Best I Owe You Apps

Splitwise

Split expenses with friends

Free

Easily track shared expenses with friends and family, eliminating the stress of who owes whom. Organize group bills for households, trips, and more with a simple, intuitive interface. Supports multiple currencies and payment integrations.

PayMeLater Friend Debt Tracker

Track debts and split bills

Free

Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

ИС ЭСФ

by State revenue committee of Ministry of Finance of the Republic of Kazakhstan

Free

This app allows taxpayers to manage electronic invoices, accompanying consignment notes, electronic agreements, and acts of performed work via smartphone. It facilitates tax obligations for small and medium-sized businesses by providing mobile access to the Electronic Invoice Information System.

Loan Tracker: You Owe Me

IOUs, Bills & Reminders

Free

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

IOweU by 2genio.us

Track belongings and tasks

Free

Easily track money owed, borrowed items, favors, and tasks between friends, family, or roommates. Both parties can create and manage IOUs, with options for rewards on chores. Stop forgetting and start tracking your shared obligations.

Food HQ

by Westbury Street Limited

Free

Order and pay for food and drinks online to skip lines. Browse daily menus, offers, and promotions. Take control of your dining experience with pre-ordering and access to exclusive vouchers.

Debty - Private Debt Tracker

Keep track of your debts/loans

Free

Easily manage and track personal debts, loans, and shared expenses. Record money owed or owing, with automatic calculations and reminders to ensure you never miss a payment. Syncs across devices for seamless financial management.

Debt & Bill Tracker – Saldo

Payments Planner & Reminder

Free

This app helps you manage debts, loans, and finances with features like joint tracking, payment reminders, and detailed analytics. It provides a secure way to organize your financial obligations and maintain a history of paid debts.

Debes: Who owes me? Do I owe?

by Tomas Chyly

Free

Easily track who owes you money or what you owe others. Organize debts by creating people and assigning items to them. This app works entirely offline for complete privacy and convenience.

LendPal - Borrow & Lend Money + Items to Friends

by Codemotion

Free

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

Debt Snowball - Payoff Planner

Credit card & payment tracker

Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Who Owes Me - OweList

Track Who Owes You

Free

Easily track money owed, borrowed, and personal debts in one organized place. Record debts, monitor repayments, and view balances for everyday situations like splitting bills or informal loans. Keep a clear log of all transactions without complex financial tools.

Expense Manager, Money Tracker

Spending manager and tracker

Free

This app helps you understand where your money goes by tracking expenses and income. It offers a simple, user-friendly interface with features like charts, a calculator, and receipt attachments to improve your financial organization and budget management.

Money manager, expense tracker

Финансы - расходы и доходы

Free

Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.

Cash Lender - IOU & Loans

IOU & Loans/Payments Manager

Free

Easily track money lent and borrowed, ensuring you never forget debts. Manage multiple contacts, loans with interest, and partial payments. Secure your data with passcode and Touch ID, and receive timely reminders.

Debt Tracker: Personal Debts

Debt Manager: Who Owes Me?

Free

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.