🗓️ Lack of customization options (categories, date range)

More Federal Spending apps to explore

4
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(105K)
free with in-app purchases
5
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Track Spending & Manage Budget
Free

Easily track your spending and manage your budget with this intuitive expense tracker. Record expenses step-by-step, view statistics by category, and analyze your card spending. Start building better financial habits today.

Super simple entry inputDaily, weekly, monthly viewsExpense statistics by category
💰 Finance
(3.7K)
free with in-app purchases
6
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(6.2K)
free with in-app purchases
7
GovSpend
GovSpend
GovSpend
Federal Spending Transparency
Free
💰 Finance
(0)
8
Spending Tracker-Money Manager
Spending Tracker-Money Manager
Spending Tracker-Money Manager
Financial & Spending Tracker
Free

Effortlessly track income and expenses with intuitive reports and budget setting. Manage multiple accounts, savings, and loans with features like receipt scanning and data synchronization across devices.

Income and expense recordingBudget setting with limitsMultiple account management
💰 Finance
(844)
free with in-app purchases
9
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(15K)
free with in-app purchases
10
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
Free

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Expense trackingBudget managementCustomizable categories
💰 Finance
(3K)
freemium
11
PEX: Simplify your spending
PEX: Simplify your spending
PEX: Simplify your spending
The Modern Card Platform
Free

Manage business spending and streamline expense workflows with automated controls, receipt capture, and detailed reporting. Control employee spending limits, categorize transactions, and integrate with accounting software.

Automated spend controlsReceipt capture and annotationTransaction tagging and categorization
💼 Business
(3.7K)
free
12
Expenses: Spending Tracker
Expenses: Spending Tracker
Expenses: Spending Tracker
Bill & Subscription Manager
Free

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories
💰 Finance
(1.8K)
free with in-app purchases
13
BILL Spend & Expense (Divvy)
BILL Spend & Expense (Divvy)
BILL Spend & Expense (Divvy)
Corporate cards + expense mgt.
Free

This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

Automated expense trackingReal-time budget visibilityPhysical and virtual corporate cards
💰 Finance
(29K)
free with in-app purchases
14
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
15
Revolut: Send, spend and save
Revolut: Send, spend and save
Revolut: Send, spend and save
Change the way you money
Free

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums
💰 Finance
(71K)
free with in-app purchases
16
Spend Clarity Enterprise
Spend Clarity Enterprise
Spend Clarity Enterprise
Visa Spend Clarity Enterprise
Free

Manage your business expenses on the go with this app. Capture receipts, code and submit expenses, and approve transactions from your mobile device. Streamline your financial management and save time by moving away from spreadsheets and paper.

Capture expense dataLink receipt photosCode and submit expenses
💰 Finance
(7.2K)
free
17
Receipt Box - Spending Tracker
Receipt Box - Spending Tracker
Receipt Box - Spending Tracker
since 2013 Expense Tracker
Free

This personal finance app helps you track your spending habits with ease. It offers features like category and tag management, financial overviews, and secure data storage with iCloud backup. Develop a consistent spending tracking habit with this intuitive tool.

Spending trackingCategory and tag managementFinancial overviews (daily, monthly, yearly)
💰 Finance
(832)
subscription
18
Coins - Spending Tracker
Coins - Spending Tracker
Coins - Spending Tracker
Smart budget & expense tracker
Free
$1.99 | 100% OFF

Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.

Fast expense and income loggingHome screen widgets for at-a-glance finance overviewInsightful budget reports and alerts
💰 Finance
(650)
freemium
19
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
20
Hinder: Budget & Stop Spending
Hinder: Budget & Stop Spending
Hinder: Budget & Stop Spending
Track spending & block apps
Free

This personal finance app helps you control spending by automatically blocking distracting apps when you exceed budget limits. It securely syncs accounts for real-time transaction tracking and allows custom budgets for various categories.

Automated app blockingReal-time spending trackingCustomizable budgets
💰 Finance
(9)
freemium

FAQ about Federal Spending

What are the best federal spending apps for iPhone?
Spending Tracker tops our federal spending apps ranking as of July 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Yes — 20 of the top federal spending apps we rank are free to download, including Spending Tracker and iSpending - Expense Tracker.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.