Best Jago Hemat Apps

250+ iOS apps curated and reviewed

4.7 avg rating

20 free apps

Updated September 2026

The best jago hemat apps on iPhone average 4.7★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Jago Hemat Apps (September 2026)

#	App	Price	Rating	Ads	In-App Purchases	Updated
1	Jago Hemat	Free	5.0★ (1)	No	No	Sep 2026
2	Bank Jago/Jago Syariah	Free	4.8★ (283)	No	No	Sep 2026
3	AsetKu - Digital Lending	Free	4.6★ (17)	No	No	Sep 2026
4	Akulaku Merchant	Free	—	No	No	Aug 2026
5	BYOND by BSI	Free	4.2★ (19)	Yes	No	Sep 2026
6	Mobile JKN	Free	4.7★ (864)	No	No	Sep 2026
7	Master Bagasi: Means Happiness	Free	4.4★ (94)	Yes	No	Sep 2026
8	Toco - Sell and Buy	Free	5.0★ (1)	No	No	Sep 2026

Top Picks for Jago Hemat

#1

Jago Hemat by Ejago Inc

Hemat Setiap Hari!

Editor's Choice

🍔 Food & Drink

5.0(1 ratings)

Free

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This app helps users save money and reduce food waste by offering discounted groceries and meals nearing their expiration date. It connects buyers with stores selling these items at half price, promoting sustainable consumption.

#2

Bank Jago/Jago Syariah by Bank Artos

Mobile transfer & track money

Strong Contender

4.8(283 ratings)

Free

Bank Jago/Jago Syariah screenshot 1

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This digital banking app allows you to manage your spending and savings with personalized pockets. Enjoy free transfers, ATM withdrawals, and convenient bill payments. Securely manage your finances with multi-layer security and biometric access.

#3

AsetKu - Digital Lending by PT. PINTAR INOVASI DIGITAL

Licensed and supervised by OJK

Worth Considering

4.6(17 ratings)

Free

AsetKu - Digital Lending screenshot 1

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AsetKu - Digital Lending screenshot 3

This platform offers secure, digital lending services with flexible loan options and transparent costs. It provides a user-friendly experience for borrowing money anytime, anywhere, without requiring collateral. All operations are licensed and supervised by OJK.

More Jago Hemat apps to explore

Akulaku Merchant

Akulaku Merchant

Akulaku Merchant

Bisnis di Satu Genggaman

#SemuaJadiMudah

This digital banking app offers a comprehensive suite of Sharia-compliant financial services. Easily manage accounts, make payments, invest in various assets, apply for financing, and access Islamic features like donations and prayer reminders.

Open accounts remotelyQRIS and bill paymentsE-wallet top-ups

Access comprehensive information about the National Health Insurance program and manage your participation. Easily find details on your membership, healthcare facilities, and contribution payments. The app also facilitates new participant registration and provides timely bill notifications.

View JKN program informationSearch participant dataFind healthcare facility locations

Master Bagasi: Means Happiness

Master Bagasi: Means Happiness

Master Bagasi: Means Happiness

Cross Border E-Commerce

Shop for authentic Indonesian products like spices, snacks, and local crafts from anywhere in the world. You can also send personal items from Indonesia, combining them with your purchases for consolidated, affordable shipping. Track your deliveries easily and stay connected to home.

Shop authentic Indonesian productsSend personal items from IndonesiaCombine shopping and personal packages

🛍️ Shopping

free with in-app purchases

Toco - Sell and Buy

Toco - Sell and Buy

Toco - Sell and Buy

by PT. TOCO RAMAI DIGITAL

This app is a marketplace for buying and selling new and preloved items in Indonesia. It offers a wide range of products, 0% commissions, secure payments, and flexible logistics. The platform features an intuitive interface, in-app chat, and promotional tools to enhance the user experience.

Sell new and preloved itemsWide range of product categories0% commission on sales

🛍️ Shopping

by Elyzian Interactive PLT

This app helps Muslims calculate and understand Islamic inheritance (Faraid) and wills. It aims to educate users on the proper distribution of assets according to Sharia law, ensuring this important knowledge is preserved.

Faraid inheritance calculationWasiat (will) distributionUnderstanding Islamic inheritance law

Indonesia Radio: Indonesian FM

Indonesia Radio: Indonesian FM

Indonesia Radio: Indonesian FM

Indonesia Radio Channel Online

Stream Indonesian radio stations live, anytime, anywhere. Easily find and play your favorite local stations with direct streaming for the fastest speeds and lowest buffering. Enjoy background playback and favorite stations for quick access.

Live streaming of Indonesian radio stationsBackground playbackFavorite stations

Superbank: Savings & Loans

Superbank: Savings & Loans

Superbank: Savings & Loans

Save, borrow & zero admin fee!

This banking app offers rewarding savings accounts, easy loan access, and convenient QRIS payments. Enjoy no admin fees and free transfers, with competitive interest rates on deposits and savings. It provides a secure and transparent digital banking experience.

High-yield savings and deposit accountsQRIS paymentsFree transfers

by LOTTE MART INDONESIA, PT

This app offers a convenient way to shop for daily necessities and a wide range of products, including groceries, household items, and electronics. Enjoy a seamless shopping experience with easy and fast payment options, accessible anytime and anywhere.

Wide product selectionDaily necessitiesGroceries and fresh produce

🛍️ Shopping

Bale Syariah by BSN

Bale Syariah by BSN

Bale Syariah by BSN

Bale Syariah by BSN

This banking app offers secure, fast, and easy transactions based on Sharia principles. Open accounts, register, and activate without visiting a branch. It aims to fulfill your financial, social, and spiritual needs.

Easy and fast account openingRemote registration and activationConvenient daily transactions

Uzum Market:Online Marketplace

Uzum Market:Online Marketplace

Uzum Market:Online Marketplace

Smart shopping for every day

This online marketplace offers a wide selection of goods from various categories, including electronics, clothing, home goods, and groceries. Enjoy competitive prices, daily promotions, and fast delivery across the country. Shop conveniently from your phone with easy ordering and flexible payment options.

Wide product selection across 20+ categoriesCompetitive prices and daily promotions1-day express delivery nationwide

🛍️ Shopping

free with in-app purchases

Kompas TV - Live Streaming

Kompas TV - Live Streaming

Kompas TV - Live Streaming

Live Streaming 24 Jam

Stay informed with this trusted source for the latest news from Indonesia and around the world. Watch live news broadcasts, follow breaking stories, and enjoy exclusive video content anytime, anywhere.

Live 24/7 news broadcastsBreaking news updatesExclusive video content

detikcom - Berita Terlengkap

detikcom - Berita Terlengkap

detikcom - Berita Terlengkap

by Agranet Multicitra Siberkom

Access a comprehensive news experience with diverse categories, breaking news live streams, and popular trending topics. Enjoy exclusive videos, local news updates, and a comfortable reading experience with night mode. It also facilitates transactions for tickets and event information.

Diverse news categoriesBreaking news live streamsPopular trending topics

ئیسلام ب زمانەکێ سادە

A comprehensive Islamic app for Kurdish Muslims, offering the full Quran with Badini Kurdish translation and tafsir, accurate prayer times, daily reminders, and a collection of Islamic texts and lectures. It works offline after the initial download and features a clean, modern design.

Full Quran with Badini Kurdish tafsirAccurate prayer times with notificationsMorning and evening adhkar

Uzum Bank online

Uzum Bank online

Uzum Bank online

Mikroqarz, kredit, o‘tkazma

Manage your finances with this online banking app. Get a free virtual card, make payments, transfer money, and earn cashback on purchases. Access loans and installment options easily.

Free virtual cardOnline paymentsMoney transfers

Naik mobile ver 2.0

Naik mobile ver 2.0

Naik mobile ver 2.0

by NONGHYUP KORINDO SEKURITAS, PT

Invest in the stock market with ease and enjoyment. Open an account online, manage your portfolio, and monitor market trends all from your mobile device. Features like one-page reviews and personalized menus make investing accessible for everyone.

Online account openingPortfolio monitoringMarket analysis

Sayurbox - Grocery Jadi Mudah

Sayurbox - Grocery Jadi Mudah

Sayurbox - Grocery Jadi Mudah

Freshness Guaranteed

Shop for fresh produce, proteins, and pantry staples directly from farmers and local suppliers. Enjoy convenient home delivery with flexible same-day and next-day options. Get guaranteed freshness or your money back.

Shop fresh produce from farmersGuaranteed quality proteinsReady-to-cook meal packages

🛍️ Shopping

free with in-app purchases

FAQ about Jago Hemat

What are the best jago hemat apps for iPhone?

Jago Hemat tops our jago hemat apps ranking as of September 2026, with a 5.0-star average from 1 App Store ratings, and it's free to download.

Are there free jago hemat apps for iPhone?

Yes — 20 of the top jago hemat apps we rank are free to download, including Jago Hemat and Bank Jago/Jago Syariah.

Does Jago Hemat have ads or in-app purchases?

Jago Hemat has no ads and has no in-app purchases, according to its App Store listing as of September 2026.

How many jago hemat apps are on the App Store?

We track 250+ jago hemat apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

How does Jago Hemat help reduce food waste?

Jago Hemat facilitates the sale of food items nearing their expiration date at significantly reduced prices. This allows consumers to purchase these items, preventing them from being discarded by stores and contributing to a reduction in overall food waste.

What kind of food can I find on Jago Hemat?

You can find a variety of groceries and prepared meals that are approaching their expiration date. The app allows users to filter products by category, price range, and dietary needs, ensuring you can find items that suit your preferences.