Best Kleo Apps

180+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Cleo AI is the household name in kleo, but it's far from the only option. We track 180+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Kleo Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7★ (255K)NoNoAug 2026
2Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (370K)YesNoAug 2026
3Kleo: Spanish, Italian, GermanKleo: Spanish, Italian, GermanFree4.9★ (706)YesYesJul 2026
4Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (454K)NoNoAug 2026
5Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (549K)NoNoAug 2026
6FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (152K)NoNoAug 2026
7EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8★ (448K)NoNoAug 2026
8Kleo: Find Local ProsKleo: Find Local ProsFree5.0★ (2)NoNoJun 2026

Top Picks for Kleo

Cleo AI: Cash Advance & Budget#1

Cleo AI: Cash Advance & Budget by Cleo AI Ltd

Credit Builder & Savings Goals
Editor's Choice
💰 Finance
4.7😐(255K ratings)
Free
#34in Finance
Cleo AI: Cash Advance & Budget screenshot 1
Cleo AI: Cash Advance & Budget screenshot 2
Cleo AI: Cash Advance & Budget screenshot 3
Cleo AI: Cash Advance & Budget screenshot 4
Cleo AI: Cash Advance & Budget screenshot 5
Cleo AI: Cash Advance & Budget screenshot 6

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • 🚀 Great service
  • 💡 Entertaining and easy to understand budgeting/finance app
  • 👍 Helpful in building credit and getting through hard times
  • 👍 Useful features like Spendr and Cleo Wallet

Room to Improve

  • 🐛 Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • 🔒 Concerns about data privacy and security
  • 💰 Misleading subscription fees and charges
Klover - Instant Cash Advance#2

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Strong Contender
💰 Finance
4.8😐(370K ratings)
FreeAds
#45in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • 🚀 Quick and easy setup
  • 💰 Helpful for financial emergencies
  • 👍 Transparent and fair model
  • 🤝 Reliable and efficient

Room to Improve

  • 🔍 Confusing point system
  • ⏱️ Slow customer support response times
  • 🤔 Inconsistent advance amounts
Kleo: Spanish, Italian, German#3

Kleo: Spanish, Italian, German by We Say Hi

Speak The Language Fast
Worth Considering
📚 Education
4.9😊(706 ratings)
FreeAdsIn-App Purchases
Kleo: Spanish, Italian, German screenshot 1
Kleo: Spanish, Italian, German screenshot 2
Kleo: Spanish, Italian, German screenshot 3
Kleo: Spanish, Italian, German screenshot 4
Kleo: Spanish, Italian, German screenshot 5
Kleo: Spanish, Italian, German screenshot 6

This app offers a unique approach to language learning, focusing on speaking fluency from the start. It uses AI to provide instant pronunciation feedback and personalized lessons, simulating a supportive tutor experience.

What We Love

  • 👍 Interactive and engaging learning experience
  • 🚀 Effective speech recognition and pronunciation feedback
  • 💡 Immersive virtual tutor approach
  • 👍 Fun and motivating lessons

Room to Improve

  • 🐛 Voice recognition issues with certain pronunciations
  • 🔍 Limited content beyond beginner levels
  • 🔍 Frustration with getting stuck on early units

More Kleo apps to explore

4
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(454K)
subscription
5
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(549K)
free with in-app purchases
6
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Support When You Need Money
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(152K)
subscription
7
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(448K)
free with in-app purchases
8
Kleo: Find Local Pros
Kleo: Find Local Pros
Kleo: Find Local Pros
Browse By Service, Chat, Book
Free

Easily connect with local service providers for wellness, beauty, and home needs. Browse profiles, chat securely, and manage job details all in one place. Built with privacy and safety as top priorities.

Discover providers by service, specialty, and locationSecure in-app chat without sharing phone numbersShare photos and job details
💼 Business
(2)
free
9
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
💰 Finance
(30K)
free with in-app purchases
10
Kleo: Health Organizer
Kleo: Health Organizer
Kleo: Health Organizer
Track appointments & tasks
Free
💪 Health & Fitness
(0)
11
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
💰 Finance
(214K)
free with in-app purchases
12
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(877K)
freemium
13
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(26K)
free with in-app purchases
14
Kleo user
Kleo user
Kleo user
by Juan Amarilla
Free
🛍️ Shopping
(0)
15
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
💰 Finance
(32K)
free with in-app purchases
16
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(38K)
free
17
Kleo Finance
Kleo Finance
Kleo Finance
by Abhay Nikam
Free
💰 Finance
(0)
18
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(322K)
free with in-app purchases
19
Kleos
Kleos
Kleos
by Wolters Kluwer
Free
💼 Business
(0)
20
Cleo & Co
Cleo & Co
Cleo & Co
by KLEO GROUP S.R.L.
Free
🛍️ Shopping
(0)

FAQ about Kleo

What are the best kleo apps for iPhone?
Cleo AI: Cash Advance & Budget tops our kleo apps ranking as of August 2026, with a 4.7-star average from 255K App Store ratings, and it's free to download.
Yes — 20 of the top kleo apps we rank are free to download, including Cleo AI: Cash Advance & Budget and Klover - Instant Cash Advance.
Cleo AI: Cash Advance & Budget has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 180+ kleo apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Cleo AI is an AI-powered money coach that helps users budget, save money, build credit, and access cash advances. It uses a conversational interface to make managing finances simple and engaging, offering insights into spending habits and personalized financial advice.
Key features include an AI chat interface for financial queries, budgeting tools, a savings account with a 2.72% APY, cash advances up to $250 with no interest or credit checks, credit building without a credit card, automated financial planning with Autopilot, and a debt management dashboard.

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