Best Fintech Envelope Apps

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Qube Money: Envelope Budgeting

Envelope Banking & Budgeting

Free

This app combines digital banking with a cash envelope budgeting system. It automatically divides your funds into separate digital accounts, allowing you to spend with purpose and track transactions in real-time. Enjoy enhanced security with a unique card authorization system.

Coinbase: Buy Crypto & Stocks

Trade millions of assets

Free

Securely buy, sell, trade, and store a wide range of cryptocurrencies. Manage your digital assets and explore prediction markets and stock trading within a unified portfolio. Earn rewards through staking and recurring buys.

Robinhood Banking

Credit Card & Banking

Free

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

SoLo Funds: Lend & Borrow

Loans On Your Terms

Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Tilt: Cash Advance & Credit

Cash Advance, Credit Cards

Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

MoneyLion: Cash Advance App

Cashback rewards & Loan Offers

Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Ally: Bank, Auto & Invest

The app for all things money

Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICO® Score updates.

Exodus: Crypto & Payments

Control your money

Free

This app provides a secure, self-custodial platform for managing a wide range of cryptocurrencies. It allows users to easily send, receive, and buy digital assets, track their portfolios with advanced tools, and interact with DeFi and Web3 applications. The interface is designed to be user-friendly for both beginners and experienced crypto users.

Nu: Everyday mobile banking

Trusted by over 140M people

Free

This app provides a comprehensive digital financial services platform, aiming to simplify banking and empower users. It offers a transparent and hassle-free experience for managing your complete financial journey, including accounts, credit, investments, and more, with human support available 24/7.

E*TRADE: Invest. Trade. Save.

Stocks, ETFs, options, crypto

Free

This app simplifies investing, banking, and trading for users of all experience levels. It provides commission-free trades, research tools, educational resources, and high-yield savings options.

Coinbase Wallet: Trade to Win

Buy Millions of Assets Onchain

Free

Explore the onchain ecosystem to create, trade, and earn with a global community. Trade millions of assets with low fees, engage with a social feed where posts can be traded, and access decentralized mini-apps for yield, gaming, or content. Securely chat with friends and manage your crypto and NFTs with self-custody.