Best Federal Spending Apps

240+ iOS apps curated and reviewed

4.0 avg rating

20 free apps

Updated October 2026

Every iPhone needs a few good federal spending apps. We benchmark 240+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Federal Spending Apps (October 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	FiscalMap: Gov Spending Guide	Free	—	Yes	No	Aug 2026
2	GovSpend	Free	—	No	No	Jul 2026
3	Belt: Save by not spending	Free	—	No	Yes	Oct 2026
4	Intuit Credit Karma	Free	4.8★ (7.8M)	No	No	Oct 2026
5	Venmo	Free	4.8★ (15M)	No	No	Oct 2026
6	Open The Books	Free	2.5★ (86)	Yes	No	May 2026
7	Chime® – Mobile Banking	Free	4.8★ (1.6M)	Yes	No	Oct 2026
8	Spending	Free	3.6★ (7)	No	No	May 2026

Top Picks for Federal Spending

#1

FiscalMap: Gov Spending Guide by Epic Genius LLC

Track Federal Spending Trends

Editor's Choice

0.0(0 ratings)

FreeAds

FiscalMap: Gov Spending Guide screenshot 1

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FiscalMap: Gov Spending Guide screenshot 6

#2

GovSpend by VALKYRJA INTERACTIVE LLC

Federal Spending Transparency

Strong Contender

0.0(0 ratings)

Free

GovSpend screenshot 1

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#3

Belt: Save by not spending by Federico Garcia-Lorca Hernandez

Savings challenges & spend log

Worth Considering

0.0(0 ratings)

FreeIn-App Purchases

Belt: Save by not spending screenshot 1

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Belt: Save by not spending screenshot 4

Belt: Save by not spending screenshot 5

Belt: Save by not spending screenshot 6

This app helps you reduce expenses by setting designated savings periods where you abstain from purchases in chosen categories. It offers detailed tracking, personalized settings, and motivational tools to achieve your financial goals.

More Federal Spending apps to explore

Intuit Credit Karma

Intuit Credit Karma

Intuit Credit Karma

Save, Spend & Grow Your Credit

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers

free with in-app purchases

Send Money, Debit card

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency

free with in-app purchases

by American Transparency

Explore detailed U.S. government spending data, including contracts, grants, and salaries for federal, state, and local employees. Hyper-localize searches by GPS, zip code, or name to find specific financial information.

Search U.S. government checkbook dataView federal employee salaries and bonusesAccess state checkbook spending

Chime® – Mobile Banking

Chime® – Mobile Banking

Chime® – Mobile Banking

Credit, Cash back, Savings

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools

free with in-app purchases

by Steve Harris

Easily track your daily and monthly expenses by category. This app helps you understand where your money goes, focusing on small, frequent purchases that can add up. Visualize your spending with graphs and manage multiple budgets for different needs.

Track spending by categoryView daily, weekly, and monthly expenditureSpending breakdown graphs

Riverfront FCU Digital Banking

Riverfront FCU Digital Banking

Riverfront FCU Digital Banking

Spend, Save & Borrow On the Go

Manage your Riverfront accounts anytime, anywhere with this mobile banking app. Open new accounts, apply for loans, make payments, and deposit checks directly from your smartphone or tablet.

Manage accounts 24/7Open new accountsApply for loans

MC Mobile Banking

MC Mobile Banking

MC Mobile Banking

Spend. Save. Borrow. Manage.

Manage your finances on the go with secure and convenient access to your accounts. This free app allows you to pay bills, deposit checks, view balances, transfer funds, and locate branches or ATMs.

Bill paymentFriend paymentsCheck deposit

Federal Benefits Service

Federal Benefits Service

Federal Benefits Service

Federal Benefits Service

Access expert recommendations for Thrift Savings Plan (TSP) funds and comprehensive guidance on federal employee benefits. Stay informed with educational resources and news updates to make confident financial decisions for your future.

Expert TSP fund recommendationsFederal employee benefits educationPension enhancement guidance

The Federal Budget Game

A game where you balance a federal budget by managing tax rates, spending, and national debt. Keep residents happy and avoid excessive borrowing to succeed. Offers support for English Language Learners and classroom resources for teachers.

Balance federal budgetManage tax rates and spendingControl national debt

US Government Grants Search

US Government Grants Search

US Government Grants Search

by Blue Octave, Inc

Search and track US government grant opportunities from Grants.gov. Find specific application packages, download documents, and filter results by various criteria. Save opportunities for offline viewing.

Search grant opportunitiesTrack application statusFind application packages

by Israel Credit Cards ltd

HFDFCU Card Control

HFDFCU Card Control

HFDFCU Card Control

by HONOLULU FIRE DEPARTMENT FEDERAL CREDIT UNION (INC)

Leadership Connect®

Leadership Connect®

Leadership Connect®

Public Sector Relationships

This app provides comprehensive profiles of government officials, corporate leaders, and journalists to help users prepare for meetings, track leads, and identify key contacts for business and policy influence. It offers direct contact information, deep intelligence on individuals, and organizational details.

Government and corporate leader profilesDirect contact informationGlobal search with smart navigation

Federal News Network

Federal News Network

Federal News Network

by Hubbard Radio

Access breaking news, in-depth analysis, and essential information for federal agency leaders, policymakers, and government contractors. Stay informed on topics like workforce, defense, technology, and policy to make better decisions.

Live radio streamingPodcast libraryBreaking news alerts

free with in-app purchases

by Oxford Federal Credit Union

Instantly manage your debit card by turning it on or off to prevent fraud. Set spending limits and receive transaction alerts to monitor your card usage and detect unauthorized activity.

Turn card on/off instantlyPrevent fraudulent activitySet transaction alerts

Gov Contract Finder

Gov Contract Finder

Gov Contract Finder

Search federal contracts

Discover and win government contracts with powerful search filters and AI matching. Receive real-time alerts for new opportunities and track your progress. Designed to simplify federal procurement for businesses.

Search federal contract opportunitiesFilter by NAICS codes, agencies, set-asidesAI-powered opportunity matching

free with in-app purchases

Budget AI: Spending tracker

Budget AI: Spending tracker

Budget AI: Spending tracker

Budget tracker & AI organizer

FAQ about Federal Spending

Are there free federal spending apps for iPhone?

Yes — 20 of the top federal spending apps we rank are free to download, including FiscalMap: Gov Spending Guide and GovSpend.

Does FiscalMap: Gov Spending Guide have ads or in-app purchases?

FiscalMap: Gov Spending Guide shows ads and has no in-app purchases, according to its App Store listing as of October 2026.

How many federal spending apps are on the App Store?

We track 240+ federal spending apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.