Best Expense Tracker Free Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

The best expense tracker free apps on iPhone average 4.7โ˜… across 250+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Expense Tracker Free Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8โ˜… (19K)YesYesSep 2026
2Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8โ˜… (4.8K)NoNoSep 2026
3Expense Tracker & ManagerExpense Tracker & ManagerFree4.6โ˜… (472)YesNoJul 2026
4Expensify - Travel & ExpenseExpensify - Travel & ExpenseFree4.6โ˜… (157K)NoYesSep 2026
5Budget app - spending trackerBudget app - spending trackerFree4.7โ˜… (16K)NoYesSep 2026
6Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7โ˜… (6.6K)YesYesSep 2026
7Expense Tracker + ManagerExpense Tracker + ManagerFreeโ€”NoNoMay 2026
8Money Manager Expense & BudgetMoney Manager Expense & BudgetFree4.8โ˜… (19K)YesYesSep 2026

Top Picks for Expense Tracker Free

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“Š Helpful reports and charts
  • ๐Ÿ’ฐ One-time fee for premium features
  • ๐Ÿ” Recurring transactions
  • ๐Ÿ—‚๏ธ Multiple accounts and categories
  • ๐Ÿ”’ Secure with passcode/biometrics
  • ๐ŸŒ Syncs across devices
  • ๐Ÿ—“๏ธ Customizable time periods
  • ๐ŸŽจ Attractive and intuitive interface

Room to Improve

  • ๐Ÿ› Occasional syncing issues
  • ๐Ÿ”ข Lack of fortnightly budget option
  • ๐Ÿ—‚๏ธ Difficulty deleting unused categories
  • ๐Ÿ’ฐ Paid upgrade required for some features
  • ๐Ÿ“ˆ Limited budget tracking within categories
4.8๐Ÿ˜Š(4.8K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Simple and intuitive
  • ๐Ÿš€ Quick expense entry
  • ๐Ÿ‘ Customizable categories
  • ๐Ÿ‘ Helpful data visualization
  • ๐Ÿš€ Convenient widget
  • ๐Ÿ‘ Straightforward and efficient

Room to Improve

  • ๐Ÿ› Missing recurring expense feature
  • ๐Ÿ› Limited date range view
  • ๐Ÿ› Lack of income tracking
  • ๐Ÿ› Inability to attach receipts
  • ๐Ÿ› Inconsistent date format display
Expense Tracker & Manager#3

Expense Tracker & Manager by Alin Sorin Cuc

Money manager - Budget Tracker
Worth Considering
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(472 ratings)
FreeAds
Expense Tracker & Manager screenshot 1
Expense Tracker & Manager screenshot 2
Expense Tracker & Manager screenshot 3
Expense Tracker & Manager screenshot 4
Expense Tracker & Manager screenshot 5
Expense Tracker & Manager screenshot 6

This app offers a straightforward way to track expenses, manage budgets, and organize spending. It helps users gain control over their finances with simple tools for recording income and outgoings, analyzing spending patterns, and setting reminders. The application aims to bring order to financial life without unnecessary complexity.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿš€ Practical and efficient
  • ๐Ÿ’ก Customizable categories
  • ๐Ÿš€ Simple and straightforward
  • ๐Ÿ‘ Helpful for managing finances
  • ๐Ÿ‘ Great visual representation of expenses

Room to Improve

  • ๐Ÿ› App crashes or stops working
  • ๐Ÿ› Data loss after device change or app reinstall
  • ๐Ÿ”‹ Excessive ads that interfere with usage
  • ๐Ÿ› Inability to edit or delete entries
  • ๐Ÿ› Calendar/date issues and inconsistencies

More Expense Tracker Free apps to explore

FAQ about Expense Tracker Free

What are the best expense tracker free apps for iPhone?
Spending Tracker tops our expense tracker free apps ranking as of September 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ expense tracker free apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.