Best Free Amortization Calculator Apps

213+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.6★, the free amortization calculator category is one of the App Store's strongest. Browse all 213+ apps we track, sorted so the most loved ones surface first.

Compare top Free Amortization Calculator Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loan Calculator‰Loan Calculator‰Free4.9★ (96K)YesNoAug 2026
2Amortization Loan CalculatorAmortization Loan CalculatorFree4.7★ (1.1K)YesYesAug 2026
3Amortization Calculator - CalcAmortization Calculator - CalcFree4.6★ (796)NoYesAug 2026
4Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
5Mortgage Pal - Loan CalculatorMortgage Pal - Loan CalculatorFree4.8★ (3.4K)NoNoAug 2026
6Loan Amortization CalculatorLoan Amortization CalculatorFree4.8★ (583)YesYesAug 2026
7RECalc Mortgage CalculatorRECalc Mortgage CalculatorFree4.7★ (2.6K)YesNoAug 2026
8EZ Financial CalculatorsEZ Financial CalculatorsFree4.4★ (51)YesNoAug 2026

Top Picks for Free Amortization Calculator

Loan Calculator‰#1

Loan Calculator‰ by Tim O's Studios, LLC

Simple Loan Calculator
Editor's Choice
💰 Finance
4.9😊(96K ratings)
FreeAds
Loan Calculator‰ screenshot 1

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Straightforward and intuitive
  • 💡 Accurate loan repayment calculations
  • 🚀 Instant results

Room to Improve

  • 🐛 Incorrect interest calculations
  • 🔍 Limited functionality
  • 💸 Excessive advertisements
Amortization Loan Calculator#2

Amortization Loan Calculator by JC Accounting & Innovative Technologies, Inc

Amortization Schedule & More
Strong Contender
💰 Finance
4.7😐(1.1K ratings)
FreeAdsIn-App Purchases
Amortization Loan Calculator screenshot 1
Amortization Loan Calculator screenshot 2
Amortization Loan Calculator screenshot 3
Amortization Loan Calculator screenshot 4
Amortization Loan Calculator screenshot 5

This tool calculates loan payments and generates detailed repayment schedules. It allows for extra payments, visualizes the repayment progress, and tracks total interest paid. Users can save multiple loans and share schedules easily.

What We Love

  • 👍 Easy to use and understand
  • ✅ Accurate calculations
  • 💾 Ability to save loans
  • 🎯 Simple and convenient interface

Room to Improve

  • 📢 Too many ads cluttering the interface
  • 💰 Unexpected payment requests without clear pricing
  • 🔧 Limited functionality (30-year mortgages only)
Amortization Calculator - Calc#3

Amortization Calculator - Calc by Phan Nhat Đang

Loan Payment Schedule - Emi
Worth Considering
💰 Finance
4.6😞(796 ratings)
FreeIn-App Purchases
Amortization Calculator - Calc screenshot 1
Amortization Calculator - Calc screenshot 2
Amortization Calculator - Calc screenshot 3

Estimate monthly loan payments and visualize repayment schedules with detailed amortization charts. Input loan amount, interest rate, and term to see monthly payments, total interest, and total repayment. Offers both annual and monthly breakdowns for clear financial planning.

What We Love

  • 🚀 Easy to use
  • 🚀 Super fast and inexpensive
  • 👍 Beautiful design

Room to Improve

  • 🐛 Unable to input decimal values
  • 💰 Paid subscription required
  • 🐛 Incorrect monthly payment calculations

More Free Amortization Calculator apps to explore

4
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
5
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

This comprehensive mortgage toolkit helps users make informed home buying decisions. It offers multiple calculators for payments, affordability, refinancing, and closing costs, along with tools to visualize rate trends and compare renting versus buying.

Mortgage Payment CalculatorMortgage Affordability CalculatorMortgage Refinance Calculator
💰 Finance
(3.4K)
free
6
Loan Amortization Calculator
Loan Amortization Calculator
Loan Amortization Calculator
Interest & Payment Schedule
Free

Calculate loan payments, interest, and principal breakdown over time. Explore the impact of extra payments on your total loan cost. Ideal for mortgages, auto loans, and personal credit.

Loan payment breakdownInterest and principal estimationExtra payment impact analysis
💰 Finance
(583)
free with in-app purchases
7
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

Calculate mortgage payments, loan amounts, interest rates, and terms. This app also functions as a standard calculator and supports semi-annual compounding. View loan summaries and amortization tables, and email or save your calculations.

Calculate monthly payment, term, interest rate, loan amountStandard mathematical calculationsSemi-annual compounding support
💰 Finance
(2.6K)
free with in-app purchases
8
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
💰 Finance
(51)
ad-supported
9
Amortizator
Amortizator
Amortizator
by Scott Wathen
Free

Calculate loan amortization schedules with ease. Input loan amount and interest rate to see monthly payments, total repayment, and interest costs. An optional purchase unlocks advanced features like PDF export and detailed balance tracking.

Loan amount and interest rate inputAdjustable loan terms (1-40 years)Full amortization schedule
💰 Finance
(10)
free with in-app purchases
10
Amortization - Loan Calculator
Amortization - Loan Calculator
Amortization - Loan Calculator
Loan & Mortgage Calculator
Free
$1.99 | 100% OFF

This app helps you manage your mortgage by visualizing amortization schedules and calculating the impact of rate changes or prepayments. You can estimate payments, track interest savings, and share loan details with others.

Visualize amortization schedulesCalculate impact of rate changesAdd prepayments for interest savings
💰 Finance
(1)
freemium
11
Amortization Loan & Calculator
Amortization Loan & Calculator
Amortization Loan & Calculator
Amortization Loan Guide & Calc
Free
💰 Finance
(0)
12
Amortization Calculator EMI
Amortization Calculator EMI
Amortization Calculator EMI
loan amortization calculator
Free
💰 Finance
(0)
13
Amortization Calculator
Amortization Calculator
Amortization Calculator
Amortization Schedule
Free
$0.99 | 100% OFF
💰 Finance
(0)
14
Calculator #
Calculator #
Calculator #
Scientific Calculator
Free

This multi-function calculator offers basic to advanced scientific and algebraic computations. It includes features like handwriting recognition, equation solvers, and 2D graphing, making it suitable for students and professionals. In-app purchases unlock advanced capabilities.

Math Photos SolverHandwriting RecognitionAI Math Problem Solver
🔧 Utilities
(36K)
free with in-app purchases
15
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Mortgage Calculator: Payment
Home: Amortization, Pay off
Free

Estimate your monthly mortgage payment with detailed breakdowns including principal, interest, taxes, insurance, and HOA fees. Generate amortization schedules and compare different loan scenarios to make informed home-buying decisions.

Monthly mortgage payment estimationBreakdown by principal, interest, taxes, and insuranceIncludes HOA fees and other costs
💰 Finance
(231)
free with in-app purchases
16
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Loan Calculator - Payment Calc
Personal, Home, Car, Boat,…
Free

Easily calculate various loan types, including personal, home, and car loans. Input loan details like amount, term, and interest rate to see payment breakdowns and repayment timelines. Compare different loan options and export your results.

Calculate various loan typesCustomizable payment frequencyDetailed interest and principal breakdown
💰 Finance
(963)
free with in-app purchases
17
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Car & Auto Payment Calculator
Auto Lease & Loan Calc Tracker
Free

Estimate monthly payments and total interest for auto leases and loans. This tool helps you understand financing details before meeting with a dealer, offering features like trade-in calculations, scenario saving, and export options. It also includes tools for depreciation, fuel costs, and distance tracking.

Lease payment calculatorLoan payment calculatorTrade-in and fees calculation
💰 Finance
(2.2K)
free with in-app purchases
18
Loans & Interests Simulator
Loans & Interests Simulator
Loans & Interests Simulator
Finance Calculator
Free

Easily calculate loan payments, maximum credit amounts, and interest paid. Get payment reminders, visualize data with graphs, and access an amortization table. This app helps manage various loan types and is free to use.

Calculate loan variables (interest, payment, duration, amount)Visualize data with graphsReceive payment reminders
💰 Finance
(470)
free with in-app purchases
19
Loan Calculator (Installment)
Loan Calculator (Installment)
Loan Calculator (Installment)
by EONSOFT
Free

Calculate installment loans with various repayment methods. This tool helps you determine monthly payments, principal, interest, and remaining balance for different loan scenarios.

Installment loan calculationEqual principal and interest paymentsEqual principal payments
💰 Finance
(610)
ad-supported
20
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Mortgage Calculator- Home Loan
Payment Payoff Amortization
Free

Estimate loan expenses with various payment frequencies and explore early payoff strategies. Calculate affordable loan amounts based on your budget and income. Save and manage your mortgage details easily.

Multiple payment frequenciesExtra payment optionsTax and insurance input
💰 Finance
(412)
ad-supported

FAQ about Free Amortization Calculator

What are the best free amortization calculator apps for iPhone?
Loan Calculator‰ tops our free amortization calculator apps ranking as of July 2026, with a 4.9-star average from 96K App Store ratings, and it's free to download.
Loan Calculator‰ shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 213+ free amortization calculator apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you estimate your monthly payments for loans or mortgages. You can quickly see how different loan amounts, terms, and interest rates will affect your repayment schedule.
Using the calculator is straightforward. You just need to enter the total loan amount, the desired repayment term (e.g., in years or months), and the annual interest rate. The app will then provide an estimated monthly payment.