Best Ghana Loan App

209+ iOS apps curated and reviewed

3.7 avg rating
20 free apps
Updated May 2026

From beginner-friendly picks to power-user tools, our ghana loan app list covers 209+ iPhone apps updated through May 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Ghana Loan App

CediPay#1

CediPay by NEW-CEDIPAY GHANA LIMITED

Editor's Choice
💰 Finance
2.7(23 ratings)
Free
CediPay screenshot 1
CediPay screenshot 2
CediPay screenshot 3
CediPay screenshot 4
CediPay screenshot 5

This mobile-based platform enables users to make everyday payments, send and receive money, and pay bills, promoting financial and social inclusion for all. Download now and enjoy easy transactions, from sending money to topping up airtime and paying for goods and services.

4.6😞(1.9K ratings)
Free
SIKACASH+ screenshot 1
SIKACASH+ screenshot 2
SIKACASH+ screenshot 3
SIKACASH+ screenshot 4
SIKACASH+ screenshot 5
SIKACASH+ screenshot 6

SENDNAFA is a trusted international money transfer service focused on fast, secure transfers to Africa. Easily send money from your debit or prepaid card to Mobile Wallet, Office Pick Up, or Bank Deposit in various African countries. Empower individuals and support economic development with competitive rates and customer satisfaction guaranteed.

What We Love

  • 🚀 Fast and easy to use
  • 🔒 Secure money transfers
  • 👍 Great customer service

Room to Improve

  • 🐛 Slow transaction speed
  • ❌ Poor responsiveness to customer inquiries
  • 🚫 Lack of customer support

More Ghana Loan App apps to explore

4
SLTF Mobile
SLTF Mobile
SLTF Mobile
Students Loan Trust Fund
Free

This application provides loans to Ghanaian tertiary students pursuing accredited undergraduate programmes in accredited institutions. To apply, students must have a Ghana Card, a personal email address, and register for an e-zwich card.

💰 Finance
(28)
5
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

💰 Finance
(14K)
6
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

💰 Finance
(73K)
7
Affinity
Affinity
Affinity
by Affinity Africa Finance Limited
Free

This digital financial institution offers inclusive banking solutions with 24/7 access to services, affordable products like accounts and loans, easy account opening with KYC verification, fund transfers, bill payments, investment opportunities, and dedicated customer support. Key products include a Daily Account with no monthly fees and up to 3% interest, a Growth Account for savings growth, a Future Account for fixed deposit savings, and Affinity Loans for business or personal needs. Join hassle-free with a valid Ghana Card.

💰 Finance
(1.3K)
8
Fidelity Bank Ghana
Fidelity Bank Ghana
Fidelity Bank Ghana
by FIDELITY BANK GHANA LTD
Free

Access all your accounts, make secure transactions, and manage your finances conveniently with this mobile app from a leading Ghanaian bank. Get started with self-registration today for easy and safe banking on-the-go!

💰 Finance
(4.9K)
9
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This application allows users to process micro loans instantly, with disbursement within 2 minutes and flexible repayment options. It provides a convenient way to access loans without requiring documentation, collateral, or a bank visit.

💰 Finance
(29)
10
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

An app that helps you manage personal loans efficiently: make payments, check loan status, set up recurring payments, access FAQs, contact support, and more. Existing customers can log in, while new loan applications can be made on the website. Borrow money with competitive rates, no prepayment fees, and flexible terms.

💰 Finance
(33K)
11
Loan One Mobile Access
Loan One Mobile Access
Loan One Mobile Access
by Origin Mortgage Management Services Pty Ltd
Free
💰 Finance
(0)
12
GhanaPay Customer
GhanaPay Customer
GhanaPay Customer
Your Money, Your Way.
Free

This mobile wallet service allows users to manage their finances by sending money, paying bills, buying airtime, and accessing various value-added financial services at low charges. With this service, users can enjoy affordable and convenient financial transactions, and also access additional features such as savings tools and crowdfunding options.

💰 Finance
(74)
13
MoMo App
MoMo App
MoMo App
Your Ultimate Financial App
Free

Manage your finances effortlessly with our all-in-one financial app. Send and receive money, shop, pay bills, get loans, deposit or CashOut easily. Safe, user-friendly, and now available for download in Ghana.

💰 Finance
(1.1K)
14
GCB Mobile App
GCB Mobile App
GCB Mobile App
GCB Mobile App
Free

"Access all your banking needs on the go with the ultimate financial solution. From bill payments to term deposits, manage everything securely using fingerprint or face ID. Download now for a seamless experience!"

💰 Finance
(283)
15
Sinapi Mobile
Sinapi Mobile
Sinapi Mobile
by Sinapi Aba Savings & Loans
Free

This mobile app allows clients of a savings and loans company to perform various banking actions, such as sending money, paying merchants and bills, and transfer funds between accounts. It also provides access to business and financial education through engaging videos, download it now to manage your finances on the go.

💰 Finance
(1)
16
loanDepot Mobile
loanDepot Mobile
loanDepot Mobile
Mortgage Payments & Balances
Free

Access your mortgage account on the go with our mobile application. Make payments, view account details, and stay up to date with your loan status anytime, anywhere. Experience convenience at your fingertips – download now!

💰 Finance
(3.8K)
17
Sika - Cash for Surveys
Sika - Cash for Surveys
Sika - Cash for Surveys
Earn money, instant payment
Free

Earn money quickly with surveys using this app! Get paid for completing surveys, earn through referrals, and cash out with options like Paypal, Amazon, or Starbucks gift cards. Join now to start earning! For more information, contact sika@sikacoinapp.com or visit IG @sikacoins.

🌟 Lifestyle
(11K)
18
Fast Credit Mobile
Fast Credit Mobile
Fast Credit Mobile
by FAST CREDIT LIMITED
Free
💰 Finance
(14)
19
Chipper Cash
Chipper Cash
Chipper Cash
Send or Request Cash in Africa
Free

Send and receive money quickly and easily across Africa with this cross-border payments app, connecting over 3 million users. Transfer funds locally or internationally straight from your mobile device.

💰 Finance
(14K)
20
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

💰 Finance
(49)