Best Kleo Apps

96+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

Cleo AI is the household name in kleo, but it's far from the only option. We track 96+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Kleo Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Cleo AI: Cash Advance & BudgetCleo AI: Cash Advance & BudgetFree4.7★ (264K)NoNoOct 2026
2Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (390K)YesNoOct 2026
3Kleo: Spanish, Italian, GermanKleo: Spanish, Italian, GermanFree4.9★ (706)YesYesOct 2026
4Kleo: Health OrganizerKleo: Health OrganizerFree—YesYesJul 2026
5Kleo userKleo userFree—NoNoMay 2026
6Kleo FinanceKleo FinanceFree——NoJul 2026
7KleosKleosFree—YesNoMay 2026
8Kleo RepartidorKleo RepartidorFree—NoNoMay 2026

Top Picks for Kleo

Cleo AI: Cash Advance & Budget#1

Cleo AI: Cash Advance & Budget by Cleo AI Ltd

Credit Builder & Savings Goals
Editor's Choice
💰 Finance
4.7😐(264K ratings)
Free
#34in Finance
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This AI-powered financial assistant helps you manage your money through conversational chat. It offers budgeting tools, savings accounts with high APY, credit building features, and cash advances without interest or credit checks.

What We Love

  • 🚀 Great service
  • 💡 Entertaining and easy to understand budgeting/finance app
  • 👍 Helpful in building credit and getting through hard times
  • 👍 Useful features like Spendr and Cleo Wallet

Room to Improve

  • 🐛 Bugs and issues with disconnecting bank accounts and canceling subscriptions
  • 🔒 Concerns about data privacy and security
  • 💰 Misleading subscription fees and charges
  • 🤖 Unhelpful and unresponsive customer service
Klover - Instant Cash Advance#2

Klover - Instant Cash Advance by Klover Holdings, Inc.

Up to $750 Before Payday
Strong Contender
💰 Finance
4.8😐(390K ratings)
FreeAds
#43in Finance
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Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

What We Love

  • 🚀 Quick and easy setup
  • 💰 Helpful for financial emergencies
  • 👍 Transparent and fair model
  • 🤝 Reliable and efficient
  • 💳 Seamless bank account integration

Room to Improve

  • 🔍 Confusing point system
  • ⏱️ Slow customer support response times
  • 🤔 Inconsistent advance amounts
  • 💰 High fees for instant transfers
  • 🐛 Technical issues with receipt scanning and surveys
Kleo: Spanish, Italian, German#3

Kleo: Spanish, Italian, German by We Say Hi

Speak The Language Fast
Worth Considering
📚 Education
4.9😊(706 ratings)
FreeAdsIn-App Purchases
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This app offers a unique approach to language learning, focusing on speaking fluency from the start. It uses AI to provide instant pronunciation feedback and personalized lessons, simulating a supportive tutor experience.

What We Love

  • 👍 Interactive and engaging learning experience
  • 🚀 Effective speech recognition and pronunciation feedback
  • 💡 Immersive virtual tutor approach
  • 👍 Fun and motivating lessons
  • 👍 Helpful for travel and real-life conversations

Room to Improve

  • 🐛 Voice recognition issues with certain pronunciations
  • 🔍 Limited content beyond beginner levels
  • 🔍 Frustration with getting stuck on early units
  • 🔍 Lack of customization options (e.g., turning off audio)

More Kleo apps to explore

FAQ about Kleo

What are the best kleo apps for iPhone?
Cleo AI: Cash Advance & Budget tops our kleo apps ranking as of October 2026, with a 4.7-star average from 264K App Store ratings, and it's free to download.
Yes — 20 of the top kleo apps we rank are free to download, including Cleo AI: Cash Advance & Budget and Klover - Instant Cash Advance.
Cleo AI: Cash Advance & Budget has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 96+ kleo apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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