Best Loan App In Nigeria Without Bvn

188+ iOS apps curated and reviewed

3.5 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good loan app in nigeria without bvn apps. We benchmark 188+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Loan App In Nigeria Without Bvn

eLendly#2

eLendly by Elendly Limited

Gift, Lend, Borrow and Invest
Strong Contender
💰 Finance
2.2(49 ratings)
Free
eLendly screenshot 1
eLendly screenshot 2
eLendly screenshot 3
eLendly screenshot 4
eLendly screenshot 5

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

Monibac#3

Monibac by Prime Zone Limited

Get access to loans on Monibac
Worth Considering
💰 Finance
2.7(61 ratings)
Free
Monibac screenshot 1
Monibac screenshot 2
Monibac screenshot 3
Monibac screenshot 4
Monibac screenshot 5

Access loans without collateral, save with interest, and easily manage funds with the Monibac app. Get up to 150% of your savings as a loan, no charges on deposits or loans, and personalized repayment reminders. Install, register, save, and start benefiting today!

More Loan App In Nigeria Without Bvn apps to explore

4
Fidelity FastLoan
Fidelity FastLoan
Fidelity FastLoan
by Fidelity Bank Plc
Free

This application allows users to process micro loans instantly, with disbursement within 2 minutes and flexible repayment options. It provides a convenient way to access loans without requiring documentation, collateral, or a bank visit.

💰 Finance
(29)
5
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest – download now!

💰 Finance
(165)
6
Neocash Mobile
Neocash Mobile
Neocash Mobile
Powered by Shepherd Trust
Free

NeoCash Mobile is a convenient app that provides quick and easy loans ranging from ₦5,000 to ₦5,000,000 for Lagos State residents without the need for collateral or guarantors. With NeoCash, you can apply for a loan in less than five minutes, choose your payment tenure, and enjoy a secure and reliable loan experience. Download the app now to access fast financial assistance.

💰 Finance
(11)
7
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

Get quick online loans easily with just a few taps using this efficient app. Instantly access the funds you need, hassle-free – try it now!

💰 Finance
(14K)
8
Moniepoint Business Banking
Moniepoint Business Banking
Moniepoint Business Banking
Mobile bank account|POS|Loans
Free

A modern business banking application offering bank account management and POS services for smooth financial transactions, providing convenience and efficiency for businesses. Simplify your financial operations with Moniepoint Business Banking – streamline your finances today!

💰 Finance
(14K)
9
Kiakia P2P
Kiakia P2P
Kiakia P2P
You fund. We invest. You earn.
Free

Earn up to 40% interest by investing in loans and businesses through a secure peer-to-peer lending platform. Start investing with as little as N50,000 and watch your money grow without any risk of losing it, with interests and profits automatically credited to your account.

💰 Finance
(18)
10
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
High Credit. Low Rate. Legit.
Free
💰 Finance
(91)
11
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
12
Lakeview Mortgage
Lakeview Mortgage
Lakeview Mortgage
Your mortgage on the go.
Free

Manage your mortgage with ease using our app. Make payments, review statements, track finances, and get quick assistance whenever you need it. Simplify your loan servicing with just a few taps.

💰 Finance
(20K)
13
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

An innovative mobile banking app that enables users to manage their finances seamlessly, offering features like account monitoring, fund transfers, and bill payments. Experience convenient banking on-the-go with just a few taps.

💰 Finance
(10K)
14
PayMe - Personal loan app
PayMe - Personal loan app
PayMe - Personal loan app
Instant personal loan app
Free

Get instant personal loans of up to Rs. 2 Lakh with flexible repayment options and quick approvals through this app. Register now and receive the desired amount directly into your bank account with a 100% paperless process.

💰 Finance
(27)
15
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Cash Loan: Loan Emi Calculator
Personal Instant Loan Guide
Free
💰 Finance
(0)
16
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
17
My LoanCare Go
My LoanCare Go
My LoanCare Go
Your mortgage on the go.
Free

Access your mortgage information anytime, anywhere with our app. Simplify loan payments, view statements, manage finances, and more easily than ever. Take control of your mortgage with just a few taps.

💰 Finance
(25K)
18
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free
💰 Finance
(0)
19
QuickBucks
QuickBucks
QuickBucks
Access bank loan app
Free
💰 Finance
(95)
20
LAPO Mobile App
LAPO Mobile App
LAPO Mobile App
by LAPO MFB
Free

This mobile banking app offers a convenient and hassle-free way to manage your finances on-the-go, with features such as self-onboarding, bill payments, transfers, and account monitoring. Download and experience a new level of banking with cutting-edge services and solutions at your fingertips.

💰 Finance
(29)