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Best Kleo Apps

175+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated May 2026

Cleo AI is the household name in kleo, but it's far from the only option. We track 175+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Kleo Apps (May 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cleo AI: Manage Your MoneyCleo AI: Manage Your MoneyFree4.7★ (248K)NoNoJul 2026
2Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (359K)YesNoJul 2026
3Kleo: Spanish, Italian, GermanKleo: Spanish, Italian, GermanFree4.9★ (706)YesYesJul 2026
4FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (147K)YesNoJul 2026
5Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (450K)NoNoJul 2026
6Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (531K)NoNoJul 2026
7Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (861K)NoNoJul 2026
8Gerald - Cash AdvanceGerald - Cash AdvanceFree4.4★ (28K)NoNoJul 2026

Top Picks for Kleo

Cleo AI: Manage Your Money#1

Cleo AI: Manage Your Money by Cleo AI Ltd

AI Chat to budget your money
Editor's Choice
💰 Finance
4.7😐(248K ratings)
Free
#23in Finance
Cleo AI: Manage Your Money screenshot 1
Cleo AI: Manage Your Money screenshot 2
Cleo AI: Manage Your Money screenshot 3
Cleo AI: Manage Your Money screenshot 4
Cleo AI: Manage Your Money screenshot 5
Cleo AI: Manage Your Money screenshot 6

This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • 🚀 Great service
  • 💡 Entertaining and easy to understand budgeting/finance app
  • 👍 Helpful in building credit and getting through hard times
  • 👍 Useful features like Spendr and Cleo Wallet

Room to Improve

  • 🐛 Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • 🔒 Concerns about data privacy and security
  • 💰 Misleading subscription fees and charges
Klover - Instant Cash Advance#2

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Strong Contender
💰 Finance
4.8😐(359K ratings)
FreeAds
#51in Finance
Klover - Instant Cash Advance screenshot 1
Klover - Instant Cash Advance screenshot 2
Klover - Instant Cash Advance screenshot 3
Klover - Instant Cash Advance screenshot 4
Klover - Instant Cash Advance screenshot 5
Klover - Instant Cash Advance screenshot 6

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • 🚀 Quick and easy setup
  • 💰 Helpful for financial emergencies
  • 👍 Transparent and fair model
  • 🤝 Reliable and efficient

Room to Improve

  • 🔍 Confusing point system
  • ⏱️ Slow customer support response times
  • 🤔 Inconsistent advance amounts
Kleo: Spanish, Italian, German#3

Kleo: Spanish, Italian, German by We Say Hi

Speak The Language Fast
Worth Considering
📚 Education
4.9😊(706 ratings)
FreeAdsIn-App Purchases
Kleo: Spanish, Italian, German screenshot 1
Kleo: Spanish, Italian, German screenshot 2
Kleo: Spanish, Italian, German screenshot 3
Kleo: Spanish, Italian, German screenshot 4
Kleo: Spanish, Italian, German screenshot 5
Kleo: Spanish, Italian, German screenshot 6

This app offers a unique approach to language learning, focusing on speaking fluency from the start. It uses AI to provide instant pronunciation feedback and personalized lessons, simulating a supportive tutor experience.

What We Love

  • 👍 Interactive and engaging learning experience
  • 🚀 Effective speech recognition and pronunciation feedback
  • 💡 Immersive virtual tutor approach
  • 👍 Fun and motivating lessons

Room to Improve

  • 🐛 Voice recognition issues with certain pronunciations
  • 🔍 Limited content beyond beginner levels
  • 🔍 Frustration with getting stuck on early units

More Kleo apps to explore

4
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(147K)
subscription
5
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(450K)
subscription
6
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(531K)
free with in-app purchases
7
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(861K)
freemium
8
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Get Cash Fast, No Credit Check
Free

Access instant cash advances for everyday essentials and household items without credit checks, interest, or hidden fees. Earn rewards and play games to fund future purchases.

Buy Now, Pay Later with AdvanceInstant FREE Cash Advance TransferStore Rewards
💰 Finance
(28K)
free with in-app purchases
9
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(36K)
free
10
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
💰 Finance
(194K)
free with in-app purchases
11
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
EarnIn: Beyond Cash Advance
Get Paid Fast, Early Payday
Free

Access funds you've already earned before payday with this app. It offers same-day pay, overdraft protection, credit monitoring, and savings tools. Get up to $150 daily with optional expedited transfers for a small fee.

Access up to $150 per dayGet paycheck up to 2 days earlyOverdraft alerts and custom transfers
💰 Finance
(441K)
free with in-app purchases
12
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
💰 Finance
(31K)
free with in-app purchases
13
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(116K)
free with in-app purchases
14
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
MoneyLion: Banking & Cash Back
Cashback rewards & Loan Offers
Free

Access mobile banking, personal finance tools, and cash advances. Earn cashback rewards and explore loan offers. Build credit with a membership and get paid up to two days early with direct deposit.

Mobile banking with early direct depositCash advances up to $1000Cashback rewards on spending
💰 Finance
(320K)
free with in-app purchases
15
Money App - Cash Advance
Money App - Cash Advance
Money App - Cash Advance
by PRG Ventures, Inc.
Free

Access your earned wages early to cover immediate expenses like groceries, gas, and bills. This service allows you to get cash before your payday without interest, credit checks, or hidden fees. Repayment is automatic via payroll deduction or linked bank account.

Access earned wages earlyNo interest or credit checksNo late or hidden fees
💰 Finance
(25K)
free with in-app purchases
16
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
17
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Atlas - Rewards Credit Card
Earn cash back. Build credit.
Free

This app offers a rewards credit card designed for easy approval, even without credit history. It helps users build credit, save money with automatic discounts, and manage their finances securely with features like auto-pay and fraud protection.

High approval ratesBuild credit historyAutomatic savings up to 10%
💰 Finance
(247K)
free with in-app purchases
18
KOLEO
KOLEO
KOLEO
Trains and tickets
Free

Plan your train journeys and purchase tickets for various Polish railway operators. Access up-to-date timetables, fare information, and discounts. Buy tickets securely and easily within the app without extra fees.

PKP train timetableTicket pricesBuy train tickets
✈️ Travel
(324)
free
19
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Albert: Budgeting and Banking
Organize. Budget. Save.
Free

Manage your finances with an all-in-one app for budgeting, saving, and investing. It offers 24/7 identity monitoring, high-yield savings accounts, and an AI financial assistant to help you organize your money.

Budgeting and expense trackingAutomatic savings and investing24/7 identity and account monitoring
💰 Finance
(321K)
subscription
20
B9: Cash Advance
B9: Cash Advance
B9: Cash Advance
No Credit Check Payday Advance
Free

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

Early paycheck accessCash advances up to $1kAdvance limit grows with direct deposit
💰 Finance
(19K)
subscription

FAQ about Kleo

What are the best kleo apps for iPhone?
Cleo AI: Manage Your Money tops our kleo apps ranking as of May 2026, with a 4.7-star average from 248K App Store ratings, and it's free to download.
Yes — 20 of the top kleo apps we rank are free to download, including Cleo AI: Manage Your Money and Klover - Instant Cash Advance.
Cleo AI: Manage Your Money has no ads and has no in-app purchases, according to its App Store listing as of May 2026.
We track 175+ kleo apps on the iOS App Store as of May 2026, ranked by rating, recency, and analysis of real user reviews.
Cleo AI is an AI-powered money coach that helps users budget, save money, build credit, and access cash advances. It uses a conversational interface to make managing finances simple and engaging, offering insights into spending habits and personalized financial advice.
Key features include an AI chat interface for financial queries, budgeting tools, a savings account with a 2.72% APY, cash advances up to $250 with no interest or credit checks, credit building without a credit card, automated financial planning with Autopilot, and a debt management dashboard.

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