Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.






248+ iOS apps curated and reviewed
Every iPhone needs a few good loan app in nigeria without bvn. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 | Free | 2.8★ (87) | No | No | Oct 2026 | ||
| 2 | Free | 2.5★ (40) | No | No | Oct 2026 | ||
| 3 | Free | 3.3★ (7) | No | No | Nov 2026 | ||
| 4 | Free | 1.8★ (5) | No | No | Oct 2026 | ||
| 5 | Free | 2.9★ (23) | No | No | Oct 2026 | ||
| 6 | Free | 2.7★ (108) | No | No | Nov 2026 | ||
| 7 | Free | 4.7★ (130K) | No | No | Nov 2026 | ||
| 8 | Free | — | No | No | Nov 2026 |






Access collateral-free loans and earn interest on savings. This app allows users to save, withdraw, and get loans up to 150% of their savings after three months. Enjoy transparent loan terms and repayment reminders.






This finance app enables users to apply for and receive micro loans quickly. It offers instant disbursement within minutes, with flexible repayment options. No documentation, collateral, or bank visits are required.






This app offers quick and easy personal loans to Lagos State residents, with amounts ranging from ₦5,000 to ₦5,000,000. Apply in minutes with no collateral or guarantor required for most loans. Funds are credited upon approval, with flexible repayment terms and transparent APR.