Best I Owe You Apps

43+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Who Owes Me is the household name in i owe you, but it's far from the only option. We track 43+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for I Owe You

Who Owes Me - Payment Tracker#1

Who Owes Me - Payment Tracker by Roman Voglhuber

Remember debts & split costs
Editor's Choice
💰 Finance
3.9😐(23 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Keep track of debts and IOUs with ease using this handy app. Never forget who owes you money and stay on top of your finances effortlessly. Sign up now to simplify managing your debts.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices
OweMe - Debt Tracker#2

OweMe - Debt Tracker by AIR APPS SYSTEMS, UNIPESSOAL, LDA

Keep track of your money
Strong Contender
🔧 Utilities
4.7(289 ratings)
FreeAdsIn-App Purchases
OweMe - Debt Tracker screenshot 1
OweMe - Debt Tracker screenshot 2
OweMe - Debt Tracker screenshot 3
OweMe - Debt Tracker screenshot 4

Track and manage your debts efficiently with an intuitive debt manager app that reminds you of unpaid debts and provides an overview of all outstanding amounts. Upgrade to unlock pro features and choose from various subscription options for enhanced functionality.

More I Owe You apps to explore

4
owed
owed
owed
money mangement made easy!
Free

This application helps users manage money owed to them by friends and family, allowing them to track multiple debts, send reminders, and view payment history. It's free to use, easy to set up, and offers features like contact integration, notifications, and 3D touch functionality.

💰 Finance
(50)
5
Splitwise
Splitwise
Splitwise
Split expenses with friends
Free

An app that simplifies sharing expenses among friends and family, making it easy to split bills for rent, trips, events, and more. Offers features like multi-platform support, debt simplification, expense categorization, and integrated payment options. Experience stress-free money management and smoother financial relationships.

💰 Finance
(219)
6
tricount: Split & Settle Bills
tricount: Split & Settle Bills
tricount: Split & Settle Bills
Bill Splitter & Track Expenses
Free

A bill-sharing application for groups to easily split expenses, create shared accounts, and track spending for various occasions like holidays and shared living. With features like uneven expense division, notifications, and offline functionality, it simplifies managing group finances. Users can create a tricount, share the link, and enjoy hassle-free expense management.

💰 Finance
(7K)
7
Dream Painting
Dream Painting
Dream Painting
Ai Art Generator
Free

Dream Painting is an AI text to art generator that transforms ideas into AI drawings in seconds. Just input your desired image description, select an art style, and click create to see your unique fantasy art come to life. Explore popular templates for quick inspiration. Privacy policy: [Link to Terms of Use and Privacy Policy].

🎨 Graphics & Design
(50)
8
Debty - Private Debt Tracker
Debty - Private Debt Tracker
Debty - Private Debt Tracker
Keep track of your debts/loans
Free

This simple and intuitive app helps you manage and track your debts, loans, and shared expenses, making it easy to record and track money you owe or are owed. With features like automatic calculations, reminders, and iCloud synchronization, you can manage your finances with ease and stay on top of your debt payments.

💰 Finance
(109)
9
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
Loan Tracker: You Owe Me
IOUs & Money Messages
Free
💰 Finance
(340)
10
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
PayMeLater Friend Debt Tracker
Track debts and split bills
Free

Easily track and manage debts with friends by snapping pictures of bills, assigning expenses, and keeping a running tally of what everyone owes. Sign up with your phone number and start settling up with friends today!

💰 Finance
(61)
11
코오롱스포츠
코오롱스포츠
코오롱스포츠
by Kolon Industries, Inc.
Free
🛍️ Shopping
(0)
12
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
Debes: Who owes me? Do I owe?
by Tomas Chyly
Free

This application helps you track and manage debts by allowing you to keep a record of people who owe you money and those you owe, as well as categorize debts by creating items. It works offline, providing a secure and convenient way to organize your finances.

💰 Finance
(1)
13
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
LendPal - Borrow & Lend Money + Items to Friends
by Codemotion
Free

Easily manage and track loans between friends with a convenient app. Keep tabs on borrowed or lent items, amounts, and due dates effortlessly. Download now to streamline your lending and borrowing activities!

💰 Finance
(614)
14
MSite Supervisor
MSite Supervisor
MSite Supervisor
Workforce management
Free

This workforce management application enables construction operations to track worker attendance, verify skills, and manage training without an internet connection. It uses geolocation support and GPS tracking to ensure accuracy, and provides features such as automated grant claims and integrated reporting to streamline operations.

💼 Business
(0)
15
Финансы - расходы и доходы
Финансы - расходы и доходы
Финансы - расходы и доходы
Финансы - расходы и доходы
Free

Manage your money effortlessly with this budget and expense tracker app. Track your spending, set reminders for payments, and stay organized with clear visuals and personalization features. Take control of your finances with just a few clicks!

💰 Finance
(74K)
16
Banana Split - Bill & Expenses
Banana Split - Bill & Expenses
Banana Split - Bill & Expenses
Trip Splitter, iOU
Free

Manage your group expenses easily with this trip splitter application, tracking expenditures and handling accounts so you can relax on your trip with friends. Create events, add expenses, and view summaries to make accounts more manageable, with features like multi-currency support and shareable accounts.

💰 Finance
(58)
17
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

💰 Finance
(6.7K)
18
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Spending manager and tracker
Free

An intuitive expense manager and money tracker app simplifying money management, helping users track spending, manage finances, and organize savings effectively. Take control of your financial wellness effortlessly.

💰 Finance
(1.2K)
19
PayMe - Claim Your Money
PayMe - Claim Your Money
PayMe - Claim Your Money
Class Action Claims Simplified
Free

Get paid from unclaimed class action lawsuits without needing a lawyer. Use our simple platform to find eligible claims, file them instantly, and track your payouts, with a subscription option available for full access.

💰 Finance
(35K)
20
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Debt & Bill Tracker – Saldo
Payments Planner & Reminder
Free

Track and manage your debts easily with our financial management assistant! Organize loans, track payments, set reminders, and stay on top of your finances effortlessly. Download now to simplify your financial life and enjoy peace of mind.

💼 Business
(260)

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