Best Free Amortization Calculator Apps

250+ iOS apps curated and reviewed

4.3 avg rating
19 free apps
Updated August 2026

With an average user rating of 4.3★, the free amortization calculator category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Free Amortization Calculator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesAug 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoAug 2026
3Amortization Calculator - CalcAmortization Calculator - CalcFree4.6★ (796)NoYesAug 2026
4Loan Amortization CalculatorLoan Amortization CalculatorFree4.8★ (618)YesYesAug 2026
5Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
6Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (4.7K)YesYesAug 2026
7Amortization Calculator EMIAmortization Calculator EMIFreeYesNoJun 2026
8Amortization Loan & CalculatorAmortization Loan & CalculatorFreeNoNoMay 2026

Top Picks for Free Amortization Calculator

Amortization Loan Calculator#1

Amortization Loan Calculator by JC Accounting & Innovative Technologies, Inc

Amortization Schedule & More
Editor's Choice
💰 Finance
4.7😐(1.1K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Amortization Calculator - Calc#3

Amortization Calculator - Calc by Phan Nhat Đang

Loan Payment Schedule - Emi
Worth Considering
💰 Finance
4.6😞(796 ratings)
FreeIn-App Purchases
Amortization Calculator - Calc screenshot 1
Amortization Calculator - Calc screenshot 2
Amortization Calculator - Calc screenshot 3

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

What We Love

  • 🚀 Easy to use
  • 🚀 Super fast and inexpensive
  • 👍 Beautiful design

Room to Improve

  • 🐛 Unable to input decimal values
  • 💰 Paid subscription required
  • 🐛 Incorrect monthly payment calculations

More Free Amortization Calculator apps to explore

4
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

Loan payment breakdownInterest and principal estimationExtra payment impact analysis
💰 Finance
(618)
free with in-app purchases
5
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
6
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payments, Rates & Refinance
Free

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

Mortgage Payment CalculatorMortgage Affordability CalculatorMortgage Refinance Calculator
💰 Finance
(4.7K)
free
7
Amortization Calculator EMI
Amortization Calculator EMI
Amortization Calculator EMI
loan amortization calculator
Free
💰 Finance
(0)
8
Amortization Loan & Calculator
Amortization Loan & Calculator
Amortization Loan & Calculator
Amortization Loan Guide & Calc
Free
💰 Finance
(0)
9
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.8K)
free with in-app purchases
10
Amortization - Loan Calculator
Amortization - Loan Calculator
Amortization - Loan Calculator
Loan & Mortgage Calculator
Free
$1.99 | 100% OFF

This app helps you manage your mortgage by visualizing amortization schedules and calculating the impact of rate changes or prepayments. You can estimate payments, track interest savings, and share loan details with others.

Visualize amortization schedulesCalculate impact of rate changesAdd prepayments for interest savings
💰 Finance
(1)
freemium
11
Loan Calculator (Installment)
Loan Calculator (Installment)
Loan Calculator (Installment)
by EONSOFT
Free

Calculate installment loans with various repayment methods. This tool helps you determine monthly payments, principal, interest, and remaining balance for different loan scenarios.

Installment loan calculationEqual principal and interest paymentsEqual principal payments
💰 Finance
(614)
ad-supported
12
Amortizator
Amortizator
Amortizator
by Scott Wathen
Free

Calculate loan amortization schedules with ease. Input loan amount and interest rate to see monthly payments, total repayment, and interest costs. An optional purchase unlocks advanced features like PDF export and detailed balance tracking.

Loan amount and interest rate inputAdjustable loan terms (1-40 years)Full amortization schedule
💰 Finance
(10)
free with in-app purchases
13
Amortization Calculator
Amortization Calculator
Amortization Calculator
Amortization Schedule
$0.99
💰 Finance
(0)
14
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
💰 Finance
(51)
ad-supported
15
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(233)
free with in-app purchases
16
Simple Loan Calculator Pro
Simple Loan Calculator Pro
Simple Loan Calculator Pro
Housing & Car Loan Calculator
Free

Easily calculate monthly loan installments, total interest, and payments for housing and car loans. Features include amortization schedules, prepayment savings, and dark mode. Share your calculations with others.

Monthly installment calculationTotal interest and payment trackingAmortization schedules
🔧 Utilities
(1)
ad-supported
17
Bankrate Mortgage Calculator
Bankrate Mortgage Calculator
Bankrate Mortgage Calculator
Mortgage Calculator Loan & EMI
Free
🔧 Utilities
(0)
18
Swift Finance Calculator
Swift Finance Calculator
Swift Finance Calculator
Gain financial freedom now
Free

This app helps users make informed financial decisions by providing tools for calculating fixed deposits, treasury bills, and various loan types. It offers loan amortization schedules and flat rate calculations, useful for both lenders and borrowers.

Fixed Deposit & Treasury Bill calculationLoan Amortization & ScheduleLoan Flat Rate calculation
💰 Finance
(1)
free
19
Mortgage Calculator Light
Mortgage Calculator Light
Mortgage Calculator Light
by Fabrizio Bacchin
Free
💰 Finance
(0)
20
Classic Loan Calculator 2
Classic Loan Calculator 2
Classic Loan Calculator 2
Optimize your finances, again.
Free
$9.95 | 100% OFF
💰 Finance
(0)

FAQ about Free Amortization Calculator

What are the best free amortization calculator apps for iPhone?
Amortization Loan Calculator tops our free amortization calculator apps ranking as of August 2026, with a 4.7-star average from 1.1K App Store ratings, and it's free to download.
Amortization Loan Calculator shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ free amortization calculator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app calculates your loan payments and generates a comprehensive amortization schedule. It helps you visualize your repayment progress, track total interest paid, and understand the impact of making extra payments towards your loan.
Key features include calculating loan payments, generating detailed repayment schedules, the ability to add extra payments, graphing the repayment progress, calculating total interest, and saving multiple loans for easy access. You can also share your repayment schedule via email.