Best I Owe You Apps & Games

42+ iOS apps & games curated and reviewed

4.3 avg rating
20 free apps & games
Updated October 2026

Who Owes Me is the household name in i owe you, but it's far from the only option. We track 42+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top I Owe You Apps & Games (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Who Owes Me - Payment TrackerWho Owes Me - Payment TrackerFree4.6★ (803)NoYesOct 2026
2iOweYou: Debt TrackeriOweYou: Debt TrackerFree—YesNoSep 2026
3OweMe - Debt TrackerOweMe - Debt TrackerFree4.7★ (322)NoYesOct 2026
4SplitwiseSplitwiseFree4.0★ (29K)NoYesOct 2026
5What Do I Owe You?What Do I Owe You?Free—NoNoMay 2026
6owedowedFree4.6★ (52)NoNoSep 2026
7英語学習ゲーム (英語物語)TOEIC文法や英検®単語に対応英語学習ゲーム (英語物語)TOEIC文法や英検®単語に対応Free4.7★ (58)YesYesOct 2026
8LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (614)NoNoOct 2026

Top Picks for I Owe You

Who Owes Me - Payment Tracker#1

Who Owes Me - Payment Tracker by Voglhuber

Remember debts, split expenses
Editor's Choice
💰 Finance
4.6😐(803 ratings)
FreeIn-App Purchases
Who Owes Me - Payment Tracker screenshot 1
Who Owes Me - Payment Tracker screenshot 2
Who Owes Me - Payment Tracker screenshot 3
Who Owes Me - Payment Tracker screenshot 4
Who Owes Me - Payment Tracker screenshot 5
Who Owes Me - Payment Tracker screenshot 6

Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.

What We Love

  • 👍 Easy to use and intuitive
  • 🚀 Provides a good overview of debts
  • 💡 Helpful for tracking money owed
  • 🚀 Simple and straightforward

Room to Improve

  • 💰 Subscription or high one-time cost
  • 🔒 Limited functionality in free version
  • 🐛 Sync issues between devices
  • 🐛 Crashes and data loss
  • 💰 Expensive for the features offered
OweMe - Debt Tracker#3

OweMe - Debt Tracker by Air Apps Systems

Keep track of your money
Worth Considering
🔧 Utilities
4.7(322 ratings)
FreeIn-App Purchases
OweMe - Debt Tracker screenshot 1
OweMe - Debt Tracker screenshot 2
OweMe - Debt Tracker screenshot 3
OweMe - Debt Tracker screenshot 4

Easily track money owed to you with this intuitive debt manager. It provides a clear overview of all outstanding debts and sends reminders for unpaid amounts, ensuring you always know where your money is.

More I Owe You apps to explore

FAQ about I Owe You

What are the best i owe you apps & games for iPhone?
Who Owes Me - Payment Tracker tops our i owe you apps & games ranking as of October 2026, with a 4.6-star average from 803 App Store ratings, and it's free to download.
Yes — 20 of the top i owe you apps & games we rank are free to download, including Who Owes Me - Payment Tracker and iOweYou: Debt Tracker.
Who Owes Me - Payment Tracker has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 42+ i owe you apps & games on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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