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Best Ghana Loan Apps

184+ iOS apps curated and reviewed

3.9 avg rating
20 free apps
Updated May 2026

Out of 184+ ghana loan apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Top Picks for Ghana Loan

SIKACASH+#1

SIKACASH+ by NAFA FINANCIAL SERVICES AND FOREIGN EXCHANGE BUREAU LIMITED

Editor's Choice
💰 Finance
4.6😞(1.9K ratings)
Free
SIKACASH+ screenshot 1
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SIKACASH+ screenshot 3
SIKACASH+ screenshot 4
SIKACASH+ screenshot 5
SIKACASH+ screenshot 6

SENDNAFA is a trusted international money transfer service focused on fast, secure transfers to Africa. Easily send money from your debit or prepaid card to Mobile Wallet, Office Pick Up, or Bank Deposit in various African countries. Empower individuals and support economic development with competitive rates and customer satisfaction guaranteed.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure money transfers
  • 👍 Great customer service

Room to Improve

  • 🐛 Slow transaction speed
  • ❌ Poor responsiveness to customer inquiries
  • 🚫 Lack of customer support
CediPay#2

CediPay by NEW-CEDIPAY GHANA LIMITED

Strong Contender
💰 Finance
2.7(23 ratings)
Free
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This mobile-based platform enables users to make everyday payments, send and receive money, and pay bills, promoting financial and social inclusion for all. Download now and enjoy easy transactions, from sending money to topping up airtime and paying for goods and services.

Loan Power#3

Loan Power by David Burns

Worth Considering
💰 Finance
5.0(1 ratings)
FreeIn-App Purchases
Loan Power screenshot 1
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This application helps users calculate various loan and payment details, such as loan amount, payoff term, interest rate, and monthly payments. It enables users to answer common financial questions and make informed decisions about their loans and investments, try it out to take control of your finances.

More Ghana Loan apps to explore

4
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
5
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This application allows users to process micro loans instantly, with disbursement within 2 minutes and flexible repayment options. It provides a convenient way to access loans without requiring documentation, collateral, or a bank visit.

💰 Finance
(29)
6
Fidelity Bank Ghana
Fidelity Bank Ghana
Fidelity Bank Ghana
by FIDELITY BANK GHANA LTD
Free

Access all your accounts, make secure transactions, and manage your finances conveniently with this mobile app from a leading Ghanaian bank. Get started with self-registration today for easy and safe banking on-the-go!

💰 Finance
(4.9K)
7
SLTF Mobile
SLTF Mobile
SLTF Mobile
Students Loan Trust Fund
Free

This application provides loans to Ghanaian tertiary students pursuing accredited undergraduate programmes in accredited institutions. To apply, students must have a Ghana Card, a personal email address, and register for an e-zwich card.

💰 Finance
(28)
8
Loan One Mobile Access
Loan One Mobile Access
Loan One Mobile Access
by Origin Mortgage Management Services Pty Ltd
Free
💰 Finance
(0)
9
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

💰 Finance
(27)
10
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money quickly and easily across Africa with this cross-border payments app, connecting over 3 million users. Transfer funds locally or internationally straight from your mobile device.

💰 Finance
(14K)
11
expressPay
expressPay
expressPay
by expressPay Ghana Limited
Free

Make instant money transfers, buy airtime, and purchase internet data with just a few taps using this mobile application. Easily pay merchants and service providers with various payment options, including mobile money and credit cards.

💰 Finance
(114)
12
Fido My Account
Fido My Account
Fido My Account
Track data usage & pay bills
Free

Track data usage, bills, make secure payments, manage travel options, edit contact info, change payment method, adjust add-ons, and check network status all in one app. Take control of your account with ease.

🔧 Utilities
(1K)
13
Fast Credit Mobile
Fast Credit Mobile
Fast Credit Mobile
by FAST CREDIT LIMITED
Free
💰 Finance
(14)
14
Affinity
Affinity
Affinity
by Affinity Africa Finance Limited
Free

This digital financial institution offers inclusive banking solutions with 24/7 access to services, affordable products like accounts and loans, easy account opening with KYC verification, fund transfers, bill payments, investment opportunities, and dedicated customer support. Key products include a Daily Account with no monthly fees and up to 3% interest, a Growth Account for savings growth, a Future Account for fixed deposit savings, and Affinity Loans for business or personal needs. Join hassle-free with a valid Ghana Card.

💰 Finance
(1.3K)
15
Sinapi Mobile
Sinapi Mobile
Sinapi Mobile
by Sinapi Aba Savings & Loans
Free

This mobile app allows clients of a savings and loans company to perform various banking actions, such as sending money, paying merchants and bills, and transfer funds between accounts. It also provides access to business and financial education through engaging videos, download it now to manage your finances on the go.

💰 Finance
(1)
16
Telecel Play (Ghana)
Telecel Play (Ghana)
Telecel Play (Ghana)
by Ghana Telecommunications Company Limited
Free

Introducing the all-new app with a modern interface designed for Telecel users in Ghana to easily access and manage their services. With features like sending money, buying airtime, managing accounts, and exploring data plans, Telecel Play enhances your mobile experience. Download now for convenient access to all Telecel services and promotions.

🔧 Utilities
(16K)
17
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage your finances effortlessly with our all-in-one financial app. Send and receive money, shop, pay bills, get loans, deposit or CashOut easily. Safe, user-friendly, and now available for download in Ghana.

💰 Finance
(1.1K)
18
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

💰 Finance
(10K)
19
Sika - Cash for Surveys
Sika - Cash for Surveys
Sika - Cash for Surveys
Earn money, instant payment
Free

Earn money quickly with surveys using this app! Get paid for completing surveys, earn through referrals, and cash out with options like Paypal, Amazon, or Starbucks gift cards. Join now to start earning! For more information, contact sika@sikacoinapp.com or visit IG @sikacoins.

🌟 Lifestyle
(11K)
20
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

💰 Finance
(14K)

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