Best Icost Apps

110+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated May 2026

The best icost apps on iPhone average 4.6★ across 110+ titles — we've ranked them by what real users actually keep on their phones. Updated May 2026.

Compare top Icost Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1iCost记账-快速简洁好用的记账理财助手&记账软件iCost记账-快速简洁好用的记账理财助手&记账软件Free4.9★ (858)NoYesJul 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesJul 2026
3鲨鱼记账本-城市理财圈子必备工具软件鲨鱼记账本-城市理财圈子必备工具软件Free4.9★ (8.2K)YesYesJul 2026
4Cookie - Budget & ExpenseCookie - Budget & ExpenseFree4.9★ (320)NoYesJul 2026
5Apple WalletApple WalletFree4.8★ (6.7M)YesNoJul 2026
6小青账记账-存钱记账本理财购物清单小青账记账-存钱记账本理财购物清单Free4.9★ (275)NoYesJul 2026
7咔皮记账 - 你的个人CFO咔皮记账 - 你的个人CFOFree4.8★ (51K)NoNoJul 2026
8随手记-记账就用随手记随手记-记账就用随手记Free4.8★ (4.1K)YesYesJul 2026

Top Picks for Icost

iCost记账-快速简洁好用的记账理财助手&记账软件#1

iCost记账-快速简洁好用的记账理财助手&记账软件 by Guangzhou Quji Technology Co., Ltd.

随手记账,让你越记越有钱
Editor's Choice
💰 Finance
4.9😊(858 ratings)
FreeIn-App Purchases
iCost记账-快速简洁好用的记账理财助手&记账软件 screenshot 1
iCost记账-快速简洁好用的记账理财助手&记账软件 screenshot 2
iCost记账-快速简洁好用的记账理财助手&记账软件 screenshot 3
iCost记账-快速简洁好用的记账理财助手&记账软件 screenshot 4
iCost记账-快速简洁好用的记账理财助手&记账软件 screenshot 5
iCost记账-快速简洁好用的记账理财助手&记账软件 screenshot 6

This lightweight billing app simplifies daily bookkeeping for improved financial efficiency. It offers detailed consumption and income classification, asset management, and insightful chart analysis. Enjoy automatic iCloud backups, data export options, and support for multiple currencies and accounts.

What We Love

  • 👍 Simple and intuitive UI
  • 💰 Offers free basic features
  • 🔍 Detailed expense tracking
  • 🔢 Supports multiple currencies

Room to Improve

  • 🐛 Occasional bugs and crashes
  • ⏱️ Slow cold start times
  • 💳 Limited credit card support
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#63in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
4.9😊(8.2K ratings)
FreeAdsIn-App Purchases
鲨鱼记账本-城市理财圈子必备工具软件 screenshot 1
鲨鱼记账本-城市理财圈子必备工具软件 screenshot 2
鲨鱼记账本-城市理财圈子必备工具软件 screenshot 3
鲨鱼记账本-城市理财圈子必备工具软件 screenshot 4
鲨鱼记账本-城市理财圈子必备工具软件 screenshot 5
鲨鱼记账本-城市理财圈子必备工具软件 screenshot 6

Effortlessly track your spending with a user-friendly interface designed for quick entry. Analyze your financial habits through clear charts and secure cloud synchronization. Stay on top of your budget with customizable reminders and convenient widget access.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Convenient and efficient
  • 💡 Helpful for tracking expenses
  • 🔒 Secure and private

Room to Improve

  • 🐛 Occasional crashes or data loss
  • 💰 Premium features should be more accessible
  • 🌐 Lack of multi-currency support

More Icost apps to explore

4
Cookie - Budget & Expense
Cookie - Budget & Expense
Cookie - Budget & Expense
Track Expenses & Save Money
Free

Easily manage your finances with customizable categories, budget goals, and savings plans. Track expenses, income, and accounts across multiple currencies with automatic exchange rate conversion. Offers privacy protection and cloud sync across devices.

Customizable income/expense categoriesBudget goal settingSavings plan creation
💰 Finance
(320)
free with in-app purchases
5
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
6
小青账记账-存钱记账本理财购物清单
小青账记账-存钱记账本理财购物清单
小青账记账-存钱记账本理财购物清单
记账-财务自由的第一步-存钱记账软件理财攒钱
Free

This app helps you manage your finances with ease. Track expenses, monitor assets like bank cards and wallets, and set budgets to understand your spending habits and work towards financial freedom.

Lightweight and convenient interfaceAsset management for various accountsTwo-level expense classification
💰 Finance
(275)
free with in-app purchases
7
咔皮记账 - 你的个人CFO
咔皮记账 - 你的个人CFO
咔皮记账 - 你的个人CFO
by Shanghai Yuhuan Technology Co., LTD
Free

This app simplifies expense tracking with AI-powered automatic recording and categorization. It offers features like multi-account management, intelligent budgeting, and financial analysis to help users understand their spending habits and manage their money more effectively. Users can also record thoughts, moods, and to-dos, making it a comprehensive personal organizer.

AI automatic recording and categorizationUnlimited multi-account managementIntelligent budget planning
💰 Finance
(51K)
free
8
随手记-记账就用随手记
随手记-记账就用随手记
随手记-记账就用随手记
个人家庭生意账都能记
Free

This app offers a comprehensive solution for personal, family, and business accounting. It features AI-powered voice and image recognition for quick entry, detailed financial reports, and collaborative features for shared accounts. Numerous templates cater to various life stages and professions.

AI voice and image recognition for quick accountingCustomizable accounting keyboardHomepage financial reports and data cards
💰 Finance
(4.1K)
free with in-app purchases
9
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
10
木木记账-AI自动记账超方便
木木记账-AI自动记账超方便
木木记账-AI自动记账超方便
Born for Accounting
Free

This app offers a flexible personal finance and inventory management system. Customize modules for bookkeeping, asset tracking, subscriptions, and more. Adapt the interface and features to your specific needs and preferences.

AI-powered bookkeepingCustomizable modulesBill and subscription management
💰 Finance
(233)
free with in-app purchases
11
簡錢 Symoney® - Personal Finance
簡錢 Symoney® - Personal Finance
簡錢 Symoney® - Personal Finance
以简驭繁,财自有序
Free

This app offers a streamlined approach to personal finance management, focusing on efficient expense tracking and clear financial insights. It provides tools for quick logging, multi-currency support, and visual breakdowns of spending habits. Advanced features are available through a subscription for enhanced categorization and automation.

Fast expense loggingReal-time exchange ratesCharts and insights
💰 Finance
(25)
freemium
12
钱迹记账-无广告自动记账软件 & 预算 & 资产管理
钱迹记账-无广告自动记账软件 & 预算 & 资产管理
钱迹记账-无广告自动记账软件 & 预算 & 资产管理
简洁纯粹,随手记账,多人记账,存钱计划
Free

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Ad-free experienceAI auto-tracking and categorizationCross-platform sync (iOS, Android, Desktop)
💰 Finance
(371)
freemium
13
元元记账 - AI极速语音记账
元元记账 - AI极速语音记账
元元记账 - AI极速语音记账
AI记账快人一步
Free

This app uses AI to quickly log expenses through voice input, automatically creating categorized bills. It offers multiple input methods, including offline voice recording, and provides detailed visual reports and comprehensive asset management for all your financial accounts.

AI-powered voice expense loggingAutomatic bill generation and categorizationMultiple input methods (voice, text, manual)
💰 Finance
(12)
free
14
Slog: Budget&Portfolio Tracker
Slog: Budget&Portfolio Tracker
Slog: Budget&Portfolio Tracker
Net worth, Investing, Expenses
Free

Manage your personal finances and investments in one place. Track spending, analyze portfolio performance, and set budgets to gain control of your wealth. Offers detailed insights and visual reporting for informed financial decisions.

All money in one placeTransaction recordingPortfolio profit analysis
💰 Finance
(29)
freemium
15
Daak - Budget & Money Tracker
Daak - Budget & Money Tracker
Daak - Budget & Money Tracker
Expense Manager & Planner App
Free

Track expenses, manage budgets, and monitor assets with this comprehensive financial management tool. It offers customizable categories, multi-currency support, and detailed statistical charts. Secure your data with password protection and iCloud synchronization.

Customizable categoriesMulti-currency supportBudget and asset management
💰 Finance
(348)
free with in-app purchases
16
EMMO Cost
EMMO Cost
EMMO Cost
Easy to an account
Free

This app offers a simple and powerful way to manage your personal finances. It allows for quick accounting, detailed record-keeping with image support, and robust privacy features. Track your spending, generate reports, and sync across devices.

Picture cloud supportSearch billsPassword protection
💰 Finance
(927)
free with in-app purchases
17
iCost -Cost Of Living
iCost -Cost Of Living
iCost -Cost Of Living
Daily expenses account
Free

Track daily expenses with a simple, fast, and intuitive interface. Quickly add transactions, view detailed charts, and customize categories and budgets. Secure your data with password protection and backup options.

Intuitive and fast transaction entryDetailed income and expenditure chartsCustomizable currency and categories
💰 Finance
(3)
free
18
懒猫记账-简洁快速自动记账软件&理财助手
懒猫记账-简洁快速自动记账软件&理财助手
懒猫记账-简洁快速自动记账软件&理财助手
随手记账本,日常收支记录
Free

This app helps you track daily expenses, business transactions, travel costs, and family budgets with multiple customizable ledgers. It offers quick entry, budget reminders, and clear financial analysis through various charts and reports. Data is automatically backed up to iCloud for security and easy recovery.

Multiple customizable ledgersQuick expense entryBudget monitoring and reminders
💰 Finance
(7.3K)
free with in-app purchases
19
TaSe
TaSe
TaSe
Money Plan & Budget Tracker
Free

Easily track daily income and expenses, manage spending limits with budget settings, and monitor multiple wallets. Gain insights into your assets and improve your financial management with detailed trend analysis and automatic accounting features.

Detailed income and expense trackingMonthly budget and category managementMultiple wallet and asset management
💰 Finance
(1)
freemium
20
HeyCost记账:自动记账 AI记账 无广告
HeyCost记账:自动记账 AI记账 无广告
HeyCost记账:自动记账 AI记账 无广告
AI 自动记账,3秒快速记账
Free

Effortlessly track your expenses with AI assistance, transforming financial logging into a mindful journaling experience. Understand your spending habits through interactive charts and customizable categories, helping you achieve your financial goals.

AI-powered automatic expense detectionMindful spending journalingCustomizable spending categories
💰 Finance
(7)
free with in-app purchases

FAQ about Icost

What are the best icost apps for iPhone?
iCost记账-快速简洁好用的记账理财助手&记账软件 tops our icost apps ranking as of May 2026, with a 4.9-star average from 858 App Store ratings, and it's free to download.
Yes — 20 of the top icost apps we rank are free to download, including iCost记账-快速简洁好用的记账理财助手&记账软件 and Budget app - spending tracker.
iCost记账-快速简洁好用的记账理财助手&记账软件 has no ads and offers in-app purchases, according to its App Store listing as of May 2026.
We track 110+ icost apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
iCost is a simple and lightweight billing app designed to improve the efficiency of daily bookkeeping. It helps users track their income and expenses with detailed classifications, manage assets, and analyze financial trends through charts. The app prioritizes a minimalist operation process for quick note-taking.
Key features include a minimalist operation process for quick entries, detailed classification of consumption and income, asset management, chart analysis for trends, automatic iCloud backups, data export to Excel, support for unlimited classifications, and multiple currencies and accounts. It also supports dark mode, budgets, and Siri shortcuts.

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