Best Free Amortization Calculator Apps

250+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated October 2026

With an average user rating of 4.4★, the free amortization calculator category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Free Amortization Calculator Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesOct 2026
2Loan Calculator‰Loan Calculator‰Free4.9★ (105K)YesNoOct 2026
3Amortization Calculator - CalcAmortization Calculator - CalcFree4.6★ (796)NoYesSep 2026
4Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (23K)YesYesOct 2026
5Loan Amortization CalculatorLoan Amortization CalculatorFree4.8★ (674)YesYesOct 2026
6RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.8K)YesNoOct 2026
7Amortization - Loan CalculatorAmortization - Loan CalculatorFree5.0★ (1)NoYesAug 2026
8Amortization Calculator EMIAmortization Calculator EMIFree—YesNoJun 2026

Top Picks for Free Amortization Calculator

4.7😐(1.1K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface
  • 📊 Helpful for mortgage planning
  • ➕ Can add extra payments to individual months

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
  • ⚠️ Calculation accuracy issues reported
  • 🐛 App crashes and freezing problems
  • ❌ Confusing user interface with unclear controls
Loan Calculator‰#2

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Strong Contender
💰 Finance
4.9😊(105K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results
  • 👍 Helpful for financial decisions

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
  • 🔍 Cannot switch to landscape mode
  • 🔒 Privacy concerns with data collection
Amortization Calculator - Calc#3

Amortization Calculator - Calc by Phan Nhat Đang

Loan Payment Schedule - Emi
Worth Considering
💰 Finance
4.6😞(796 ratings)
FreeIn-App Purchases
Amortization Calculator - Calc screenshot 1
Amortization Calculator - Calc screenshot 2
Amortization Calculator - Calc screenshot 3

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

What We Love

  • 🚀 Easy to use
  • 🚀 Super fast and inexpensive
  • 👍 Beautiful design

Room to Improve

  • 🐛 Unable to input decimal values
  • 💰 Paid subscription required
  • 🐛 Incorrect monthly payment calculations
  • 🔍 Infested with ads despite paid subscription

More Free Amortization Calculator apps to explore

FAQ about Free Amortization Calculator

What are the best free amortization calculator apps for iPhone?
Amortization Loan Calculator tops our free amortization calculator apps ranking as of October 2026, with a 4.7-star average from 1.1K App Store ratings, and it's free to download.
Amortization Loan Calculator shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ free amortization calculator apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.