Best Kleo Apps

188+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

Cleo AI is the household name in kleo, but it's far from the only option. We track 188+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Kleo Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7★ (261K)NoNoSep 2026
2Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (379K)YesNoSep 2026
3Kleo: Spanish, Italian, GermanKleo: Spanish, Italian, GermanFree4.9★ (706)YesYesAug 2026
4Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (557K)NoNoSep 2026
5FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (154K)NoNoSep 2026
6Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (458K)NoNoSep 2026
7Gerald Cash AdvanceGerald Cash AdvanceFree4.4★ (30K)NoNoSep 2026
8Kleo: Find Local ProsKleo: Find Local ProsFree5.0★ (2)NoNoJun 2026

Top Picks for Kleo

Cleo AI: Cash Advance & Budget#1

Cleo AI: Cash Advance & Budget by Cleo AI Ltd

Credit Builder & Savings Goals
Editor's Choice
💰 Finance
4.7😐(261K ratings)
Free
#35in Finance
Cleo AI: Cash Advance & Budget screenshot 1
Cleo AI: Cash Advance & Budget screenshot 2
Cleo AI: Cash Advance & Budget screenshot 3
Cleo AI: Cash Advance & Budget screenshot 4
Cleo AI: Cash Advance & Budget screenshot 5
Cleo AI: Cash Advance & Budget screenshot 6

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • 🚀 Great service
  • 💡 Entertaining and easy to understand budgeting/finance app
  • 👍 Helpful in building credit and getting through hard times
  • 👍 Useful features like Spendr and Cleo Wallet

Room to Improve

  • 🐛 Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • 🔒 Concerns about data privacy and security
  • 💰 Misleading subscription fees and charges
  • 🤖 Unhelpful and unresponsive customer service
Klover - Instant Cash Advance#2

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Strong Contender
💰 Finance
4.8😐(379K ratings)
FreeAds
#45in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • 🚀 Quick and easy setup
  • 💰 Helpful for financial emergencies
  • 👍 Transparent and fair model
  • 🤝 Reliable and efficient
  • 💳 Seamless bank account integration

Room to Improve

  • 🔍 Confusing point system
  • ⏱️ Slow customer support response times
  • 🤔 Inconsistent advance amounts
  • 💰 High fees for instant transfers
  • 🐛 Technical issues with receipt scanning and surveys
Kleo: Spanish, Italian, German#3

Kleo: Spanish, Italian, German by We Say Hi

Speak The Language Fast
Worth Considering
📚 Education
4.9😊(706 ratings)
FreeAdsIn-App Purchases
Kleo: Spanish, Italian, German screenshot 1
Kleo: Spanish, Italian, German screenshot 2
Kleo: Spanish, Italian, German screenshot 3
Kleo: Spanish, Italian, German screenshot 4
Kleo: Spanish, Italian, German screenshot 5
Kleo: Spanish, Italian, German screenshot 6

This app offers a unique approach to language learning, focusing on speaking fluency from the start. It uses AI to provide instant pronunciation feedback and personalized lessons, simulating a supportive tutor experience.

What We Love

  • 👍 Interactive and engaging learning experience
  • 🚀 Effective speech recognition and pronunciation feedback
  • 💡 Immersive virtual tutor approach
  • 👍 Fun and motivating lessons
  • 👍 Helpful for travel and real-life conversations

Room to Improve

  • 🐛 Voice recognition issues with certain pronunciations
  • 🔍 Limited content beyond beginner levels
  • 🔍 Frustration with getting stuck on early units
  • 🔍 Lack of customization options (e.g., turning off audio)

More Kleo apps to explore

FAQ about Kleo

What are the best kleo apps for iPhone?
Cleo AI: Cash Advance & Budget tops our kleo apps ranking as of September 2026, with a 4.7-star average from 261K App Store ratings, and it's free to download.
Yes — 20 of the top kleo apps we rank are free to download, including Cleo AI: Cash Advance & Budget and Klover - Instant Cash Advance.
Cleo AI: Cash Advance & Budget has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 188+ kleo apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Cleo AI is an AI-powered money coach that helps users budget, save money, build credit, and access cash advances. It uses a conversational interface to make managing finances simple and engaging, offering insights into spending habits and personalized financial advice.
Key features include an AI chat interface for financial queries, budgeting tools, a savings account with a 2.72% APY, cash advances up to $250 with no interest or credit checks, credit building without a credit card, automated financial planning with Autopilot, and a debt management dashboard.

Related searches